# Loaded - Personal Budgeting — Smart Personal Finance Manager

> Smart Personal Finance Manager (iPhone/iPad app by GEORGE O'CONNOR.)

- Source: https://appshunter.io/ios/app/loaded-personal-budgeting/id6756985580 (this page in markdown: same URL + `.md`)
- Developer: [GEORGE O'CONNOR](https://appshunter.io/developer/1864075091)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 42 MB
- Languages: American English
- Released: 2026-01-13
- Data updated: 2026-08-27
- User reviews in markdown: https://appshunter.io/ios/app/loaded-personal-budgeting/id6756985580/reviews.md

## What is Loaded?

Take control of your finances with Loaded - The Personal Budgeting App - the smart, intuitive way to manage your money.

Now powered by iCloud, so your budgets stay private and sync automatically across every device you own.

KEY FEATURES:

Private iCloud Sync
Sign in with Apple - no passwords to create or remember
Your data lives in your own private iCloud, never on our servers
Automatic sync across all your devices
Already have an account? Bring your existing budgets and transactions across in a few taps

Smart Budget Management
Set monthly budgets and track spending in real-time
Visual insights into your spending patterns
Get alerts when approaching budget limits

Comprehensive Analytics
Interactive spending charts and graphs
Category-based expense tracking
Income vs. expense comparisons
Spending trends over time

Multi-Account Support
Track multiple bank accounts and balances
Import statements from Revolut, AIB, Bank of Ireland, or any CSV/PDF
Automatic transaction categorization

Smart Categorization
AI-powered merchant recognition
Custom category creation
Bulk transaction editing
Quick filters and search

Secure & Private
No ads, no tracking
Your financial data stays yours

Beautiful & Intuitive:
Clean, modern interface
Dark mode support
Customizable spending categories
Easy-to-use transaction entry

Whether you're saving for a goal, trying to cut expenses, or just want to understand where your money goes, Loaded gives you the insights you need to make smarter financial decisions.

Perfect for:
Personal finance management
Budget planning
Expense tracking
Financial goal setting
Money saving

Download Loaded - The Personal Budgeting App today and start your journey to financial freedom!


## Version history (last 5 releases)

### 2.0.1 — 2026-08-24

Bugfixes and improvements

### 2.0.0 — 2026-08-04

Loaded now runs on iCloud, so your data is private to you and syncs automatically across your devices.

- Sign in with Apple - no more usernames or passwords
- Existing user? Bring your budgets and transactions across from your old account in a few taps
- New Bank of Ireland statement import, alongside Revolut, AIB and CSV
- More accurate PDF and CSV import, including smarter date-format detection
- A friendlier first-run setup, with sample data to explore before you connect your own
- General performance and stability improvements

### 1.0.8 — 2026-04-14

Subscriptions are here! Now you have visibility over your recurring subscription payments, keep track of your next payment date and how much is still due this budget cycle!

### 1.0.7 — 2026-03-26

NEW manage your subscriptions and never forget about recurring payments again!
NEW search for transactions, merchants, accounts and more to find exactly what you are looking for
Bugfixes and improvements.

### 1.0.6 — 2026-02-25

What’s New in 1.0.6

- Redesigned account balance experience with clearer category grouping (including credit cards and loans) and improved totals.
- New mini trend charts (sparklines) across key cards for faster income, expense, and spend-progress insights.
- Major PDF import improvements: better table detection, stronger OCR/date handling, improved credit card statement support, and more reliable balance detection.
- Improved account handling during PDF import for both new and existing accounts, including better account type and balance updates.
- Notification refinements: smarter stale-import reminders and reduced duplicate budget notifications.
- General polish and reliability updates across home and balances flows.

## Apps similar to Loaded

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Loan Calculator: Auto & Home](https://appshunter.io/ios/app/loan-calculator-auto-and-home/id6761834174) | — | Free | Finance |
| [Smart Wallet - Budget Tracker](https://appshunter.io/ios/app/smart-wallet-budget-tracker/id6743025499) | — | Free | Finance |
| [Budget Planner:Finance Manager](https://appshunter.io/ios/app/budget-plannerfinance-manager/id6444302711) | — | Free | Finance |
| [DCB Pesa Plus](https://appshunter.io/ios/app/dcb-pesa-plus/id6670619861) | — | Free | Finance |
| [Budget Manager: Plan & Track](https://appshunter.io/ios/app/budget-manager-plan-and-track/id6740730272) | — | Free | Finance |
| [Fox: Income & Expense Tracker](https://appshunter.io/ios/app/fox-income-and-expense-tracker/id6504928528) | — | Free | Finance |

## More apps by GEORGE O'CONNOR

- [Ascend - Challenge Tracker](https://appshunter.io/ios/app/ascend-challenge-tracker/id6757496594)
- [GradePilot - Exam Calculator](https://appshunter.io/ios/app/gradepilot-exam-calculator/id6761485102)

All apps by GEORGE O'CONNOR: https://appshunter.io/developer/1864075091

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*