# Loan One - Online Cash Advance — Borrow Instant Payday Loans

> Online cash advance and payday loans up to $2,500. (iPhone/iPad app by LOAN ONE LTD.)

- Source: https://appshunter.io/ios/app/loan-one-online-cash-advance/id1530266897 (this page in markdown: same URL + `.md`)
- Developer: [LOAN ONE LTD](https://appshunter.io/developer/1530266899)
- Category: Finance
- Price: Free
- Rating: 3.70/5 from 390 App Store ratings · 51 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 13 MB
- Languages: American English
- Released: 2020-09-04
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/loan-one-online-cash-advance/id1530266897/reviews.md

## What is Loan One?

Get your instant loan approved quickly and fulfil your immediate financial needs.

Whether you’re facing medical bills, auto repairs or you just need some short-term funds, Loan One will get you the cash you need—quickly. 

Easy Process
Our online application is fast and easy to complete.

All Credit Histories Welcome
Loans up to $2,500.

Online 24/7
With our perfect mobile app.

Security
We go the extra mile to keep your information secure. The first layer of online financial security is the 128-bit Secure Sockets Layer (SSL) encryption between your app and the Servers.

Try now!
NOTE: Maximum Annual Percentage Ratte (ARP) range from 4% up to 35% including cost and fees. Repayment in full from 3 month to 18 month.

## Key features

- Instant loan approval
- Online application 24/7
- Accepts all credit histories
- Loans up to $2,500
- Secure SSL encryption

## What do users think of Loan One?

Overall sentiment: positive

**Pros**

- 🚀 Fast approval and fund disbursement (minutes to hours)
- 👍 User-friendly and simple application process
- 💰 Accessible to those with poor or no credit history
- 📈 Helps build credit score through on-time payments
- 💳 Flexible payment options and installment plans
- ⚡ Quick response times and notifications
- 🎯 Transparent terms and clear language in disclosures
- 🔄 Ability to reapply for higher amounts after successful repayment
- 💵 Lower interest rates compared to traditional payday loans
- 🤝 Helpful customer service when reached

**Cons**

- ⚠️ Very high interest rates on loans
- 📞 Difficult to reach customer service
- 🔐 Data privacy and information sharing concerns
- 📧 Excessive spam calls and emails after signup
- ❌ Inconsistent information handling between calls
- 🚫 Approval amounts lower than requested
- ⏰ Time-consuming application process in some cases
- 🔄 Information not properly saved between interactions
- 📋 Confusing process requiring multiple calls to complete

**Commonly reported bugs**

- Bank information not properly linked despite confirmation emails
- Application notes not saved between customer service calls
- Automatic denial without user confirmation or explanation
- Information loss during multi-step verification process
- Inconsistent approval status between different calls

**Most requested features**

- Improved customer service accessibility and response times
- Better data privacy controls and opt-out options for marketing
- Information persistence across multiple customer service interactions
- Clearer communication about approval amounts upfront
- Option to increase loan amounts without full reapplication

## Recent user reviews (10 of 51)

All indexed reviews: https://appshunter.io/ios/app/loan-one-online-cash-advance/id1530266897/reviews.md

### 5/5 — Good

*2024-02-25*

I love the realistic graphics and smooth controls in this car simulator game. It really makes me feel like I'm behind the wheel of a high-speed racing car.

### 1/5 — Don’t trust

*2022-11-19, version 1.1*

These apps share your information, I applied on this one and got a response from a so called lender out of Seattle Washington saying I was approved for a 5000 loan but we would be working with a Canadian bank (scotiabank) and it would be a secured loan requiring the first three months as security deposit. Well I got scammed 600 dollars are from putting my information into this loan app that also gets you a billion spam calls as well as emails that loop you in circles and pull your credit score. NEVER AGAIN!

### 1/5 — Annoying process. Don’t recommend.

*2022-11-09, version 1.1*

Took three hours before I just gave up on the process completely. First call, 40 minutes wasted because apparently they didn’t save any information. Second call is to “start” the process because “I” didn’t start anything. Nor did I have my information uploaded (it was all within the first call, even three way called my bank in for verification). Third call finally had the notes of starting the process but not my bank information because “I didn’t start the process” even though I had an email confirming my bank was linked. It wasn’t linked on their end. Three hours later and an afternoon set aside I made no progress and just had them cancel the entire application. Oh and so fun, as soon as they had my email address it was somehow sent or sold or whatever because now I’m receiving false advertising for loans every three minutes. Don’t recommend even signing up.

### 5/5 — Cool

*2022-10-09, version 1.1*

They helped me when I was in a jam out of town and it was deposited really fast. Thank you so much. It was fast and simple.

### 5/5 — Быстрые займы

*2022-10-09, version 1.1*

I'm definitely plzd with the help ...but I will come back after it all and really tell k u how it went thanks Loan One for helping me in the time of need

### 5/5 — H

*2022-10-08, version 1.1*

Love it...very flexible payments..very fast decision...don't have to worry about your credit. It actually helps your credit by paying on time. Thank you Loan One finance.

### 5/5 — Fhhgg

*2022-10-06, version 1.1*

I have been having bad luck trying to get a loan since my identity was stolen and used but Loan One made it Loan One to feel there's hope still for getting through this whole ordeal. Thanks Loan One Terri Taylor

### 5/5 — I have had a very positive experience with them

*2022-10-06, version 1.1*

I have had a very positive experience with them

### 5/5 — Айырзана

*2022-10-05, version 1.1*

Helps me raise my credit score and gives me extra money when I need it.

### 5/5 — Jg

*2022-10-02, version 1.1*

Im so grateful for this app. It has come in very handy when I was strapped and plan on using it to help build my credit.

## Frequently asked questions about Loan One

### What is Loan One?

Loan One is a mobile application that provides quick cash advances and payday loans to help users meet immediate financial needs. It offers an easy online application process and can approve loans rapidly.

### What are the key features of Loan One?

Key features include instant loan approval, a fast and easy online application process available 24/7, acceptance of all credit histories, loans up to $2,500, and robust security measures like 128-bit SSL encryption to protect user information.

### How much does it cost to use Loan One?

The app itself is free to download and use. However, loans come with an Annual Percentage Rate (APR) ranging from 4% up to 35%, which includes costs and fees. Repayment terms are typically between 3 to 18 months.

### Who is Loan One for?

This app is designed for individuals who require short-term funds to cover unexpected expenses such as medical bills or auto repairs. It is particularly useful for those with varying credit histories seeking quick access to cash.

### What is the maximum loan amount and repayment period?

Users can borrow up to $2,500 through the app. The repayment period for these loans typically ranges from 3 months to 18 months, depending on the loan amount and terms agreed upon.

## Version history (last 2 releases)

### 1.1 — 2020-12-15

Fix critical bugs.

### 1.0 — 2020-09-04

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*