# LO Income Worksheet — Underwriter Ready

> Underwriter Ready (iPhone/iPad app by Danny Jones LLC.)

- Source: https://appshunter.io/ios/app/lo-income-worksheet/id6765924614 (this page in markdown: same URL + `.md`)
- Developer: [Danny Jones LLC](https://appshunter.io/developer/1536604627)
- Category: Finance, Business
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.4 · 1 MB
- Languages: American English
- Released: 2026-05-11
- Data updated: 2026-06-23
- User reviews in markdown: https://appshunter.io/ios/app/lo-income-worksheet/id6765924614/reviews.md

## What is LO Income Worksheet?

LO Income Worksheet is a faster, simpler way for loan officers to calculate qualifying income without relying on clunky spreadsheets or confusing worksheet templates.

Built specifically for mortgage income analysis, the app helps you enter income quickly, compare averaging methods at a glance, and determine qualifying income in just a minute or two.

Use LO Income Worksheet to review:
• Base pay
• Overtime
• Bonus
• Commission
• Other income
• Non-taxable income

The app automatically calculates and displays:
• YTD annualized income
• YTD + 1 year average
• YTD + 2 year average

Simply tap the average you want to use for each income category, and the app builds the total qualifying income for you.

Features:
• Clean, mobile-friendly worksheet designed for speed
• Simple side-by-side income comparison
• YTD annualization based on the selected through-date
• Optional gross-up for non-taxable income
• Save and reopen loan scenarios
• PDF preview and export for a clean worksheet output
• Designed for loan officers who need clarity and speed

Free version includes the full calculator experience, PDF preview, and up to 3 saved loans.

LO Income Worksheet Pro unlocks:
• Unlimited saved loans
• PDF export

Whether you are structuring a file, checking qualifying income before submission, or reviewing multiple income types quickly, LO Income Worksheet helps streamline the process and replace outdated manual workflows.

Privacy Policy
https://sites​.google​.com​/view​/loincomecalculatorprivacy​/home

Terms of Use
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| LO Income Worksheet Pro | $2.99 | per month |



## Version history (last 2 releases)

### 1.3 — 2026-05-17

Added custom income entry fields to paid version. Also added small UI tweaks

### 1.0 — 2026-05-12

No release notes.

## More apps by Danny Jones LLC

- [Passive Spanish](https://appshunter.io/ios/app/passive-spanish/id6739433387)
- [Quick CMA](https://appshunter.io/ios/app/quick-cma/id6757623391)
- [Tap Score Golf](https://appshunter.io/ios/app/tap-score-golf/id6758114688)
- [Tap Scoreboard](https://appshunter.io/ios/app/tap-scoreboard/id6758679024)
- [LO Mortgage Calculator](https://appshunter.io/ios/app/lo-mortgage-calculator/id6758739847)

All apps by Danny Jones LLC: https://appshunter.io/developer/1536604627

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-23.*