# Loan Calculator - Loan2Me — Quick and Easy Loan Calculator

> Comprehensive loan calculator for payments, affordability, and savings. (iPhone/iPad app by Jeffrey Williams.)

- Source: https://appshunter.io/ios/app/loan-calculator-loan2me/id1442980816 (this page in markdown: same URL + `.md`)
- Developer: [Jeffrey Williams](https://appshunter.io/developer/1151607389)
- Category: Finance, Reference
- Price: Free with in-app purchases
- Rating: 4.80/5 from 8,234 App Store ratings · 86 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.6 · 8 MB
- Languages: British English, French (France), German (Germany), Brazilian Portuguese, European Spanish
- Released: 2018-11-21
- Data updated: 2026-08-29
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/loan-calculator-loan2me/id1442980816/reviews.md

## What is Loan Calculator?

Loan2Me is a comprehensive loan calculator that quickly calculates loan payments by inputting the loan amount, interest rate, and term. Pro features include six additional input screens for determining loan values and date-related calculations.

Users can easily calculate loan affordability by inputting their desired monthly payment, loan duration, and interest rate. The calculator also shows how lower interest rates affect monthly payments and potential savings by shortening the loan term.

For mortgage or vehicle loans, the calculator has input screens for down payments, trade-ins, dealer incentives, insurance, property taxes, sales tax, and other expenses. Users can save loans for convenient access and they automatically synchronize across devices via iCloud (Pro Features required).

Accessing saved loans is easy, with loan details, progress tracking, and sharing options. Users can save, print, or share results with a single tap. The amortization schedule details how much of your payment goes towards interest and principal each month. 

Users can create customized reports (requires Pro Features) in PDF, text or comma-separated values (CSV) files for spreadsheet import.

Modify loan input parameters to see how they affect payments, total interest, total payments, and loan term. Enhance loan management by making additional payments to calculate savings in time and money. Use the Progress Chart slider to visualize loan progress over time.

Loan2Me provides immediate answers for informed loan decisions. For vehicle loans, it offers customizable sales tax calculations based on state regulations. Compare cashback options with lower interest rates to help your decision making. Determine substantial savings from 20-year to 30-year mortgages.

Accessibility features include VoiceOver, dynamic font sizes, five color themes, and light/dark modes. Comprehensive help screens and FAQs provide further information.

Basic features are available for FREE without any intrusive ads. Pro Features are offered as a one-time purchase. Enhance your loan management and decisions with Loan2Me.

## Key features

- Calculate loan payments
- Determine loan affordability
- Amortization schedule
- Scenario planning
- Mortgage/vehicle loan expense breakdown
- Save and synchronize loans
- Customizable reports

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Professional Features | $9.99 | one-time |


## What do users think of Loan Calculator?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 🚀 Accurate and quick calculations
- 💡 Helpful for financial planning
- 🔒 No data tracking or selling
- 💡 Convenient for various loan types
- 👍 Clean and intuitive interface

**Cons**

- 🐛 Occasional data loss after updates
- 💡 Lack of currency and language options
- 💡 Missing features like taxes, insurance, and PMI calculations
- 🐛 Issues with editing input fields

**Commonly reported bugs**

- Login screen freezes
- Calculator does not fit on screen properly

**Most requested features**

- Add ability to calculate deferred payments
- Include option for interest-only mortgage calculations
- Display current loan balance instead of original balance
- Provide a toggle for "interest only" mortgage calculations
- Add functionality to calculate loan-to-value (LTV) ratio

## Recent user reviews (10 of 86)

All indexed reviews: https://appshunter.io/ios/app/loan-calculator-loan2me/id1442980816/reviews.md

### 3/5 — Could use some improvements

*2026-08-15*

Need to fix the extra payments to allow a fixed amount starting at a certain date

**Developer response:** Thank you for your feedback. We’ll consider your request in a future release of the app. In the meantime, you can add the extra payments as variable and select the desired starting payment date.

### 4/5 — Zins mit komma zahlen fehlen

*2026-03-30*

Sehr coole und übersichtliche App. Zinsen mit komma zahlen als Eingabe wäre noch ein Feature Wunsch

**Developer response:** Die Komma-Taste befindet sich unter der Taste „7“ und links neben der Taste „0“, wenn die Tastatur angezeigt wird. Leider ist sie nicht wie die Ziffern hervorgehoben, sodass man sie leicht übersehen kann.

### 5/5 — Done Deal

*2026-03-21, version 5.6.2*

www.007Dunn.com loves it;  great for open houses to give clients instant feedback and valuable information.  Special Agent Mike Dunn loves it!

### 5/5 — Super super super

*2026-02-13*

This app is invaluable for keeping one informed of where they stand in loans across the board. I deleted all the others and got the pro version.  It is well worth it.

### 5/5 — Save loan first on variable payments

*2026-02-04*

Thanks for the help, took down my last review. I guess you have to save your plan first, then you can add the variable payments

### 1/5 — Please fix Variable Payments

*2026-02-01, version 5.6.1*

Was able to do variable payments on loan, now they won’t add. No button to add, and when you close out of adding them they don’t loan in to the loan.

### 5/5 — Reviewexcellent app

*2025-09-14, version 5.5.0*

Excellent app but too big for the screen. Numbers cot off

### 5/5 — The best app for loan.

*2025-04-21, version 5.4.0*

Wow impressive. I love it.

### 2/5 — Disappointing

*2025-01-18, version 5.0.7*

This claims to be a free app, but to get any of the features necessary for a calculation, you need to spend $7.99. Please stop calling it free …

### 1/5 — Garbage

*2024-12-16, version 5.0.7*

Will not let you save multiple payments and choose start date for extra monthly payments. Hard to navigate and doesn’t do what is says. Save your money don’t buy pro version.

## Frequently asked questions about Loan Calculator

### What does the Loan Calculator app do?

This app is a comprehensive loan calculator designed to help users quickly determine loan payments, assess loan affordability, and explore potential savings. It provides detailed amortization schedules and allows for scenario planning by adjusting various loan parameters. The app also offers specialized input screens for mortgage and vehicle loans, including expenses like down payments and taxes.

### What are the key features of the Loan Calculator?

Key features include calculating loan payments based on amount, interest rate, and term; determining affordability by desired monthly payment; visualizing how interest rates and loan terms affect payments and savings; and generating detailed amortization schedules. Pro features offer advanced input screens, iCloud synchronization, and custom report generation in various formats.

### How much does the Loan Calculator app cost?

The app offers basic features for free without any intrusive ads. Advanced 'Pro Features' are available as a one-time purchase, allowing for enhanced functionality such as data synchronization and custom report creation.

### What kind of loans can I calculate with this app?

The app is versatile and can be used for various loan types, including mortgages and vehicle loans. It provides specific input screens for common expenses associated with these loans, such as down payments, trade-ins, dealer incentives, insurance, and taxes. It also allows for general loan calculations based on amount, interest rate, and term.

### Can I save and share my loan calculations?

Yes, users can save their loan calculations for easy access and progress tracking. With Pro Features, these saved loans automatically synchronize across devices via iCloud. Results can be saved, printed, or shared with a single tap, and custom reports can be generated in PDF, text, or CSV formats.

## Version history (last 5 releases)

### 6.3.0 — 2026-08-27

Variable extra payments can now be entered as a range of payments making it much easier to enter multiple values.  Enter multiple ranges for varying amounts and dates with ease (requires Pro Features).

### 6.2.1 — 2026-08-18

Updates to app onboarding.  Minor bug fixes and performance enhancements to provide you with the highest quality product.

### 6.2.0 — 2026-07-28

Pro Features now includes a Mortgage Rates chart that depicts interest rates for the last 90 days, 1 year or 3 years.  Rate values include 30 year fixed, 15 year fixed, 30 year FHA and 30 year VA loans.  Tap on the Pro Features button in the Input screen and select Mortgage Rates.  Other minor bug fixes, layout and performance enhancements to provide you with the highest quality product.

### 6.1.0 — 2026-07-16

New appearance updates to utilize Liquid Glass styling.  Improved screen layouts to accommodate larger loan values without truncation.  Other minor bug fixes and performance enhancements to provide you with the highest quality product.

### 6.0.0 — 2026-06-12

Major Version Release!  Loan2Me was redesigned from the ground up for increased performance and ease of use.  Input field errors are now highlighted with a red border when the value entered is out of the acceptable range.

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## More apps by Jeffrey Williams

- [Kryptos Tools - Transposition](https://appshunter.io/ios/app/kryptos-tools-transposition/id1597647595)
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All apps by Jeffrey Williams: https://appshunter.io/developer/1151607389

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*