# Loan Calculator: Mortgage, Car — Amortization Schedule & Payoff

> Loan and mortgage calculator with amortization schedules and payoff analysis. (iPhone/iPad app by ChuChu Train Productions.)

- Source: https://appshunter.io/ios/app/loan-calculator-mortgage-car/id1059124601 (this page in markdown: same URL + `.md`)
- Developer: [ChuChu Train Productions](https://appshunter.io/developer/415772087)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.63/5 from 22,596 App Store ratings · 128 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 10 MB
- Languages: American English
- Released: 2015-11-25
- Data updated: 2026-11-11
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/loan-calculator-mortgage-car/id1059124601/reviews.md

## What is Loan Calculator?

Transform How You Understand Loans & Mortgages

Thinking about buying a home? A new car? Refinancing? Before you sign anything, see the full picture with the loan calculator trusted by over 20,000 users (4.6/5.0+ average rating).

Why This Calculator Changes Everything:

Unlike basic calculators that only show monthly payments, this app reveals what lenders don't advertise - how much interest you'll actually pay, when you'll be debt-free, and exactly how extra payments can save you thousands.

Make Smarter Financial Decisions:

- Planning a $700K mortgage? Instantly see how an extra $100/month cuts years off your loan
- Comparing offers? Save multiple scenarios side-by-side to find the best deal
- Want to payoff early? Calculate exactly how much you'll save in interest
- Track every payment with detailed amortization schedules that break down principal vs interest

Built for Real People & Professionals:

Whether you're a first-time homebuyer trying to understand what you can afford, or a real estate professional running numbers for clients - this calculator delivers clarity in seconds.

Powerful Features Made Simple:

- Beautiful graphs that visualize your payoff journey
- Compare multiple loans instantly - see which saves you money
- Export payment schedules to share with your spouse or financial advisor
- 7 bonus calculators including credit card payoff & rental property analysis
- Apple Watch support for quick calculations on the go
- Sync across all your Apple devices

Stop Guessing. Start Knowing.

Every financial decision deserves accurate numbers. Download now and see exactly what your loan will cost - not just monthly, but over the life of the loan.
Free to download with optional features. Join thousands who've already taken control of their loan decisions.

Auto Renewable Subscriptions:

Monthly Pass subscriptions allow for unlimited saved loan entries, access to the additional finance tools tab, and an Ad free experience (iOS devices). You will be charged through your App Store account. A Yearly Pass is also available at a discounted rate as compared to the monthly rate. Subscriptions help support the app team, and allow us to continue to provide updates and new features.

Subscriptions will automatically renew unless cancelled within 24-hours before the end of the current period. You can cancel anytime within your iTunes account settings. Any unused portion of a free trial (if applicable) will be forfeited if you purchase a subscription.

Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.chuchutrain.com/privacy-policy.html

## Key features

- Detailed amortization schedules
- Compare multiple loan scenarios
- Calculate total interest paid
- Visualize payoff journey with graphs
- Export payment schedules
- Includes bonus calculators
- Apple Watch support

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly Pass | $29.99 | per year |
| Monthly Pass | $4.99 | per month |
| Weekly Pass | $1.99 | per 7 days |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Unlimited Favorites | $2.99 | one-time |
| Remove Ads | $2.99 | one-time |
| Unlock Tools | $1.99 | one-time |
| Lifetime Pass | $99.99 | one-time |


## What do users think of Loan Calculator?

Reviews of Loan Calculator are mixed: the Finance app is rated 4.6/5 from 23K App Store ratings. What users like most: easy to use, quick calculations. Top complaints: lacking advanced features, excessive ads. Summarized from real user reviews.

**Pros**

- 👍 Easy to use
- 🚀 Quick calculations
- 💡 Helpful for financial decisions
- 🔒 Secure app

**Cons**

- 🔍 Lacking advanced features
- 💸 Excessive ads
- 🐛 Bugs and crashes
- 📵 Difficulty disabling ads

**Commonly reported bugs**

- Extra payment field not calculating correctly
- App freezing and shifting up after inputting loan details
- Calculations not matching real-world loan repayment schedules

**Most requested features**

- Add down payment, taxes, and insurance options
- Implement comparison graphs and offset account analysis
- Provide option to pay weekly, bi-weekly, or monthly
- Add reset button and ability to save multiple loan scenarios

## Is Loan Calculator safe?

Loan Calculator: Mortgage, Car appears safe based on user ratings. The AppsHunter Safety Score for Loan Calculator is 93 out of 100. This assessment is based on 22,596 user ratings, with an App Store average of 4.6 out of 5. Of 22,592 App Store ratings, 91.2% point to a safe experience, 3.4% suggest some concerns, and 5.4% point to a risky experience.

## Is Loan Calculator legit?

Loan Calculator: Mortgage, Car appears to be a legitimate app. The AppsHunter Legitimacy Score for Loan Calculator is 100 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (10 of 128)

All indexed reviews: https://appshunter.io/ios/app/loan-calculator-mortgage-car/id1059124601/reviews.md

### 5/5 — Awesome app

*2026-10-17, version 3.10.0*

Perfect when buying a new car or house

### 5/5 — JJ

*2026-07-23, version 3.9.0*

Absolutely love this app makes it so easy to figure payments

### 1/5 — Not great

*2026-06-15, version 3.9.0*

To many commercials

### 1/5 — Adds ruined the app

*2026-05-29, version 3.9.0*

Before the adds it was a great app.  Now it’s very frustrating to try to compare numbers.

### 1/5 — Solid adds

*2026-04-06, version 3.8.3*

Works great if you can get past the adds

### 1/5 — Used to be great but now it's awful

*2026-03-29, version 3.8.3*

You can't even use the app anymore because of all the ads. On top of that they take forever I'm deleting it and looking for something else even if I have to pay for it.

### 1/5 — Unusable because of Ads

*2026-03-18, version 3.8.3*

Impossible to use because of ads. Do not download. The ads will never give an x to close them after the 2nd ad

### 5/5 — Helpful

*2026-03-13, version 3.8.3*

I am a Loan Officer and I use it for work! Helps customer visualize.

### 1/5 — Adds are way to looong

*2026-03-02, version 3.8.3*

Adds are timed and takes way to long

### 1/5 — Too many ads

*2026-02-20, version 3.8.3*

App works well just way too many ads. Deleted app

## Frequently asked questions about Loan Calculator

### What is the main purpose of Loan Calculator?

Loan Calculator helps users understand the full cost of loans and mortgages by showing total interest paid and providing detailed amortization schedules. It allows for comparison of different loan scenarios and helps visualize payoff timelines.

### How does Loan Calculator handle ads?

Loan Calculator contains advertisements. Users can opt for a subscription to remove ads and gain access to additional features and an ad-free experience on iOS devices.

### What are the subscription options for Loan Calculator?

Loan Calculator offers a Weekly Pass for $1.99, a Monthly Pass for $4.99, and a Yearly Pass for $29.99. Subscriptions provide unlimited saved loan entries, access to extra finance tools, and an ad-free experience.

### Can I cancel my subscription to Loan Calculator?

Yes, subscriptions can be cancelled anytime within your iTunes account settings. Cancellations must be made at least 24 hours before the end of the current subscription period to avoid automatic renewal.

### What devices does Loan Calculator support?

Loan Calculator is available on Mac, Apple Watch, iPhone, and iPad. It also supports syncing across all your Apple devices for a seamless experience.

### How often is Loan Calculator updated?

The latest version of Loan Calculator is 3.12.0, last updated on November 8, 2026. Updates are provided to continue offering new features and improvements.

### What is the user sentiment for Loan Calculator?

User reviews indicate a neutral overall sentiment. Pros include ease of use, quick calculations, and helpfulness for financial decisions, while cons mention excessive ads and occasional bugs.

### Is Loan Calculator suitable for beginners?

Yes, Loan Calculator is built for real people, including first-time homebuyers. Its clear visualizations and simple interface make complex loan information accessible and understandable.

## Version history (last 5 releases)

### 3.12.0 — 2026-11-08

• Fixed the display on iPhone Duo, so the app now shows correctly on both screens, whether folded, open or partly open
• Ads take up less space on smaller screens, leaving more room for your loan details

### 3.11.0 — 2026-11-04

• Fixed a crash that could occur for customers with a subscription or in-app purchase
• Improved layout when rotating on iPhone and iPad, so the bottom of each screen is no longer hidden or separated from the banner
• Removed an empty button from the top of the Settings screen
• The number keypad now uses a simple icon to close it
• Clear, Save and graph buttons are darker and easier to read

### 3.10.0 — 2026-09-25

Backend enhancements and updates

### 3.9.0 — 2026-05-17

Minor bug fixes and adjustments.

### 3.8.3 — 2026-02-06

Minor bug fixes

## Apps similar to Loan Calculator

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Loan Calculator - Loan2Me](https://appshunter.io/ios/app/loan-calculator-loan2me/id1442980816) | 4.8 (8,233) | Free | Finance |
| [Loan Calculator‰](https://appshunter.io/ios/app/loan-calculator/id558688927) | 4.9 (105,575) | Free | Finance |
| [Mortgage Pal - Loan Calculator](https://appshunter.io/ios/app/mortgage-pal-loan-calculator/id1478735062) | 4.8 (4,735) | Free | Finance |
| [Mortgage Calculator- Home Loan](https://appshunter.io/ios/app/mortgage-calculator-home-loan/id1155749575) | 4.6 (444) | Free | Finance |
| [Karl's Mortgage Calculator](https://appshunter.io/ios/app/karls-mortgage-calculator/id1025852681) | 4.4 (125) | Free | Finance |
| [Mortgage Calculator Plus](https://appshunter.io/ios/app/mortgage-calculator-plus/id518394445) | 3.2 (12) | Free | Finance |

## More apps by ChuChu Train Productions

- [Tip Calculator - Tip Check](https://appshunter.io/ios/app/tip-calculator-tip-check/id430227204)
- [CD Check - Mobile Calculator](https://appshunter.io/ios/app/cd-check-mobile-calculator/id431556633)
- [Tip Check Pro - Calc & Guide](https://appshunter.io/ios/app/tip-check-pro-calc-and-guide/id433833946)
- [Prayer Notes: Journal, Tracker](https://appshunter.io/ios/app/prayer-notes-journal-tracker/id450991308)
- [Prayer Notes Pro: Ask, Receive](https://appshunter.io/ios/app/prayer-notes-pro-ask-receive/id463170063)
- [Discount Calculator Sales Tax](https://appshunter.io/ios/app/discount-calculator-sales-tax/id473404571)

All apps by ChuChu Train Productions: https://appshunter.io/developer/415772087

## Related topics

[mortgage amortization](https://appshunter.io/ios/topics/mortgage-amortization) · [finance calculator car](https://appshunter.io/ios/topics/finance-calculator-car) · [loan payoff calculator](https://appshunter.io/ios/topics/loan-payoff-calculator) · [loan calculator house](https://appshunter.io/ios/topics/loan-calculator-house) · [loan calculator comparison](https://appshunter.io/ios/topics/loan-calculator-comparison) · [loan calculator vehicle](https://appshunter.io/ios/topics/loan-calculator-vehicle) · [loan calculator rv](https://appshunter.io/ios/topics/loan-calculator-rv) · [loan payoff calculator early](https://appshunter.io/ios/topics/loan-payoff-calculator-early) · [loan payoff calculator car](https://appshunter.io/ios/topics/loan-payoff-calculator-car) · [home loan calculator comparison](https://appshunter.io/ios/topics/home-loan-calculator-comparison) · [home loan calculator payment](https://appshunter.io/ios/topics/home-loan-calculator-payment) · [rental calculator mortgage](https://appshunter.io/ios/topics/rental-calculator-mortgage) · [car loan calculator payments](https://appshunter.io/ios/topics/car-loan-calculator-payments) · [payment calculator schedule](https://appshunter.io/ios/topics/payment-calculator-schedule) · [simple loan payment calculator](https://appshunter.io/ios/topics/simple-loan-payment-calculator) · [finance calculators](https://appshunter.io/ios/topics/finance-calculators) · [auto loan calculator payment](https://appshunter.io/ios/topics/auto-loan-calculator-payment) · [amortization calculator mortgage](https://appshunter.io/ios/topics/amortization-calculator-mortgage) · [easy loan guru calculator](https://appshunter.io/ios/topics/easy-loan-guru-calculator) · [debt to income calculator](https://appshunter.io/ios/topics/debt-to-income-calculator)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-11.*