# Loan Calculator & Tax Savings — user reviews > 67 indexed App Store user reviews of Loan Calculator & Tax Savings by MORTAL GEEK LLC, rated 4.10/5 from 97 ratings. - Source: https://appshunter.io/ios/app/loan-calculator-and-tax-savings/id320858775/reviews - App overview in markdown: https://appshunter.io/ios/app/loan-calculator-and-tax-savings/id320858775.md - Rating breakdown: 5★ 62 · 4★ 12 · 3★ 9 · 2★ 3 · 1★ 11 ## What do users think of Loan Calculator & Tax Savings? Overall sentiment: mixed **Pros** - 👍 User-friendly and easy to use - ✅ Accurate calculations - 💡 Versatile for various loan types - 📊 Awesome charts and scenario comparison - 🚀 Quick and efficient calculations - ✨ Clean interface - 📈 Detailed analysis and data - 📱 Handy for on-the-go use - 💯 Comprehensive features - 🌟 Best mortgage calculator found - 💰 Tax savings feature appreciated - 💾 Ability to save scenarios - 👍 Great for realtors and mortgage professionals - 💡 Offers basic, quick, and advanced options - ✅ Streamlined and not overly complicated **Cons** - 🐛 Crashes when accessing 'Advanced' section - 🐛 Condo/HOA monthly fee glitch - 🐛 Sliders are too sensitive/touchy - 🐛 Interest rate increments too large - 🐛 UI issues after updates - 🐛 Does not recalculate when adding charges - 🐛 Third-party keyboards can cause issues - 🐛 Latest version destroyed UI and email function - 🐛 Not intuitive for some users - 🐛 Limited loan amount for car loans - 🐛 Ads can interrupt workflow - 🐛 Inaccurate calculations reported - 🐛 Does not support balloon payments or extra payments - 🐛 Can't compare different time value mortgage payment schemes - 🐛 Bad default values and field resets - 🐛 Can't purchase the app - 🐛 No ability to input payment frequency - 🐛 No ability to calculate term from 'What If' scenarios - 🐛 Changing taxes has no effect on payment - 🐛 Monthly tax cost never changes - 🐛 Not geeky enough for some - 🐛 Complicated for some users - 🐛 Not useful for REALTORS in California - 🐛 US-only support - 🐛 Old icon was preferred by some **Commonly reported bugs** - App crashes when clicking on 'Advanced' - Condo/HOA monthly fee not carrying over to overall mortgage expense - Sliders for points and other variables are too touchy/sensitive - Interest rate jumps in 0.05 increments, making precise matching difficult - Latest version destroyed UI and removed email functionality - Third-party keyboards cause issues - App does not recalculate when adding POA monthly charges or other charges - App crashes a couple of times in a few minutes of usage - Slider bar for interest rate is useless, jogging value by 0.25 to 0.5% - Cannot purchase the app - Ads can interrupt workflow and prevent going back to calculations - Taxes are inaccurate and should be adjustable - No ability to input a different interest rate and calculate the new term - No ability to input a payment frequency - No ability to calculate a term from a 'What If' scenario - Changing the taxes has no effect on the payment - Monthly tax cost never changes regardless of adjustments - Bad default values for many fields - When correcting fields, previous entries in other fields are forgotten - App does not allow calculation for loans less than $20,000 - UI is hard to use **Most requested features** - Add ability to add additional principal payments - Add ability to calculate potential savings and term reduction of additional amounts applied to principal - Add ability to search more than one town at a time - Add ability to change points with the number pad - Add frequency of payments option (e.g., bi-weekly) - Add ability to compare different time value mortgage payment schemes - Add support for balloon payments and extra payments - Improve UI and make it more intuitive - Allow calculation for loans less than $20,000 - Fix bug with taxes and allow tax rate adjustment - Fix bug where changing taxes has no effect on payment - Fix bug where monthly tax cost never changes - Fix bug where default values are bad and fields reset - Fix bug where app crashes in 'Advanced' section - Fix bug with Condo/HOA monthly fees not carrying over - Fix slider sensitivity for points and interest rate - Restore ability to email charts and figures to clients - Allow adding more than one calculation - Add dark mode option - Add advanced analytics dashboard ## Newest reviews (17 of 67) ### 3/5 — Pretty good *2015-06-04, version 2.4.6* I use this app all the time when trying to help figure payments for my clients. I only use it as an estimating tool ONLY. They always get an exact payment from a loan officer. The one thing I don't like is when I try to add a POA monthly charge or any other charge it does not change the payment. I don't know why it doesn't recalculate. ### 4/5 — Great except for crash in "Advanced" *2015-02-21, version 2.4.6* Every time I click on Advanced, the app immediately crashes. Otherwise, the best loan calculator app out there. Please fix the crash! ### 5/5 — Simply perfect *2015-02-10, version 2.4.6* No gimmicks. ### 5/5 — Love it *2015-01-12, version 2.4.6* Easy to use and very handy. Great tool for working on the fly ### 5/5 — Wow! This is it!! Thank you! *2014-10-03, version 2.4.6* I'm a homeowner a mortgage guy and a CPA. This rocks. Stop looking now load it and love it. I highly recommend this for more sophisticated homeowners /Homebuyers, real estate agents; definitely for mortgage professionals. this is without doubt the best financial calculator for a mortgage that I found in the App Store and I must've tried least 10 others. this is got great features it's very simple to use and I like the fact that this can scale up from simple to advanced and that it's designed to be easy. I can see qualifying ratios and qualify people over the phone in real time wherever I am and then email it to myself and to them. And one more thing… Did I mention that you can save your scenarios? very cool. The only glitch I have found with this is due to third-party keyboards. I use swype but I found if I change to the regular Apple keyboard that I don't have any problemsat all.well done! kudos!! ### 5/5 — Simply the Best *2014-09-21, version 2.4.6* As a loan officer who often needs a "back of the envelope" calculation of costs at a seconds notice, this app has it all. Plus having 3 options that provide varying degrees of detail (basic, quick, and advanced) make this a versatile tool in any LO's arsenal. The best part is that I can quickly get a client or realtor hard numbers when I'm nowhere near my office. I've been looking for an app like this for quite some time and now have finally found it. Every loan officer needs to download this app. ### 2/5 — Does not support email *2014-08-30, version 2.4.4* I've used this app for years and has been in my top list of real estate apps. I always recommend it to my clients and fellow agents. However, the latest version destroyed the UI and took away the ability to email the estimated payments and charts to my clients, who are now forced to download the app to be able to see their figures. Even though I recommend it to clients, I am not into forcing them to download or sign up for anything. It's just the way it is nowadays in 2014 you know? So, I will e glad to revise my review to 5 stars as long as we can email charts and figures to clients within the body of the email or an easy to open PDF attachment. ### 5/5 — Handy *2014-07-14, version 2.4.6* Easy to use, nothing to lose . ### 5/5 — This app does what I want it to do and more *2014-07-05, version 2.4.6* I'm a real estate broker and use this app everyday. It's quick and simple to use. I'm able to send the graphs and detailed reports to my clients educating them on different scenarios. Very happy with this purchase! ### 2/5 — Condo/HOA monthly fee glitch *2014-05-07, version 2.4.3* I have used this app for a couple of years know with no issue, great easy calculator I am a realtor and the recent update got me in a real bind with a client recently. When projecting their estimated mortgage I imputed a monthly fee of $295 for the monthly condo/HOA fee and it did not carry over to the overall mortgage expense like it use to. Please fix this issue ### 5/5 — Loan Calc *2014-03-18, version 2.4.3* One of the most useful apps, I love it ### 5/5 — Great app, very helpful *2014-03-14, version 2.4.3* Fantastic app that I utilize weekly while I look for a home to purchase. The ability to hold multiple sets of values is quite clever and is helpful as well. Thanks to the developer ### 3/5 — Don't upgrade *2014-03-04, version 2.0* Your upgrade ruined it. Bit was the best app but now I can't do half of things. ### 5/5 — Best free mtge calculator out there! *2012-12-25, version 1.5* I've tried many of them. This is by far the most comprehensive. Giving interest post tax savings by month and year... Total payment (including other monthlies)... Only thing left is total payment post tax savings (ie deduct tax savings for real estate tax and interest) ### 5/5 — User *2012-04-20, version 1.5* Great app. ### 5/5 — Great but liked the old icon better *2012-01-25, version 1.5* New icon is abit generic hard to know what it does ### 5/5 — Comprehensive *2011-11-20, version 1.1.3* This is, by far, the most complete mortgage calculator I have ever found, online or otherwise. Though not intuitive, it is very useful for those looking to generate mortgage-specific numbers, like the front-end/back-end ratio; I used it while reading articles, etc. When I bought a house. I tried many other mortgage calculators, and this is the one I always came back to. ## Most critical reviews (10 lowest-rated) ### 1/5 — Nice idea, needs refining *2013-05-04* Interest rate jumps to 0.05 increments so can't get it to match my mortgage applications, also sliders for items such as points are too touchy, in other words you can't accurately take your finger off the screen leaving a required value. ### 1/5 — Complicated *2012-01-14, version 1.5* There's simpler apps out there. ### 1/5 — Horrible application *2011-11-03, version 1.1.3* We tried to find an app for my dad to forecast his mortgage payments. Right of the gate they said it was roughly $500 a month for property tax on a $125,000 loan. Very bad math and it mucked up all our calculations. Guess you get what you pay for. :) ### 1/5 — Bad UI *2010-12-06, version 0* Makes bad assumptions on default values for many field. Then when you try to correct those fields it forgets previous entry on other fields. ### 1/5 — Can't purchase the app *2010-10-09, version 0* It says unable to purchase ### 1/5 — Garbage *2010-08-25, version 0* Inaccurate, has a bug with taxes. Glad it was free. Deleted. ### 1/5 — Can't go back to do another calculation *2010-07-13, version 0* It seems like the author internally didn't remove the button to force users to press ads, not a right way to get ads revenue. ### 1/5 — Terrible *2010-07-08, version 0* Now I know why it was free. It's calculations were way off. ### 1/5 — Inaccurate *2010-04-03, version 0* Thankfully this was free! Needs fixes, the taxes are inaccurate. Should be able to change tax rate. Not useful for REALTORS in California. ### 1/5 — Not very good *2010-04-01* Very poor calculator. No ability to input a different interest rate and calculate the new term. No ability to input a payment frequency. No ability to calculate a term from a What If scenario of payment and interest rate or frequency of payment. ## Most praised reviews (10 highest-rated) ### 5/5 — Excellent *2019-02-15, version 2.5.5* I am a realtor with Century21. Have been using this calculator for a few years now. Love it!! User friendly! Accurate! ### 5/5 — The best app *2017-01-17, version 2.4.7* Very clean and easy to use. ### 5/5 — Great tool *2016-12-24, version 2.4.7* Not a pro, just a consumer, but this has been the best little app over the years. Worked loans for main home, rental properties, refinances, cars. Awesome charts, easy to toggle all the variables, create and compare different scenarios. I love it. ### 5/5 — Super simple *2016-10-07, version 2.4.7* As a realtor I found this to be a great way to prompt me to ask the right questions and great email format to send to my lending agent. I say give it a shot. ### 5/5 — CFO *2016-03-22, version 2.4.7* Excellent ### 5/5 — Quick, Easy, Accurate!!! *2016-01-07, version 2.4.6* How nice it is to find a streamlined Mortgage Calculator App!!! When all the computer engineering geniuses are busy making apps so complicated with info we don't want or need so we quit using them...here is a little dream!!! Thank you😊 ### 5/5 — Very useful *2015-10-30, version 2.4.6* Has all the data I need to make an informed estimate ### 5/5 — Hard to do business without it *2015-04-26, version 2.4.6* Great app with lots of thought put into it. ### 5/5 — Great *2015-03-12, version 2.4.6* Quick and easy. ### 5/5 — Mortgage calculator *2015-03-05, version 2.4.6* This is a great application. Quick, easy and thorough in content. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-30.*