# Loan Tracker: Smart Loan — Basic loan calculator

> Personal loan and debt manager for tracking borrowings, lendings, and bank loans. (iPhone/iPad app by Chu Son.)

- Source: https://appshunter.io/ios/app/loan-tracker-smart-loan/id6744342906 (this page in markdown: same URL + `.md`)
- Developer: [Chu Son](https://appshunter.io/developer/1796410703)
- Category: Utilities
- Price: Free with in-app purchases
- Rating: 4.30/5 from 69 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 91 MB
- Languages: American English
- Released: 2025-04-08
- Data updated: 2026-06-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/loan-tracker-smart-loan/id6744342906/reviews.md

## What is Loan Tracker?

Loan Tracker – Smart Personal Loan and Debt Manager
by ZenPlace

Take control of your finances with Loan Tracker, the ultimate tool to manage and track all your bank loans, borrowings, and personal lending in one place. Whether you're lending money to a friend, borrowing from family, or managing monthly payments on a bank loan, Loan Tracker helps you stay organized, informed, and stress-free.

Key Features
All-in-One Loan Management

Track borrowed money: Easily log when, from whom, and how much you borrowed.

Track lent money: Keep a clear record of money you have lent and to whom.

Bank loan tracking: Manage your home, car, or personal bank loans with payment schedules, due dates, and interest information.

Smart Reminders

Set due dates and receive automatic reminders before a payment is due.

Customize reminder intervals for each loan or debt.

Clear Financial Overview

View summaries of total borrowed, total lent, and your net balance.

Filter by category: bank loans, personal borrowings, or lending.

Analyze your financial habits and plan ahead with confidence.

Privacy and Security

Your data stays secure and private on your device.

Optional PIN code or biometric authentication to protect your data.

Who is it for?

Individuals who lend or borrow money informally.

Freelancers or small business owners who manage personal or client loans.

Anyone managing one or more bank loans and needing a simple tracking system.

Designed for Simplicity

Clean and intuitive interface.

Supports multiple currencies.

Easy to use, no finance expertise required.

Start tracking your loans and debts today with Loan Tracker by ZenPlace.
Stay on top of your money, avoid missed payments, and never forget who owes what.
Download now and take control of your financial life.

Terms of Use: https://zenplace.cloud/terms.html
Privacy & Policy: https://zenplace.cloud/policy.html

## Key features

- Track borrowed and lent money
- Manage bank loan payments
- Set custom payment reminders
- View financial summaries
- Secure data with PIN/biometrics
- Supports multiple currencies

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Annual Subscription Offers | $9.99 | per year |
| Monthly Subscription Offers | $3.99 | per month |


## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/loan-tracker-smart-loan/id6744342906/reviews.md

### 5/5 — Bueno

*2026-01-22*

Bueno

### 1/5 — SO MANY ADS

*2026-01-12*

Yes, I chose the free option. But a 30 second add for every option that I enter is insane. I also get two whole ads when I simply open the app. INSANE.

### 5/5 — Oriyomi

*2025-10-14*

Mojeed

### 1/5 — SCAM ALERT!!!!

*2025-08-06, version 1.2.3*

wag download, walang kwenta sayang ang bayad niyo.

### 1/5 — Do not pay for premium

*2025-06-22, version 1.2.0*

Paid for no add still gets and add. That’s the craziest thing to do.

## Frequently asked questions about Loan Tracker

### What is Loan Tracker's primary function?

Loan Tracker is designed to help users manage and track all their bank loans, personal borrowings, and money lent to others. It provides a centralized platform for financial organization and payment reminders.

### How does Loan Tracker handle payments and reminders?

You can set due dates for each loan or debt within Loan Tracker and receive automatic reminders before payments are due. Reminder intervals can be customized for each entry.

### Is my financial data secure with Loan Tracker?

Yes, your data stays secure and private on your device. Loan Tracker offers optional PIN code or biometric authentication to protect your sensitive financial information.

### Can Loan Tracker manage loans in different currencies?

Yes, Loan Tracker supports multiple currencies, making it versatile for users with international financial dealings or diverse loan portfolios.

### What kind of financial overview does Loan Tracker provide?

Loan Tracker offers clear summaries of your total borrowed amounts, total lent amounts, and your net balance. You can also filter your financial data by category, such as bank loans or personal borrowings.

### How often is Loan Tracker updated?

The app was last updated on February 26, 2026, indicating ongoing development and support for the application.

### What are the subscription options for Loan Tracker?

Loan Tracker offers a monthly subscription for $3.99 and an annual subscription for $9.99, providing premium features for users who wish to enhance their experience.

### What is the age rating for Loan Tracker?

Loan Tracker has an age rating of 4+, making it suitable for a wide range of users, including younger individuals learning about financial management.

## Version history (last 5 releases)

### 1.3.3 — 2026-02-26

- Bugs fixing

### 1.3.2 — 2026-02-11

- Bugs fixing

### 1.3.1 — 2026-01-25

- Bugs fixing

### 1.3.0 — 2025-12-26

- Bugs fixing

### 1.2.9 — 2025-12-22

- Bugs fixing

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## More apps by Chu Son

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- [Step Counter: Walk Tracking](https://appshunter.io/ios/app/step-counter-walk-tracking/id6748721337)

All apps by Chu Son: https://appshunter.io/developer/1796410703

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*