# Loan Calculator Pro

> Financial calculator for loan payments, early payoff simulation, and extra payment tracking. (iPhone/iPad app by SVT Software.)

- Source: https://appshunter.io/ios/app/loan-calculator-pro/id304485729 (this page in markdown: same URL + `.md`)
- Developer: [SVT Software](https://appshunter.io/developer/286029963)
- Category: Finance, Business
- Price: $0.99
- Rating: 4.60/5 from 25 App Store ratings · 122 written reviews indexed
- Age rating: 4+
- Requires: iOS 10.0 · 1 MB
- Languages: American English, French (France)
- Released: 2009-02-11
- Data updated: 2026-09-05
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/loan-calculator-pro/id304485729/reviews.md

## What is Loan Calculator Pro?

Loan Calculator Pro is an easy to use financial calculator.  Within seconds, you will be able to calculate the monthly payment for different types of fixed rate loans such as home mortgage, auto, and credit card.  You can calculate "what if" scenarios to determine how additional monthly and yearly payment will help you to pay off your loan earlier and save money in interest.  In addition, you can use Loan Calculator Pro to track all your extra payments at any amount and at any point in the life of your loan.


FEATURES

* Early Payment Simulation
See how much interest you will save and how early you will pay off your loan by entering extra payment amounts per month and/or per year.

* Extra Payment Tracking
- Loan Calculator Pro will let you track all of your extra payments in variable amounts throughout the life of the loan.  For example, it will let you track an extra $100 in principle on the first payment, an extra $300 on the 5th payment, and an extra $1000 one the 10th payment, etc.  This way, the application will still be useful long after you have purchased your property and will let your know exactly where you are with all your loan payments.

* Fast Calculations
- Loan Calculator Pro is designed to be fast.  Calculations are done instantly after you enter each amount field.

* Large Numeric Keypad
- The large keypad allows for easier, faster, and more accurate entry of numeric amounts.

* Amortization Table
- A complete payment schedule allows you to view the amount, interest, principal, and remaining balance for each and every payment of the loan.

* Bookmark of Payments
- You can bookmark the current payment you are at in the amortization table and the application automatically scroll to the memorized payment the next time.

* Saved Loans
- Loan Calculator Pro lets you save and organize all your various loans in a list so you do not have to enter the information over each time.  It will also remember and opens up the last saved loan you worked on.

* Loan List Reordering
- You can reorder the loans from the saved list in any order you choose.

* Email Export
- Export loan information and payment schedule via email.

* Passcode Security
- Passcode protection to keep your loan information private.

* Backup / Restore
- Backup your data to your computer for safekeeping.  Then restore it to your iOS device when you need to via the iTunes file sharing interface.

* Intuitive User Interface
- Special attention was given to the user interface to ensure that it is clean, intuitive, and easy to use.

## Key features

- Early payment simulation
- Extra payment tracking
- Fast calculations
- Amortization table
- Saved loans
- Email export
- Passcode security

## Chart rankings

- #117 in Top Paid · Finance (US App Store)

## What do users think of Loan Calculator Pro?

Overall sentiment: positive

**Pros**

- 👍 Simple and intuitive interface
- ⚡ Fast and reliable performance
- 💰 Excellent value for money
- 📊 Accurate loan calculations
- 🎯 Easy extra payment tracking
- 💾 Multiple loan storage capability
- 📈 Clear amortization schedules
- 🎨 Clean, uncluttered design
- 🚀 No ads or upselling
- ⏱️ Quick calculation results

**Cons**

- ❌ Limited payment frequency options
- 🔧 Missing advanced features
- 📱 Small text on some devices
- 🎨 Outdated app icon and design
- ⚠️ No escrow/taxes/insurance fields
- 🔢 Cannot input decimal amounts
- 📅 No date tracking features
- 🐛 Occasional crashes reported
- 💾 Saved loans not always retrievable
- 📊 Limited amortization table display options

**Commonly reported bugs**

- NaN errors with extra payment calculations
- App crashes when entering interest rate
- Saved loans not displaying correctly
- Duplicate loan entries when overwriting
- Inaccurate calculations in some scenarios
- Extra payment logic producing incorrect results
- Inconsistent decimal point handling

**Most requested features**

- Bi-weekly and weekly payment frequency options
- Ability to input property taxes and insurance
- PMI (mortgage insurance) calculation
- Variable/random extra payment tracking
- Start and end date selection
- Editable payment field
- Down payment field for auto loans
- Interest-only loan option
- Export/print functionality
- Percentage-based overpayment option
- Decimal input for loan amounts
- Cumulative interest tracking
- iPad HD version
- iMac desktop version with sync
- Zoom feature for text readability
- Year/month display in amortization table
- Summary view of all loans
- Mid-cycle payment calculations
- Bulk edit for multiple months
- Fees and MPI inclusion

## Recent user reviews (10 of 122)

All indexed reviews: https://appshunter.io/ios/app/loan-calculator-pro/id304485729/reviews.md

### 5/5 — Love this app

*2026-02-26*

Super easy to learn this app and track the progress of loan payoff. It’s a perfect loan calculator with all the basic stuff you need without getting too fancy or bombarding you with ads.  The app doesn’t try to influence you to borrow more money like every other platform either. It just makes it easy. You can see how additional principal payments will affect your total interest payed and how many days/years it would shorten the loan.  And you can save multiple loans. I’ve been using it since I bought my house and I friggin love how simple it is. It’s great for seeing how a different interest rate will impact your payments, etc. I know there are more capable apps out there but in my reality they’re all overkill. I’m sticking with this one.

### 2/5 — BJ

*2025-09-14*

Payment field should be editable and number of payments field should be available. I bought this app because AI search said it could address biweekly payments but this is not the case, so this app doesn’t really suit my needs.

### 5/5 — Soooo reliable

*2025-07-03*

Used this for years- it’s easy to use, always works, so reliable, easy interface, not complicated like so many other calculators. LOVE this. Great job!!

### 5/5 — Boss man

*2025-05-29*

Love this!

### 5/5 — Used quite often

*2023-11-04*

Very handy little app… highly recommend!
One flaw… would love to be able to factors like fees/MPI, etc.  It’s a little difficult to (accurately) calculate when a payoff is (especially mid-loan) when I can’t include fees, etc.

### 1/5 — Has potential

*2022-07-13*

This app has great potential but falls short. It’s like the developer got 75% through development and decided to publish the app. The numbers are in the ball park without the principal payment. Doesn’t include any PMI options.

### 5/5 — Possible update?

*2022-07-08*

Is it possible make a change that would allow one to input extra payments at any time, not just on the same date each month? I ask as I have tracked a mortgage for years with this app, and would like to be able to see the impact of making extra payments since I typically end up making them at random times throughout the month based upon my income.

### 5/5 — Best app

*2022-04-16, version 5.2*

This has got be the most simple n best app 
Which I use daily to calculate my borrowing 
And absolutely free  thanks guys for your hard work 
JJay

### 2/5 — Not worth paying for this app.

*2021-04-04*

There are free apps which are better than this one.

### 5/5 — Great App!!!!!

*2020-07-31*

I love this simple yet powerful tool! I use it almost daily.

## Frequently asked questions about Loan Calculator Pro

### What types of loans can Loan Calculator Pro calculate?

Loan Calculator Pro can calculate monthly payments for fixed-rate loans such as home mortgages, auto loans, and credit cards. It is designed for straightforward financial calculations.

### How does Loan Calculator Pro help with early loan payoff?

You can simulate "what if" scenarios by entering extra monthly and yearly payment amounts. This feature shows you how much interest you will save and how much sooner you can pay off your loan.

### Can I track extra payments made at different times with Loan Calculator Pro?

Yes, Loan Calculator Pro allows you to track extra payments of variable amounts at any point in the life of your loan. This ensures accurate tracking even for irregular additional payments.

### Does Loan Calculator Pro offer a detailed payment schedule?

Yes, it provides a complete amortization table that displays the amount, interest, principal, and remaining balance for each payment. You can also bookmark specific payments for easy reference.

### How does Loan Calculator Pro handle multiple loans?

You can save and organize all your various loans within the app, so you don't have to re-enter information each time. It also remembers and opens the last saved loan you were working on.

### Is my loan information kept private with Loan Calculator Pro?

Yes, Loan Calculator Pro includes passcode protection to keep your loan information private. You can also back up your data to your computer for safekeeping.

### What platforms is Loan Calculator Pro available on?

Loan Calculator Pro is available on iPhone and iPod. It is designed for iOS devices.

### Does Loan Calculator Pro have ads?

No, Loan Calculator Pro is ad-free. Users have praised its lack of ads and upselling in reviews.

## Version history (last 5 releases)

### 5.2 — 2020-07-21

Fix issue with amortization tab having the same name as the navigation bar title.

### 5.1 — 2020-07-20

Add support for larger iPhone 11 screen sizes.

### 5.0 — 2016-09-12

- iOS 10 optimization and bug fixes.
- Ability to backup / restore via iTunes file sharing interface.

### 4.0 — 2013-11-01

- Add support for iPhone 5 and 5s Retina displays.
- Add splash screen on launch.
- Fix iOS 7 compatibility issues.
- Fix international localization.

If you like this app, then please support us with a positive rating.  Thank you!

### 3.2 — 2011-10-05

- iOS 5 maintenance release.
- Minor bug fix.

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## More apps by SVT Software

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- [Accounts 2 Lite - Checkbook](https://appshunter.io/ios/app/accounts-2-lite-checkbook/id496868060)

All apps by SVT Software: https://appshunter.io/developer/286029963

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*