# Loan Genius — Mortgage & Loan calculator

> Mortgage & Loan calculator (iPhone/iPad app by Decent4 LLC.)

- Source: https://appshunter.io/ios/app/loan-genius/id6751756038 (this page in markdown: same URL + `.md`)
- Developer: [Decent4 LLC](https://appshunter.io/developer/1821652198)
- Category: Finance, Productivity
- Price: $0.99
- Age rating: 4+
- Requires: iOS 15.1 · 50 MB
- Languages: English
- Released: 2025-11-19
- Data updated: 2026-09-11
- User reviews in markdown: https://appshunter.io/ios/app/loan-genius/id6751756038/reviews.md

## What is Loan Genius?

Loan Genius is a fast, private loan and mortgage calculator built for real payment decisions — not ad clutter.

Estimate monthly payments, compare scenarios, review amortization, and save the numbers that matter before you talk to a lender, realtor, dealer, client, or partner.

Whether you are checking a mortgage payment, comparing refinance options, estimating a car loan, or stress-testing different rates and terms, Loan Genius keeps the math clear and easy to share.

What you can calculate:

• Monthly loan and mortgage payments
• Principal, interest, taxes, insurance, PMI, and HOA estimates
• Down payment by percent or dollar amount
• Loan amount, total interest, and payoff totals
• Amortization schedules
• Extra payment impact
• Rent vs. buy comparisons
• Affordability and goal scenarios
• Saved/favorite loan scenarios

Built for real conversations:

• A buyer wants to know what a home price really costs each month
• A realtor wants to compare scenarios with a client
• A homeowner wants to test refinance math
• A borrower wants to compare rates, terms, and down payments
• A car buyer wants to sanity-check a monthly payment

Save scenarios, duplicate them, adjust the numbers, and share a cleaner summary when the conversation moves beyond “rough estimate.”

Private, paid, and ad-free:

Loan Genius is a paid app because the calculator should be the product — not your attention.

No ad spam. No noisy banners. No tracker-filled finance clutter. Your calculations stay on your device unless you choose to share or export them.

Why people use Loan Genius:

• Fast payment estimates
• Clear loan breakdowns
• Amortization without spreadsheet work
• Saved scenarios for comparing options
• Client-ready summaries
• Clean interface with no ad junk
• Useful for mortgages, refinance, car loans, and general loan planning

Loan Genius helps you answer the question that actually matters:

“What does this loan really cost?”


## Version history (last 2 releases)

### 1.1.3 — 2026-05-09

Loan Genius now makes it easier to compare payment scenarios, review amortization details, and share a cleaner loan summary. This update also includes calculation polish, reliability fixes, and small interface improvements throughout the app.

### 1.0.2 — 2025-11-19

No release notes.

## More apps by Decent4 LLC

- [Brain Dump: ProjectAdulting](https://appshunter.io/ios/app/brain-dump-projectadulting/id6751470634)
- [Cosmos Memories](https://appshunter.io/ios/app/cosmos-memories/id6755826138)
- [SuppAI: AI Supplement Guide](https://appshunter.io/ios/app/suppai-ai-supplement-guide/id6795253143)
- [MenoCompass: Menopause Tracker](https://appshunter.io/ios/app/menocompass-menopause-tracker/id6798018790)

All apps by Decent4 LLC: https://appshunter.io/developer/1821652198

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-11.*