# Loan — Instant Cash — Payday Advance Money Borrowing

> Instant cash loans for urgent financial needs until your next payday. (iPhone/iPad app by INSTANT MONEY SP Z O O.)

- Source: https://appshunter.io/ios/app/loan-instant-cash/id6443603860 (this page in markdown: same URL + `.md`)
- Developer: [INSTANT MONEY SP Z O O](https://appshunter.io/developer/1647588487)
- Category: Finance
- Price: Free
- Rating: 4.87/5 from 441 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 43 MB
- Languages: English
- Released: 2022-11-01
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/loan-instant-cash/id6443603860/reviews.md

## What is Loan?

Do you need a loan to get money till the next paycheck and receive instant cash in the simplest way? Our money loan app is a great solution for people who feel pressed for funds and can’t wait for their next salary. We have made every effort to create the best money loan app and simplify your life.

It has never been easier to choose where to borrow money fast until payday. Get this instant cash loans app installed on your phone and enjoy a quick application process. Make a few clicks and you will get funded with a loan for your needs before payday. If you try to find the answer to the questions below: Where can I get a loan with bad credit? Where can I borrow money asap? Where can I get a loan today if I need funds now? Which app gives loans instantly and protects your privacy? Please be aware that by choosing our best app to borrow money you’ve come to the right place to cover all your needs described above.

Fast approval is what makes this instant cash loan app different. This is your reliable guide to trusted financial aid before paycheck 24/7. You have a chance to submit your request at any time of the day. Borrow up to $5,000 right here!

There are many benefits of using apps for loans:

EASY APPROVAL. You have a chance to receive a loan just in a few taps without the need to stay in lines at the bank.

TIME-SAVING. Apply for loans on the web and save time. There is no paperwork and hassle here.

SECURE AND SAFE. This instant payday advance app protects your personal data and meets all safety requirements.

BAD CREDIT HOLDERS CAN APPLY. Submit your loan request for the desired sum and don’t worry about your poor credit score. Each person can apply for instant cash via our app.
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This instant payday advance app doesn’t charge any fees from the clients for the services. By submitting your data in this loan app, you consent to allow creditors to check your information. There is no obligation to utilize instant cash loans through this service, apply for any credit options, or accept any offers. Certain states have strict laws limiting the APR rates and charges a creditor may demand when applying for loans.


The min and max periods for credit repayment of a loan are from 65 days up to 2 years. These conditions change depending on the lending option. The lending decisions and conditions depend on the credit rating, credit history, and regular income of the applicant. The creditor is legally demanded to inform the applicant of the APR and other lending conditions before executing the contract.

APR is the annualized interest rate charged when a borrower requests loans till the next salary day. It comprises the nominal interest rate as well as certain finance charges and extra costs that may be involved when a client obtains a loan. The APR on instant cash loans varies from 5.99% to 35.99% on unsecured personal loans for customers with decent credit ratings.

A representative example of the total loan cost (all applicable fees are included): Loan sum - $250; term – 2 months; APR – 15%. Your monthly repayment is $127,35. The total sum payable is $254,70. The total interest is $4,70.
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Take advantage of instant cash loans tailored to your needs. Whenever you urgently feel a cash need, you can easily apply via our borrow money app and obtain additional financial assistance in a few taps. It’s so easy and convenient to receive instant cash loans online at any time of the day. There is no need to visit pawnshops and money lending companies. If you ask yourself: how to get a loan with bad credit if I urgently require supplemental monetary aid? Please remember in this case about our best money loan app which is suitable for borrowing money even if you have low and poor credit.

## Key features

- Instant cash loans
- Payday advance
- Fast approval process
- Borrow up to $5,000
- Bad credit accepted
- Secure and safe data protection

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/loan-instant-cash/id6443603860/reviews.md

### 5/5 — Топ

*2023-04-13*

Топ

### 5/5 — Amazing app

*2023-02-12, version 1.0*

For me this app is one of the best that i have tried secure and speed I liked it quite frankly

**Developer response:** Hey, thanks for your wonderful review. We appreciate it.

### 5/5 — Fast & Easy!

*2022-12-13, version 1.0*

This loan app has been a great option for me and I love the quick submission form! I always receive great service and get matched with a lender quickly! I also love the loan calculator feature, and overall the entire ease of using this app! Would recommend!

**Developer response:** Hey, thanks for sharing your feedback about our app in detail. Have a great day!

## Frequently asked questions about Loan

### What does this app do?

This app provides a simple way to borrow money for immediate needs, acting as a bridge until your next paycheck. It offers a quick application process to get you funded with cash loans.

### What are the key features of this loan app?

Key features include instant cash loans, a fast approval process, the ability to borrow up to $5,000, and acceptance of applications from individuals with bad credit. It also emphasizes secure data protection.

### How much does it cost to use this app?

The app itself does not charge any fees for its services. However, lenders may charge an APR, which can range from 5.99% to 35.99% on unsecured personal loans for customers with decent credit ratings. The specific APR and other lending conditions will be disclosed by the creditor before you execute any contract.

### What are the repayment terms for loans obtained through this app?

The minimum and maximum repayment periods for a loan range from 65 days up to 2 years. These conditions can vary depending on the specific lending option chosen. The lending decisions and final conditions are determined by the applicant's credit rating, credit history, and regular income.

### Who is this app for?

This app is designed for individuals who need to borrow money quickly to cover expenses until their next salary. It is particularly useful for those who require instant cash and may have a poor credit score, offering a straightforward way to apply for financial aid.

## Version history (last 3 releases)

### 1.0.3 — 2023-05-19

Functional improvements and bug fixes

### 1.0.2 — 2023-03-20

Included in this release are bug fixes and design update

### 1.0 — 2022-11-01

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
