# Loan Calculator - Debt Planner — user reviews > 127 indexed App Store user reviews of Loan Calculator by ChuChu Train Productions, rated 4.60/5 from 22,434 ratings. - Source: https://appshunter.io/ios/app/loan-calculator-debt-planner/id1059124601/reviews - App overview in markdown: https://appshunter.io/ios/app/loan-calculator-debt-planner/id1059124601.md - Rating breakdown: 5★ 18,163 · 4★ 2,306 · 3★ 768 · 2★ 270 · 1★ 927 ## What do users think of Loan Calculator? Overall sentiment: neutral **Pros** - 👍 Easy to use - 🚀 Quick calculations - 💡 Helpful for financial decisions - 🔒 Secure app **Cons** - 🔍 Lacking advanced features - 💸 Excessive ads - 🐛 Bugs and crashes - 📵 Difficulty disabling ads **Commonly reported bugs** - Extra payment field not calculating correctly - App freezing and shifting up after inputting loan details - Calculations not matching real-world loan repayment schedules **Most requested features** - Add down payment, taxes, and insurance options - Implement comparison graphs and offset account analysis - Provide option to pay weekly, bi-weekly, or monthly - Add reset button and ability to save multiple loan scenarios ## Newest reviews (17 of 127) ### 2/5 — Loan app or ad portal?? *2026-02-13, version 3.8.3* Used for years and now going elsewhere. Previous years ads every once in awhile. Now it can’t wait for you to press calculate. The button should say sit back and enjoy the show before we calculate. ### 1/5 — Not so good *2026-01-21, version 3.8.1* It’s a calculator that has sooooo many ads it’s unruly ### 1/5 — Used to be a really good calculator *2026-01-20, version 3.8.1* I used to really like this loan calculator but anymore you can’t even use it because of the ads I’m looking for another app because I can’t stand this one anymore for having to close out all the ads that pop up. ### 1/5 — $100 for an excel spreadsheet *2026-01-14, version 3.7.0* $100!?! ### 1/5 — Joke of an app *2026-01-06, version 3.7.0* This is an ad machine, not a calculator. ### 1/5 — Advertising nightmare… *2026-01-01, version 3.7.0* The constant onslaught of advertisements make this app horrible!! ### 1/5 — Why does a Game appear during using this app?? *2025-12-17, version 3.7.0* How do get rid of the annoying game ads that pop up during app usage!?!?! ### 1/5 — Too many ads! *2025-12-08, version 3.7.0* Lots of ads. Every new calculation will result in an ad. Wtf! ### 1/5 — Ads that have no way to close. *2025-12-06, version 3.7.0* Pop ip ads that have no way to close except to close the app. ### 3/5 — Review *2025-12-05, version 3.7.0* Too many adds ### 1/5 — It use to be good! *2025-11-11, version 3.6.2* It now forces you to watch ad after ad. Don’t get it, a waste of your time. ### 1/5 — Unleavable ads *2025-10-22, version 3.6.2* I don’t mind an ad. But there is no getting out of them ### 1/5 — Worst app ever *2025-09-27, version 3.6.2* Requires you to watch ads still doesn’t produce. The calculation wants you to subscribe to a monthly service. It’s awful. I wouldn’t even trust it to be on my phone after seeing it run. ### 1/5 — Excessive commercials *2025-09-01, version 3.6.0* Excessive commercials ### 1/5 — Can *2025-08-20, version 3.4.0* Top many ads ### 2/5 — Very annoying ads *2025-07-25, version 3.4.0* Every couple of times you change numbers in the calculation a very loud, low budget add for online loans pops up over the entire screen. The most annoying ads I’ve seen on an app. There’s way too many other options out there to keep this app. ### 1/5 — Trash *2025-06-08, version 3.4.0* Look elsewhere trust me ## Most critical reviews (10 lowest-rated) ### 1/5 — Not great *2026-06-15, version 3.9.0* To many commercials ### 1/5 — Adds ruined the app *2026-05-29, version 3.9.0* Before the adds it was a great app. Now it’s very frustrating to try to compare numbers. ### 1/5 — Solid adds *2026-04-06, version 3.8.3* Works great if you can get past the adds ### 1/5 — Used to be great but now it's awful *2026-03-29, version 3.8.3* You can't even use the app anymore because of all the ads. On top of that they take forever I'm deleting it and looking for something else even if I have to pay for it. ### 1/5 — Unusable because of Ads *2026-03-18, version 3.8.3* Impossible to use because of ads. Do not download. The ads will never give an x to close them after the 2nd ad ### 1/5 — Adds are way to looong *2026-03-02, version 3.8.3* Adds are timed and takes way to long ### 1/5 — Too many ads *2026-02-20, version 3.8.3* App works well just way too many ads. Deleted app ### 1/5 — Had this app for years *2026-02-18, version 3.8.3* Used to be a good app. Now you can’t to any calculations without tons of adds. Downloaded a different app. ### 1/5 — Owner *2026-02-16, version 3.8.3* Too many advertisers and unwanted graphic images ### 1/5 — Horrible App *2026-02-07, version 3.8.3* Frequently inaccurate & LOADS of irrelevant commercials at every adjustment. ## Most praised reviews (10 highest-rated) ### 5/5 — JJ *2026-07-23, version 3.9.0* Absolutely love this app makes it so easy to figure payments ### 5/5 — Helpful *2026-03-13, version 3.8.3* I am a Loan Officer and I use it for work! Helps customer visualize. ### 5/5 — Simple & Easy to use *2025-12-29, version 3.7.0* Met expectations ### 5/5 — It’s very helpful *2025-03-15, version 3.4.0* And it’s it’s very easy to use and very, very helpful to understand I like it a lot. I use it all the time ### 5/5 — Easy *2024-11-11, version 3.2.0* Quick and easy and always matches the bank’s estimates ### 5/5 — It’s very helpful *2023-09-20, version 2.6.0* And it’s easy to understand or use it all the time. Good job. ### 5/5 — Adds *2022-11-19, version 2.6.0* Perfect except for adds ### 5/5 — Can’t unlock Ads *2022-08-10, version 2.5.0* Love this app but tired of the constant ads. Can’t find how to pay to remove it ### 5/5 — Great little App *2022-04-12, version 2.5.0* I love this app. It gives you a lot of complex data in a very small program of only 9 MB as of April 2022. They update this app regularly which is a good sign that they are fixing bugs and adding features on a regular basis. I really wish they would give less advertisements or at least advertisements without so much noise and pizzazz because when you’re in a meeting with someone the last thing you want is an app to give you a loud video advertisement.I would buy the app but I think it’s a little expensive at 6 to 7 dollars for the lifetime updates. I think they should be priced more around 3 to 4 dollars. ### 5/5 — Very useful tool *2022-03-11, version 2.5.0* Easy to use and understand. Very helpful. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*