# Loan Calculator‰ — user reviews > 262 indexed App Store user reviews of Loan Calculator‰ by Tim O's Studios, LLC, rated 4.90/5 from 104,929 ratings. - Source: https://appshunter.io/ios/app/loan-calculator/id558688927/reviews - App overview in markdown: https://appshunter.io/ios/app/loan-calculator/id558688927.md - Rating breakdown: 5★ 96,357 · 4★ 6,742 · 3★ 1,253 · 2★ 178 · 1★ 399 ## What do users think of Loan Calculator‰? Overall sentiment: positive **Pros** - 👍 Simple and easy to use - 🚀 Straightforward and intuitive - 💡 Accurate loan repayment calculations - 🚀 Instant results - 👍 Helpful for financial decisions **Cons** - 🐛 Incorrect interest calculations - 🔍 Limited functionality - 💸 Excessive advertisements - 🔍 Cannot switch to landscape mode - 🔒 Privacy concerns with data collection **Commonly reported bugs** - Ad banner covers input fields, making the app unusable - Monthly interest figure shown is incorrect - App crashes or freezes on certain devices **Most requested features** - Add option to calculate weekly or bi-weekly payments - Implement amortization schedule feature - Allow entering monthly payment to calculate loan amount or interest rate - Provide option to remove ads through in-app purchase ## Newest reviews (10 of 262) ### 2/5 — Too many ads *2026-08-19, version 3.0* Had this for years. Just uninstalled as I was getting ads I couldn’t get out of. I get it, they have to earn something, I’m happy to see an ad here and there, but after having for years this last one (WGU) was literally un-dismissable and I deleted app. ### 2/5 — Interest *2026-08-18, version 3.0* Handy app but keep in mind where it says monthly interest. It’s actually showing monthly principal. Everything else is accurate. ### 2/5 — Good app killed by ads *2026-07-15, version 3.0* Was great but now ads pop up and don’t go away for a few minutes. ### 5/5 — Home loan calculator *2026-07-11, version 3.0* Good to have a mortgage calculator that doesn’t attach you to a loan company. ### 2/5 — Spammy! *2026-07-06, version 3.0* The simple loan calculator works just fine, however I was infuriated to get a pop-up ad in the app telling me I had multiple iOS viruses detected. The only reason this isn't a one star review is because the calculator portion is simple and works as described. ### 5/5 — Very simple and easy to use *2026-06-18, version 3.0* Excellent app. Helps in making big decisions to apply for loans and compare rates. ### 5/5 — Great App *2026-06-15, version 3.0* Love it, used this app for several years. Simple. ### 1/5 — Annoying Ads *2026-06-12, version 3.0* Great app. Simple and does what it needs. But when a pop up ad appears and I can’t clear it, even the best app becomes one star useless. ### 1/5 — Spamming with spyware *2026-06-12, version 3.0* I’ve used this app for a while but it recently started hosting advertisements that pose as fake warnings for your phone trying to get you to click on malware / spyware links ### 5/5 — Sales *2026-06-05, version 3.0* Best loan calculator ever easy to use, if you’re in Sales, just download it ## Most critical reviews (10 lowest-rated) ### 1/5 — Now useless *2026-08-23, version 3.0* Used this app for years. A recent update now displays ads. This morning no matter what I did, I could not get past the ad. ### 1/5 — Incorrect *2026-08-11, version 3.0* Calculations for interest are incorrect ### 1/5 — Useless *2026-08-10, version 3.0* Not sure how this POS APP has a 4.9 rating but every time I try to use it it’s locked up on adds. ### 1/5 — It was great *2026-07-28, version 3.0* Spam takeover. Can’t use app for forced spam. ### 1/5 — Became unusable *2026-07-23, version 3.0* I used to live this app. Super clean and simple. But lately adds keep popping up that won’t go away! No matter what I do ads cover the app and you cannot close them, even if you click on the ad! And the ads aren’t even remotely relevant to me! Deleted the app and am downloading an alternative ### 1/5 — No longer works *2026-07-18, version 3.0* App used to work seamlessly, now it has adds that do not go away, so app does not function. ### 1/5 — Spam Ads *2026-07-17* Absolutely disgraceful. I get that app developers need to be paid, often with ad revenue, where there is no direct payment, but the pop up ads on this “your phone os infected” and similarly spam / malicious ads are not acceptable. Don’t touch this app ### 1/5 — Spam IPhone warnings *2026-07-16, version 3.0* Keeps saying my iPhone infected. ### 1/5 — Add *2026-07-11, version 3.0* I have used this app for a long time, but now you have to watch ads, that you can’t click out off. ### 1/5 — Screen pop ups *2026-06-28, version 3.0* I downloaded this app and inappropriate nude pictures began popping up ## Most praised reviews (10 highest-rated) ### 5/5 — Very Useful Too For Us Accountant *2026-08-20* I served as the president of a successful accounting firm, where I prepared tax returns and financial statements for clients. Additionally, I was a notary public and am currently an IRS Enrolled Agent. Our practice operated successfully for over thirty years. Unfortunately, I was hospitalized after a sudden health emergency that resulted in a 24-minute cardiac episode, leaving me paralyzed from the shoulders down. I have found great value in certain software that is widely used by clients to calculate interest payments on various loans. I continue to rely on this software, which I have installed on my iPad and iPhone, and it remains a useful tool. Many clients still contact my office to inquire about loan interest rates and repayment amounts. I would recommend this software to individuals seeking to determine potential loan interest payments. It is highly user-friendly, making it accessible even to those without accounting expertise. Thank you.! ### 5/5 — Simple *2026-08-16, version 3.0* Simple and to the point. I like it. ### 5/5 — Love this app *2026-08-15, version 3.0* I like being able to see what my notes will be before going into somewhere to try to buy something. Great finance ### 5/5 — Easy *2026-08-13, version 3.0* Super easy to use ### 5/5 — Easy to use *2026-08-09, version 3.0* Simple easy to use and no ads ### 5/5 — Great Loan Calculator! *2026-08-08, version 3.0* I use it often! ### 5/5 — Great app *2026-08-01, version 3.0* Very simple and easy to use. ### 5/5 — Easy to use and fast *2026-07-30, version 3.0* Simple, easy, and does the job! ### 5/5 — Simple Mortgage Calculation *2026-07-19, version 3.0* In world where everyone selling this works ### 5/5 — Does what it’s supposed to do *2026-07-11, version 3.0* Works well, would be even better if it had an amortization schedule as well. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*