# Loan Calculator: Payment & APR — Total Interest & Debt Planner

> Loan payment, APR, and total cost calculator with repayment schedule. (iPhone/iPad app by THOMAS PELTIER MARTINEZ.)

- Source: https://appshunter.io/ios/app/loan-calculator-payment-and-apr/id6758734181 (this page in markdown: same URL + `.md`)
- Developer: [THOMAS PELTIER MARTINEZ](https://appshunter.io/developer/1874668072)
- Category: Finance, Utilities
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 26.0 · 7 MB
- Languages: American English
- Released: 2026-03-05
- Data updated: 2026-08-21
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/loan-calculator-payment-and-apr/id6758734181/reviews.md

## What is Loan Calculator?

Plan and understand your loan before you borrow. This app helps you estimate monthly payments, compare APR scenarios, and see the full cost of a loan over time with a clear repayment schedule.

Whether you are considering a personal loan, auto loan, or mortgage, you can quickly calculate how much you will pay each month, how much interest you will pay in total, and how your balance decreases over time.

KEY FEATURES

Loan Payment Calculation
Enter loan amount, interest rate, and term to instantly estimate your monthly payment. See how changes in rate or duration affect what you pay.

APR Comparison
Compare different interest rates and scenarios to understand the real cost of borrowing and choose the option that fits your budget.

Full Repayment Schedule
View a detailed breakdown of payments over time. See how much goes to principal and how much goes to interest each month.

Total Interest & Cost Overview
Understand the true cost of your loan with a clear summary of total interest paid and total amount repaid.

Clear Payment Breakdown
Visualize how your loan evolves over time and see how early payments reduce your balance.

WHO THIS APP IS FOR

• People planning to take a personal loan
• Car buyers estimating monthly payments
• Homebuyers reviewing mortgage scenarios
• Anyone comparing borrowing options before making a decision

USE IT TO

• Estimate monthly loan payments
• Compare interest rates and APR scenarios
• Understand total borrowing cost
• Review payment distribution over time
• Make more informed financial decisions

SIMPLE AND FAST

No complex setup. Just enter your loan details and get instant results with a clean, easy-to-understand breakdown.

IMPORTANT NOTE

All calculations are estimates for informational purposes only and may differ from actual offers provided by lenders.

## Key features

- Estimate monthly loan payments
- Compare APR scenarios
- View full repayment schedule
- Calculate total interest and cost
- Visualize loan evolution


## Frequently asked questions about Loan Calculator

### What loan types can Loan Calculator estimate?

Loan Calculator can estimate payments and costs for personal loans, auto loans, and mortgages. It's designed for anyone comparing borrowing options.

### How does Loan Calculator help compare APRs?

You can input different interest rates and loan terms to compare scenarios. This helps you understand the real cost of borrowing and choose the best option for your budget.

### Does Loan Calculator provide a repayment schedule?

Yes, Loan Calculator offers a detailed repayment schedule. You can see a breakdown of each payment, showing how much goes towards principal and how much towards interest over time.

### Are the calculations from Loan Calculator exact?

All calculations are estimates for informational purposes only. They may differ from actual offers provided by lenders.

### Is Loan Calculator available on Android?

Currently, Loan Calculator is only supported on iPhone devices. Information regarding Android availability is not provided.

### How often is Loan Calculator updated?

The latest version is 1.3, and it was last updated on March 26, 2026. This indicates regular updates to the application.

### What is the age rating for Loan Calculator?

Loan Calculator has an age rating of 4+, making it suitable for a wide range of users interested in financial planning.

### Does Loan Calculator have ads?

No, Loan Calculator does not contain advertisements. It is a completely ad-free application.

## Version history (last 4 releases)

### 1.3 — 2026-03-26

Updated interface elements for a smoother experience

### 1.2 — 2026-03-25

Performance improvements and minor bug fixes

### 1.1 — 2026-03-18

We’ve made some improvements to enhance your experience

### 1.0 — 2026-03-06

No release notes.

## Related topics

[auto payment calculator](https://appshunter.io/ios/topics/auto-payment-calculator)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*