# Loan Star - Instant Money Now — user reviews > 50 indexed App Store user reviews of Loan Star by LOAN STAR LIMITED, rated 4.16/5 from 973 ratings. - Source: https://appshunter.io/ios/app/loan-star-instant-money-now/id1572461399/reviews - App overview in markdown: https://appshunter.io/ios/app/loan-star-instant-money-now/id1572461399.md - Rating breakdown: 5★ 724 · 4★ 33 · 3★ 31 · 2★ 14 · 1★ 171 ## What do users think of Loan Star? Overall sentiment: positive **Pros** - 🚀 Fast and easy application process - 👍 User-friendly app with clear instructions - 💳 Helps build credit history - 💰 Provides quick access to funds when needed **Cons** - 🚩 Concerns about data privacy and security - 💸 High interest rates and fees **Commonly reported bugs** - Occasional app crashes or freezes - Issues with connecting bank accounts **Most requested features** - Higher loan amounts for repeat customers - Faster credit score improvements ## Newest reviews (18 of 50) ### 5/5 — Anna *2021-12-16, version 1.0* I'm impressed, I didn't expect to qualify and did immediately despite having a low credit score which I'm trying to improve thanks to Loan Star. My credit score after using Loan Star for only 2 months is up from 495 to 559 which is amazing! Loan Star is everything it claims to be and you'd be a fool not to use it. I'm beyond impressed and very thankful that I found Loan Star. It helps me out when I'm struggling and boosted my credit score. I'm stoked! ### 5/5 — piska *2021-12-15, version 1.0* Has helped me out plenty of times. Is easy enough and takes care of me. I've built up a good history with them and they keep taking care of me ### 5/5 — Nicel *2021-12-15, version 1.0* Love this app helping me rebuild my credit by loaning me money when I need it and letting me make payments to pay it back! Super easy! Super fast! All done with my phone in the app! Didnt have to talk to someone on the phone and answer a million questions. I definitely reccomend Loan Star to everyone! ### 5/5 — .. *2021-12-14, version 1.0* My second loan and was instant said 60 mins but was there 5 mins later also my first loan was 175 now I can take out 250 and I'm able to make 4 payments to build my credit which went up after my loan over 60 points , no joke I dont do reviews I've done couple in 6 years but Loan Star is legit and easy to use 5s my credit was little above 500 and I was approved now my credit is close to 600 with there help , 5 stars and I highly recommend using app if u need money or to help your credit ### 5/5 — Cool *2021-12-14, version 1.0* Finally something worked for me. Thank you thank you thank you so much and god bless you for everything you do. I got approved for a loan and it was easy peasy lemon squesy. This app is a cake walk and you better believe i will use it again ### 5/5 — super *2021-12-11, version 1.0* This app is the beat app to get money when u need it. Even if u have no credit or bad credit they help. U get a small loan. Pay back in small easy payments. ### 5/5 — Super *2021-12-10, version 1.0* Easy steps to apply but you have to login to your bank account from pf link so you have to trust them. 3 digit interest so try to pay back quickly. ### 5/5 — serg *2021-12-10, version 1.0* Good app. I don't have the best credit by any means but they are always there to help if I really need it and I can do it all on my phone and get it in minutes! Everything is spelled out very clearly with a schedule shown to you with payments and interest before you agree. ### 5/5 — Nan *2021-12-10, version 1.0* Absolutely wonderful, I'm in the process of rebuilding my credit, since it's such a small amount borrowed anybody with lesser than great credit could get a chance to improve their scores and help with their living. ### 5/5 — Good *2021-12-09, version 1.0* Download the D app filled out what I needed to after a day or two I got a text message finish the rest of the steps start with a and was accepted for the loan money was in my account within the next day on my way to building my credit and a little bit of extra money for Christmas let's see how this goes stay tuned .... ### 5/5 — Great!! *2021-12-08, version 1.0* This app was quick and easy had no trouble signing up or receiving a loan to improve my credit can't wait to see improvements. Thank you Loan Star for making it Loan Star :) ### 5/5 — Bay *2021-12-07, version 1.0* Ok I'm sold! Money in my account in less than 20 mins?! And i get flexible repayment?! Oh yea....You got me Loan Star! So far so good! It's 10pm and I'm in California. Application took less than 5 minutes and i was approved in 15. I'll update with more details after the loan is funded. ### 5/5 — Nice *2021-12-07, version 1.0* Was sceptical at first but decided to give it a try based on the reviews. Honestly I can say I'm glad I tried this app out and I am very pleased and it scheduled my payments biweekly the same days I get paid. Great way for me to build my credit. ### 5/5 — Ок *2021-12-07, version 1.0* Literally had an unexpected payment hit my card overnight to put me negative. I had applied the night before and had been approved for a small loan of $60 but didn't accept. The system allowed me to cancel that request and add more, and within about 3 minutes I was approved for a loan of $200 to bring my account back up and over. After approval and selecting the instant delivery option, my account had the money within a minute! Really great app so far. ### 5/5 — ✅wow *2021-12-06, version 1.0* Thankful to get approved when I need it the most. I do wish they went higher than $500 I have successfully paid off few loans with them and as much as I love the help I do wish they did a lot higher loans with customers who prove worthy of fully paying back the loan. ### 5/5 — Gsrikdd as on *2021-11-02, version 1.0* Update: On my second loan as of today. Score has increased by over 70 points in 8 weeks. :) Original review: Fast and easy. I have terrible credit (511), but I've been slowly working on it and I was approved in less than 5 minutes. We had a vehicle emergency and almost had to cancel our vacation. Not anymore! ❤️ ### 5/5 — Super *2021-11-02, version 1.0* So far, so good! Its actually my first time using the Loan Star app, I requested a dollar amount and was offered a lot less than I had expected but still took the offer. I am in an emergency situation and respect every dollar that comes my way. We'll see how the process goes, hopefully that 5 star rating doesnt change. Thank you!! ### 5/5 — Виктор *2021-10-31, version 1.0* Awesome micro loans, improve your credit very fast. But beware, if you default on these easy payments. It will lower your credit just as fast. Credit range low to mid. Very satisfied for over a year. ## Most critical reviews (10 lowest-rated) ### 1/5 — Read this before you download *2021-11-27, version 1.0* This “loan” app is just a 3rd party company getting paid to send your data to “legit and trusted” loan companies getting people into predatory loans and even if your state caps a payday loan at 35% APR they still charge you well over 500% APR please dont use this app and have a million and one emails and texts and calls its a waste of time and money use oportun or a trusted site you can find them on google. ### 1/5 — Sketchy *2021-09-12, version 1.0* I’ve used other reputable lending apps before and this one was asking for my routing and checking account numbers which the other ones never have. I felt sketchy about it, but it had a lot of five star reviews so I thought it must be trustworthy. After I put in allll my personal info, it sends me to a website for “speedy loans” which is asking for all the same info I already gave. I then decide to check out the reviews more closely and they are obviously bots. Some of the five star reviews even say they don’t like the app or they weren’t approved for a loan…..but they’re five stars. Don’t trust this app. ### 1/5 — Scam like all the rest! *2021-07-10, version 1.0* This app is the same as the rest of the apps out there that just want to take your information and deliver absolutely no results! When it’s done pretending like it’s figuring out if you get a loan or not, it brings up a screen that has a list of supposed lenders, but when you select any of them, nothing happens! Not even a link that brings you to another place to apply once again. It gives you NOTHING! ALL THE GREAT REVIEWS ARE FROM PEOPLE THEY EITHER KNOW AND HAD THEM PUT A GOOD REVIEW ON IT OR THEY HAVE PAID THEM TO GIVE A GOOD REVIEW! ### 2/5 — Fhehrhtj *2021-12-06, version 1.0* DndnfnjfnnfnfkfkfkfkfnnfnfnfnfnfnfnfnfnfnfnfnfnfnfnfntntgbbtbgbgutjtjtjjrjhrjrjrjjrjrGood app easy to use and I got approved right away. Was not the full amount I asked for because I chose the highest number. Trying to get good credit. I've never had a credit line so everyrhing that hits it is making it so bad. Thanks Loan Star will update with how it worked to up my score. Thanks!hdjfkfnfbtkkw ckfoogigbthricigightheeuufigihofwhheififi ### 5/5 — MUST READ *2022-06-11, version 1.0* This app for “instant” payday advances DOES NOT WORK! I had to put 5 stars on this review otherwise Apple would’ve sent it to the back of the line to keep on fooling people to take their info such as SS# and drivers license and info, and then sells them to 3rd world countries like India to perform scams. There is literally NOBODY that has taken an instant payday advance here, as it is a loan finder app. Beware… ### 5/5 — Cool! *2021-12-28, version 1.0* That had to have been the quickest loan application, acceptance, and distribution of loan funds I have ever seen. I downloaded the app, and received my funds within 15 minutes. Very easy to understand and follow instructions to get the application done is a plus as well. Great job with this App, keep up the great work. ### 5/5 — Super *2021-12-26, version 1.0* I have struggled trying to establish good credit for years. Simply dude to my lack of knowledge, and actual credit utilization. Thanks to this app, and others like it I am building my credit, but not having to pay much to do so. Great app, simple lay out. Simple payment plans, start you off at a low amount and it continues to increase as you pay the loans off. Quite impressed with this app and would recommend it to anyone who would like to build their credit history. Not a scam lol ### 5/5 — Fssgh *2021-12-25, version 1.0* This app is a great app with fast results ..A great way to rebuild your credit . The terms of the loan are made to where you can afford to pay them back. And the charge for the loan itself is very reasonable. Thanks Loan Star for giving me a chamce to improve my credit . Thanks, Cher Page ### 5/5 — Aram *2021-12-21, version 1.0* I had a little trouble getting started, but I emailed the customer service team my issues and they were able and are continuously able to fix any issues I have. ### 5/5 — 👍 *2021-12-20, version 1.0* Very easy and fast. I just got approve. Process took less than 15 minutes. Money in my account. As long as you uploaded you ID and sign up you will have no problem. I need the money to pay rent TODAY!!!! I GOT IT! THANK YOU JESUS ## Most praised reviews (4 highest-rated) ### 5/5 — Quick and easy. Whole process took me about 5 minutes *2021-12-19, version 1.0* Quick and easy. Whole process took me about 5 minutes ### 5/5 — I was approved in less than one minute after submitting my request and with immediate funds. 😁 *2021-12-18, version 1.0* I was approved in less than one minute after submitting my request and with immediate funds. 😁 ### 5/5 — . *2021-12-17, version 1.0* Super simple and quick to set up. I've been in a pinch for the last 6 weeks in between jobs. I was starting to worry about not being able to pay my next month of bills on time. Takes away the stress of having to wait until my first paycheck at my new job. ### 5/5 — Привет *2021-12-17, version 1.0* I very rarely leave reviews, but this app is amazing! Not only do they help you borrow the money that you need, but it also helps build your credit. To me, it's a win-win situation. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*