# Loan Calculator SmartPro — Mortgage, Car, Student, Payday > Loan calculator for estimating payments, costs, and repayment strategies. (iPhone/iPad app by Evgenii Sukach.) - Source: https://appshunter.io/ios/app/loan-calculator-smartpro/id6787259060 (this page in markdown: same URL + `.md`) - Developer: [Evgenii Sukach](https://appshunter.io/developer/6787259062) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 17.6 · 21 MB - Languages: British English, Arabic, Croatian, Czech, Danish, Dutch, Finnish, French (France), German (Germany), Greek and 23 more - Released: 2026-08-06 - Data updated: 2026-09-08 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/loan-calculator-smartpro/id6787259060/reviews.md ## What is Loan Calculator SmartPro? Loan Calculator SMARTPRO helps you understand the real cost of borrowing before you sign. Calculate a personal loan, mortgage or car loan, then review the monthly payment, total cost, interest, remaining balance and full amortization schedule. Key features: • basic loan, mortgage and car loan calculation; • advanced inputs for down payment, fees, insurance, taxes and other costs; • detailed payment schedule for every month; • charts for payments, interest and remaining balance; • early payoff analysis showing interest savings and shorter loan terms; • reverse calculation to estimate the interest rate from known loan data; • saved history, favorites and trash recovery; • settings for language, font size, theme, app icon, hints and convenient rounding. SMARTPRO adds structured PDF export. Share a clear report with your spouse, accountant or colleague, or print it when comparing offers from banks and lenders. Detailed overview: SMARTPRO is designed for everyday loan planning when you want to understand whether a payment fits your budget before talking to a bank or lender. Enter the amount, term and interest rate, choose the payment type and review the result immediately. The app shows the monthly payment, total paid, interest, remaining balance and a month-by-month amortization schedule. For mortgages and car loans, you can include a down payment and additional costs. Advanced inputs support fees, insurance, taxes and other expenses that often change the real cost of borrowing. This makes it easier to compare offers by the complete payment picture, not only by the advertised rate. The payment schedule helps you inspect every month. Each row shows how much of the payment goes to interest, how much reduces principal and what balance remains after payment. Charts make the structure easier to read and show how the debt changes over time. Early payoff analysis lets you compare scenarios with a shorter term or a lower payment. SMARTPRO estimates possible interest savings from the data you enter and helps you choose the scenario that is easiest to explain and compare. Reverse interest-rate calculation is useful when you know the loan amount, term and payment but want to estimate the effective rate. Saved history keeps your calculations available for later review. Important options can be marked as favorites, deleted entries can be restored from trash, and iCloud sync helps keep data available across your devices. The app can be customized for personal comfort: language, font size, appearance, app icon, field hints and convenient rounding. Rounding is intended for readability only; it helps you scan totals faster without changing the underlying calculation logic. SMARTPRO includes structured PDF export. You can share a report with a spouse, colleague, accountant or adviser, save it to Files, or print it before discussing conditions. The report keeps input values, totals and the payment schedule in a practical, organized form. Results are estimates based on the information you enter. The app is not a bank offer, financial advice or a guarantee of approval. Always compare the result with the official agreement and lender documents before making a financial decision. ## Key features - Monthly payment estimation - Total interest calculation - Amortization schedule - Advanced cost inclusion - Early repayment analysis - Loan comparison tools - PDF export and printing ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Credit Calc Pro | $6.99 | one-time | ## Frequently asked questions about Loan Calculator SmartPro ### What types of loans can Loan Calculator SMARTPRO handle? Loan Calculator SMARTPRO supports mortgages, car loans, and other loan types. It allows for basic calculations and advanced scenarios including down payments, fees, insurance, and taxes. ### Can I compare different loan offers with Loan Calculator SMARTPRO? Yes, the reverse loan calculator feature allows you to calculate the effective annual interest rate to better compare offers from different lenders. You can also compare scenarios with central bank interest rates. ### How does Loan Calculator SMARTPRO help with early repayment? Loan Calculator SMARTPRO features an early repayment calculator that shows how extra payments, whether one-time or recurring, affect your loan term and monthly payments. It provides before-and-after repayment analysis. ### What are the Pro features in Loan Calculator SMARTPRO? Upgrading to Pro unlocks PDF export and printing, favorites, advanced loan analysis, extended calculation history, early repayment analysis, and iCloud Sync. These features enhance organization and sharing capabilities. ### Does Loan Calculator SMARTPRO offer cloud synchronization? Yes, Loan Calculator SMARTPRO offers iCloud synchronization across Apple devices for managing your calculations. This feature is available with the Pro upgrade. ### How often is Loan Calculator SMARTPRO updated? Loan Calculator SMARTPRO was last updated on August 23, 2026, with version 1.7.0. This indicates a recent update, suggesting ongoing development and support. ### Is Loan Calculator SMARTPRO available on all Apple devices? Loan Calculator SMARTPRO is supported on Mac, Apple Watch, iPhone, and iPad. This broad compatibility ensures you can manage your finances across your Apple ecosystem. ### What is the user sentiment for Loan Calculator SMARTPRO? The app has a perfect rating of 5.0 stars from 1 rating, indicating highly positive initial user feedback. This suggests users find the app valuable for their financial planning needs. ## Version history (last 4 releases) ### 1.8.0 — 2026-09-02 • Added a smoother first start with a quick introduction to key features and settings. • Added font size adjustment for easier reading in forms and payment schedules. • Fixed minor bugs and improved stability. ### 1.7.0 — 2026-08-23 • Added a new Loan Calculation Wizard: a step-by-step way to quickly configure parameters and run a calculation. • Updated the app icon so it is easier to find on your device screen. You can also choose an alternative icon. • Improved fonts and Dark Mode for a more comfortable experience. • Improved selecting and configuring the loan issue date. • Increased app stability and performance. • Fixed minor bugs and improved the interface. • Added support for 37 languages and locales: العربية, Čeština, Dansk, Deutsch, Ελληνικά, English, English (UK), Español, Español (México), Suomi, Français, Français (Canada), עברית, हिन्दी, Hrvatski, Magyar, Bahasa Indonesia, Italiano, 日本語, 한국어, Bahasa Melayu, Norsk bokmål, Nederlands, Polski, Português, Português (Brasil), Română, Русский, Slovenčina, Slovenščina, Svenska, ไทย, Türkçe, Українська, Tiếng Việt, 中文, 繁體中文 ### 1.6.0 — 2026-08-22 • Added a new Loan Calculation Wizard: a step-by-step way to quickly configure parameters and run a calculation. • Updated the app icon so it is easier to find on your device screen. You can also choose an alternative icon. • Improved fonts and Dark Mode for a more comfortable experience. • Improved selecting and configuring the loan issue date. • Increased app stability and performance. • Fixed minor bugs and improved the interface. ### 1.5.0 — 2026-08-07 No release notes. ## Related topics [credit card payment calculator](https://appshunter.io/ios/topics/credit-card-payment-calculator) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*