# Loan & Rate Calculator — Smart Loan & Financing Tool

> Smart Loan & Financing Tool (iPhone/iPad app by Elst Consulting.)

- Source: https://appshunter.io/ios/app/loan-and-rate-calculator/id6746838033 (this page in markdown: same URL + `.md`)
- Developer: [Elst Consulting](https://appshunter.io/developer/1818576565)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 16.0 · 4 MB
- Languages: English
- Released: 2025-06-07
- Data updated: 2026-07-04
- User reviews in markdown: https://appshunter.io/ios/app/loan-and-rate-calculator/id6746838033/reviews.md

## What is Loan & Rate Calculator?

Plan every borrowing and saving decision with one free, ad-supported app. Loan & Rate Calculator packs 9 powerful financial calculators into a clean, fast tool you can trust.

9 CALCULATORS IN ONE
- Loan & personal loan payments
- Mortgage & home affordability
- Car / auto loan
- Student loan
- Credit card payoff
- Savings goals
- Investment growth
- Retirement planning

ACCURATE TO THE CENT
- Decimal-precision math — no floating-point rounding errors
- Full amortization schedules show every payment
- Automatic currency formatting for your region

BUILT TO KEEP UP
- History of every calculation you run
- iCloud sync across iPhone and iPad
- Clean, distraction-free interface

Free to use, supported by ads, with no in-app purchases. Whether you are comparing mortgage rates, paying off a credit card, or planning for retirement, get a clear answer in seconds.


## Version history (last 2 releases)

### 1.0.1 — 2026-06-25

• Fresh new app icon
• Performance improvements and bug fixes

### 1.0 — 2025-06-07

No release notes.

## More apps by Elst Consulting

- [Plank Challenge: 30 Days](https://appshunter.io/ios/app/plank-challenge-30-days/id6746803064)
- [30 Days Upper Body Workout](https://appshunter.io/ios/app/30-days-upper-body-workout/id6746858514)
- [30 Days Push-up Challenge](https://appshunter.io/ios/app/30-days-push-up-challenge/id6746939061)
- [TravelMapped](https://appshunter.io/ios/app/travelmapped/id6747167736)
- [AI Meeting Notes - Transcribe](https://appshunter.io/ios/app/ai-meeting-notes-transcribe/id6759388036)

All apps by Elst Consulting: https://appshunter.io/developer/1818576565

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-04.*