# Loan Planner – EMI & Payoff — Loan & Debt Calculator

> Loan & Debt Calculator (iPhone/iPad app by Jerin Sebastian.)

- Source: https://appshunter.io/ios/app/loan-planner/id6758410362 (this page in markdown: same URL + `.md`)
- Developer: [Jerin Sebastian](https://appshunter.io/developer/1872806026)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 35 MB
- Languages: American English
- Released: 2026-01-31
- Data updated: 2026-02-23
- User reviews in markdown: https://appshunter.io/ios/app/loan-planner/id6758410362/reviews.md

## What is Loan Planner?

Loan Planner is an all-in-one Loan Calculator and Debt Payoff Planner that helps you calculate EMI, plan loan repayment, reduce interest, and become debt-free faster. Whether you're managing a mortgage, car loan, personal loan, or credit card debt, this powerful finance calculator gives you complete clarity and control over your money.

* LOAN CALCULATOR & EMI CALCULATOR
Use this advanced loan calculator to instantly calculate EMI, monthly payments, total interest, and total repayment. View a full amortization schedule with principal vs interest breakdown for mortgages, home loans, auto loans, and personal loans.

* DEBT PAYOFF PLANNER (SNOWBALL & AVALANCHE)
Create a smart debt payoff plan using proven strategies:
• Avalanche Method – Pay highest interest loans first to save the most money
• Snowball Method – Pay smallest balances first for quick wins
See your debt-free date, interest saved, and optimized repayment schedule.

* AFFORDABILITY CALCULATOR
Wondering how much house or loan you can afford? This affordability calculator estimates safe monthly payments based on income, expenses, and interest rates — perfect before applying for a mortgage or personal loan.

* LOAN PREPAYMENT & EXTRA PAYMENT CALCULATOR
See how extra payments, lump-sum payments, or early repayment affect your loan term and interest cost. Discover how to pay off your loan faster and save thousands in interest.

* WHAT-IF LOAN SCENARIOS
Run powerful simulations with this interest calculator and loan planner:
• Interest rate increase or decrease
• Extra monthly payments
• One-time lump-sum prepayment
Make smarter financial decisions with real numbers.

* AMORTIZATION CHARTS & VISUALIZATIONS
Understand your loan repayment with clear graphs and charts. Track principal vs interest, remaining balance, and debt payoff progress over time.

* 100% PRIVATE, OFFLINE FINANCE CALCULATOR
Your data stays on your device. This loan calculator app:
• Works completely offline
• Requires no login or account
• Stores no personal data
• Has no ads or tracking

All calculations happen locally for maximum privacy and security.

* PERFECT FOR
• Mortgage and home loan planning
• Car and auto loan comparison
• Personal loan repayment
• Credit card debt payoff
• Student loan planning
• Anyone looking for a powerful EMI and loan repayment calculator

Download Loan Planner today — the smart loan calculator, EMI calculator, and debt payoff planner that helps you save money, reduce interest, and take control of your financial future.


## Version history (last 1 release)

### 1.0 — 2026-01-31

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-02-23.*