# Loan Factory — We dare you to compare

> AI-powered mortgage application, management, and comparison tool. (iPhone/iPad app by Loan Factory, Inc.)

- Source: https://appshunter.io/ios/app/loan-factory/id6503113271 (this page in markdown: same URL + `.md`)
- Developer: [Loan Factory, Inc](https://appshunter.io/developer/1748032095)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 18 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 44 MB
- Languages: American English
- Released: 2024-05-27
- Data updated: 2026-08-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/loan-factory/id6503113271/reviews.md

## What is Loan Factory?

Your Mortgage. Simplified.

Take control of your home loan with the Loan Factory App — powered by MOSO AI for speed, accuracy, and transparency.
Whether you’re buying, refinancing, or managing your mortgage, Loan Factory keeps everything organized, automated, and easy to manage — all in one secure app.

1. Apply with AI-Powered Simplicity
- Start your mortgage application anytime, anywhere.
- Upload documents — AI reads and pre-fills your info automatically.
- Review, confirm, and submit securely in minutes.
- Explore personalized loan options that fit your financial goals.
- Use smart calculators to estimate payments and affordability.

2. Manage Your Mortgage Effortlessly
- View loan details, balance, and payment schedule in one place.
- Get real-time updates and push notifications at every milestone.
- Create rate alerts to monitor market changes.
- Keep all communications and documents securely stored.

3. Smart Tools to Empower You
- Compare side-by-side offers from 240+ wholesale lenders.
- Check live mortgage quotes anytime, anywhere.
- Use refinance and DTI calculators to plan your next move.
- Track your loan progress with clear, visual updates.

4. Expert Guidance — Always Within Reach
- Chat or call licensed Loan Factory loan officers for personal support.
- Learn from Thuan Nguyen, America’s #1 Loan Officer.
- Access local advisors in 48 states for trusted, human guidance.

5. Built on Trust & Transparency

Empower yourself with AI automation, transparent comparisons, and real human help — all in one app designed to make your mortgage journey smarter, faster, and simpler.

Download the Loan Factory App today and experience a better way to manage your home loan.

Best Price Guarantee
If Loan Factory cannot beat a competitor’s verified offer, we’ll pay you $1,000.
Terms apply: www.LoanFactory.com/best-price-guarantee

Important Disclosure
Loan Factory helps users compare mortgage offers from multiple lenders.
Rates vary by borrower profile and lender participation.

NMLS #320841 | BK-2005457
Equal Housing Lender. Licensed in 48 states.
For full disclosures and licensing information, visit:
http://www.LoanFactory.com/disclosure

Read reviews: http://www.LoanFactory.com/testimonials
Website: http://www.LoanFactory.com
Hotline: (660) 333-3333
Email: customer@loanfactory.com

## Key features

- AI-powered mortgage application
- Document upload and pre-filling
- Personalized loan options
- Mortgage management and tracking
- Rate alerts and notifications
- Compare offers from 240+ lenders
- Expert loan officer guidance

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/loan-factory/id6503113271/reviews.md

### 5/5 — Easy to Use, Fast, Efficient Applying for Mortgage

*2026-01-08*

I’m happy with the app. I can check pricing daily on an app, fill out application and upload documents. It’s straightforward, easy to use, and transparent.

### 5/5 — Excellent App

*2026-01-08*

Highly Recommend!
This app is incredibly user-friendly and works exactly as advertised. The interface is clean, fast, and easy to navigate. I’ve been using it daily and it has made my tasks so much more efficient.

### 5/5 — The best Mortgage App

*2025-08-19*

This app makes mortage process easier.  Not only for borrowers but also loan officers and realtors.   From checking real-time rate to uploading documents to have AI to assist with filling out the application to the ability to communicate with loan officers and processors. This is a must have app for all homeowners

### 5/5 — Amazing!!

*2025-04-17*

This app makes my life so easy as a loan officer and its simplicity and customer facing features are phenomenal!! Keep up the good work, Thuan!!

### 5/5 — This app is transforming the mortgage experience

*2025-04-16*

Get a custom rate quote in under 30 seconds, comparing over 32 lenders - all in real-time

The process is simple and stress-free, with AI handling documents and auto-filling in the application.

Upload a snap photos of paperwork, and your Loan Officer gets them instantly.

Fast, smart, and hassle free –
This is how mortgages should be

## Frequently asked questions about Loan Factory

### What is Loan Factory?

Loan Factory is a finance app designed to simplify the mortgage process. It uses AI to help users apply for, manage, and compare home loan offers from over 240 wholesale lenders.

### Is Loan Factory free to use?

Yes, Loan Factory is available for free. The app does not have any associated costs for downloading or using its core features.

### How does Loan Factory ensure security?

Loan Factory is built on trust and transparency, emphasizing a secure app environment for managing all your loan-related information and communications.

### What kind of expert guidance is available?

Users can chat or call licensed Loan Factory loan officers for personal support. The app also provides access to local advisors in 48 states.

### Can I compare mortgage offers with Loan Factory?

Yes, Loan Factory allows you to compare side-by-side offers from over 240 wholesale lenders and check live mortgage quotes anytime, anywhere.

### How often is Loan Factory updated?

The latest version of Loan Factory is 2.0, and it was last updated on March 23, 2026, indicating a commitment to regular improvements and feature additions.

### What devices support Loan Factory?

Loan Factory is compatible with iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users.

### Does Loan Factory have ads?

No, Loan Factory does not contain advertisements. The app is designed to provide a seamless user experience without interruptions from ads.

## Version history (last 5 releases)

### 2.5 — 2026-07-24

Borrower:
- Allow to Pull credit report.

Loan Officer:
- Add Notification settings.

General:
- Improvement UI/UX and bugs fixed.

### 2.4.2 — 2026-07-12

Loan Officer:
- Add Business Card from Ally
- Add Loan Factory directory.

General:
- Improvement UI/UX and bugs fixed.

### 2.4.1 — 2026-07-10

Loan Officer:
- Add Business Card from Ally
- Add Loan Factory directory.

General:
- Improvement UI/UX and bugs fixed.

### 2.4 — 2026-07-09

Loan Officer:
- Add Business Card from Ally
- Add Loan Factory directory.

General:
- Improvement UI/UX and bugs fixed.

### 2.2.2 — 2026-06-15

General:
- Improvement UI/UX and bugs fixed.

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## Related topics

[lender compare](https://appshunter.io/ios/topics/lender-compare)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*
