# Loan Calculator - Home Payment — Car Auto Student Payoff Calc

> Loan repayment forecasting and extra payment impact calculator. (iPhone/iPad app by giang pham.)

- Source: https://appshunter.io/ios/app/loan-calculator-home-payment/id1097378421 (this page in markdown: same URL + `.md`)
- Developer: [giang pham](https://appshunter.io/developer/1078135816)
- Category: Finance, Reference
- Price: Free
- Rating: 4.76/5 from 313 App Store ratings · 8 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.0 · 6 MB
- Languages: English
- Released: 2016-03-31
- Data updated: 2026-08-24
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/loan-calculator-home-payment/id1097378421/reviews.md

## What is Loan Calculator?

This is a simple loan calculator that gives you a good forecast of what to expect in regards to loan repayment.  It allows you to view the impact of adding extra payments for a better payment plan/schedule.

Support 3 Payment methods: 
- Equal Payment : Pay an equal payment in every payment. 
- Equal Principal : Pay an equal amount of principal every payment. Each payment's interest is calculated based on current balance. Payment is the sum of principal and interest.
- Interest Only: Pay interest in every payment and pay the loan in the last payment of loan schedule.

Support various payment frequency.
Support various kind of extra payments.
It is really easy and simple to use. Please use it and send your feedback if any.

## Key features

- Loan repayment forecasting
- Extra payment impact analysis
- Equal Payment method
- Equal Principal method
- Interest Only method
- Variable payment frequencies
- Various extra payment options

## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/loan-calculator-home-payment/id1097378421/reviews.md

### 5/5 — Great Finance Calculator

*2025-07-18, version 5.3*

This is a perfect tool for me to quote finance payments to Customers. It’s in the palm of my hand and not on a huge computer screen to wear. It’s only me seeing the information. As we all know once someone sees the finance charges!

### 1/5 — Whole dollar only

*2025-02-21, version 5.3*

You should be able to enter the actual loan amount to figure out the accurate amount of a loan payment.

### 5/5 — Mortgage calculator

*2024-10-26, version 5.3*

Been using this for years. Simply the best. I sell cars, homes and finance both using this little app.

### 5/5 — Nice

*2024-04-02, version 5.0*

Nice app. You can add extra principal to the payment and make principal only payments. It will adjust so you can see interest saved as well as total interest payout. Was able to adjust a 3 year term loan at 8.69%, 13.4% total interest, to 1 year 4 month at 5.5% total interest payout by adding to the principal, sweet.

### 1/5 — Provide Paid Version with NO ADS!!

*2022-02-13, version 3.1*

I really love this calculator but cannot use it with the constant ads!

Please provide a paid version with no ads!

### 5/5 — Useful

*2016-12-08, version 2.2.10*

This one is really awesome. Very easy to use and necessary. Thanks much for  sharing this.

### 1/5 — Too many ads

*2016-09-08, version 2.1.9*

Every time when you press calculate, you'll have to watch an ad for about 15 seconds. Seriously?

### 4/5 — Fantastic Calculator

*2016-07-07, version 2.0.3*

This is a simple yet fantastic calculate that gives you a good forecast of what to expect in regards to mortgage repayment, it allows you to see the impact of adding extra payments and therefore motivates for a better outcome. 

Please add an entry field for an offset and offset percentage defaulted to 100%.

Remove ads for a 5 star rating.

## Frequently asked questions about Loan Calculator

### What does this loan calculator do?

This app provides a forecast of your loan repayment expectations. It helps you understand your payment schedule and the impact of making extra payments towards your loan.

### What payment methods are supported?

The app supports three main payment methods: Equal Payment, where each payment is the same amount; Equal Principal, where the principal portion of each payment is equal; and Interest Only, where only interest is paid until the final payment.

### Can I see how extra payments affect my loan?

Yes, the calculator allows you to view the impact of adding extra payments. This feature helps you create a better payment plan and potentially pay off your loan faster.

### Is this app free to use?

The app is free to use and is supported by advertisements. There are no in-app purchases mentioned.

### What types of loans can I calculate?

The app supports various payment frequencies and different kinds of extra payments, making it versatile for calculating different loan types such as car, auto, or student loans.

## Version history (last 5 releases)

### 5.4 — 2026-03-12

- Minor updates & update marketing website.

### 5.3 — 2024-10-21

- Update app interface
- Add bar charts & line charts.

### 5.2 — 2024-10-06

- Minor updates to app interface.

### 5.1 — 2024-09-07

- Update developer's support page.

### 5.0 — 2024-01-14

- Update app interface.

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## More apps by giang pham

- [Simple List- Task Todo Errands](https://appshunter.io/ios/app/simple-list-task-todo-errands/id1078135817)
- [Refinance-Home Loan Calculator](https://appshunter.io/ios/app/refinance-home-loan-calculator/id1155084232)
- [Mortgage Calculator- Home Loan](https://appshunter.io/ios/app/mortgage-calculator-home-loan/id1155749575)
- [Car Loan Calculator,Auto Lease](https://appshunter.io/ios/app/car-loan-calculatorauto-lease/id1155867843)
- [Simple Shopping To Do List App](https://appshunter.io/ios/app/simple-shopping-to-do-list-app/id1321788052)

All apps by giang pham: https://appshunter.io/developer/1078135816

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*
