# Loan Co-Pilot — Loan Calculator & Tracker

> Loan Calculator & Tracker (iPhone/iPad app by Tareq Musmar.)

- Source: https://appshunter.io/ios/app/loan-co-pilot/id6757390003 (this page in markdown: same URL + `.md`)
- Developer: [Tareq Musmar](https://appshunter.io/developer/1866562401)
- Category: Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 30 MB
- Languages: American English
- Released: 2026-01-09
- Data updated: 2026-05-17
- User reviews in markdown: https://appshunter.io/ios/app/loan-co-pilot/id6757390003/reviews.md

## What is Loan Co?

Take Control of Your Debt Journey

Loan Co-Pilot is your personal financial companion for managing loans and accelerating your path to becoming debt-free. Whether you have a mortgage, student loans, car payments, or personal debts, Loan Co-Pilot gives you the clarity and tools you need to take control.

Key Features:

COMPREHENSIVE DASHBOARD
• Track all your loans in one beautiful interface
• See total debt, monthly payments, and remaining balances at a glance
• Visual charts show your progress over time

ACHIEVEMENT SYSTEM
• Unlock 18 unique achievements as you manage your loans
• Celebrate milestones on your debt-free journey
• Stay motivated with tiered rewards for progress

SMART PAYMENT STRATEGIES
• Avalanche method: Pay off highest interest loans first to save the most money
• Snowball method: Tackle smallest balances first for quick wins and motivation
• See exactly how much interest you'll save with each approach

EXTRA PAYMENT IMPACT
• Instantly see how extra payments affect your timeline
• Calculate how much you'll save in interest
• Watch years disappear from your loan terms

RATE ADJUSTMENT TRACKING
• Track interest rate changes over time
• See how refinancing or rate adjustments impact your loan
• Visualize the long-term effects of rate modifications

BEAUTIFUL VISUALIZATIONS
• Clear charts show principal vs. interest breakdown
• Track your balance shrinking over time
• Interactive onboarding guides you through features

100% PRIVATE & SECURE
• All data stored locally on your device only
• No account required, no data collection
• Your financial information never leaves your phone

Perfect For:
• Homeowners managing mortgages
• Graduates paying off student loans
• Anyone with multiple debts to track
• People serious about becoming debt-free faster

Download Loan Co-Pilot today and start your journey to financial freedom!


## Version history (last 2 releases)

### 1.0.2 — 2026-01-15

What's New in Version 1.0.2

New Features:
• Interest Rate Adjustment Tracking - Track and visualize how rate changes affect your loan over time
• Achievement System - Unlock 18 tiered achievements as you manage your loans and make progress toward financial freedom
• Enhanced Onboarding - New interactive slides to help you get started with the app
• In-App Ratings - Share your feedback to help us improve Loan Co-Pilot
• UI Improvements - Refined interface for better usability

Bug Fixes & Improvements:
• Fixed share dialog getting stuck
• Fixed rate adjustment persistence issues  
• Improved loan calculations accuracy with early payments and rate changes
• Simplified PDF portfolio summary
• Fixed date persistence issues across the app
• General stability and performance improvements

Thank you for using Loan Co-Pilot! If you enjoy the app, please consider leaving a review.

### 1.0.1 — 2026-01-09

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-17.*