# Loan Tracker: You Owe Me — user reviews > 45 indexed App Store user reviews of Loan Tracker by IEVGENII IABLONSKYI, rated 4.60/5 from 349 ratings. - Source: https://appshunter.io/ios/app/loan-tracker-you-owe-me/id1147058670/reviews - App overview in markdown: https://appshunter.io/ios/app/loan-tracker-you-owe-me/id1147058670.md - Rating breakdown: 5★ 273 · 4★ 36 · 3★ 16 · 2★ 8 · 1★ 16 ## Newest reviews (14 of 45) ### 3/5 — Slight problem *2026-06-05* I like the app its simple and lets me track loans, the issue i have is that on tbe owed section the total is wrong, in my case it says 799usd owed but when i see below it the split by the people that owe me one person owes 800 and the other 350, both pending so the total owed is 1150 not 799, so i dont get the total mismatch. For me being sble to glance at totsls reliably is a must amd sinve i can't trust it now y rate it at 3 stars. **Developer response:** Thanks for the feedback. The total on this screen should match the balances shown, including any currency conversions and repayments already recorded. We'd like to investigate the difference you're seeing. Please contact us at support@you-owe-me.com with a screenshot of the Owed screen and the borrowers involved, and we'll be happy to look into it. ### 5/5 — I love this app! Easy to use and very efficient *2026-02-19* This app has made my life so much easier. Between keeping track of the accounts and bills I manage for my elderly parents, (which I pay and they pay me back), and same for my boyfriend and me, (which I pay and he pays me back), I have a lot of loans and repayments happening. This app makes it so I can make sure everything is easily accounted for. It also has a feature for recurring charges/payments, which has been a big help as well. I wish they had a way to schedule recurring things on a longer time interval than just one month (such as every 3 months or annually), but other than that, it’s a very easy to use, not overly complicated, efficient app if you are busy and need to track these kinds of things. I highly recommend it! ### 5/5 — Simple, Stress-Free Way to Track Family Loans *2026-01-30* I use You Owe Me to keep track of loans I give to my kids, and it’s been great. The app is very easy to use, even for someone like me who isn’t very tech-savvy. I had a few questions when I first started, and the developer was incredibly responsive and helpful. It’s taken all the stress out of tracking money between family. I would definitely recommend this app. **Developer response:** Thank you so much for sharing this, Lisa. I’m really glad the app has helped make tracking loans with your kids easier and less stressful. Hearing that it feels approachable and easy to use — especially if you’re not very tech-savvy — truly means a lot to me. Thank you again for the kind words and for taking the time to leave a review. ### 5/5 — Super Handy App! *2025-09-12* This app is a lifesaver! I finally have an easy way to track money I’ve loaned or am owed. The setup is quick, the design is clean, and the reminders keep me on top of everything without stress. No more awkward “you still owe me” talks—just open the app and it’s all right there. Simple, reliable, and incredibly useful. Highly recommend! **Developer response:** Thank you so much — really glad the app helps remove the awkwardness around money. That’s exactly what it was built for. Appreciate you taking the time to share this! ### 5/5 — Too bad app I purchased this app 41$ but now not working *2025-09-11, version 6.4.1* Too bad app I purchased this app 41$ but now not working ### 5/5 — recommend app *2025-03-12* App has improved over the past 2 years - keep up the good work. **Developer response:** Thank you! The app has evolved a lot recently with new features and improvements, so I really appreciate you noticing the progress. ### 5/5 — This app is AMAZING!! *2025-02-13* I don’t even know how to start this review because there is so much I want to talk about. I downloaded this app not expecting much because I usually judge the ability of an app based on the rating and how many review there are. Needless to say I guessed wrong! As soon as I started using this app just the looks and feel of where everything was placed really spoke to me as it’s something that you won’t see in other apps for this use and it’s very organized. The app also runs very smoothly and I’ve only ever found one bug and that was in regard to a profile picture issue. Following this discovery I reached out to the app developer as they conveniently place their support form in the user settings and they got back to me extremely quickly and fixed the issue in the next update. On top of this, the support and reassurance that I got from the app developer was above and beyond. I also had a few ideas that I thought of for the app as I am a business man myself and always looking for more opportunities to grow. Thankfully, the app developer also offers a suggestions form under the user setting as well, which gives the user the ability to share any ideas they might have. This form requires you to enter an email address incase the need for the app developer to get back to you with more questions and I find that this really shows a level of commitment and engagement from the app developer to take in community feedback to make the app better. Words can’t explain how kind and considerate this app developer is in making sure the customer is satisfied and the app gets the fixes it might need. In conclusion, the app itself with all the features, the layout and the customer support gives me the ability to say that I would 100% recommend this app to anyone who is looking to track money that is owed to them or money that they owe to someone else! **Developer response:** Thank you so much for taking the time to write this — it really means a lot. I’m glad the app and the support experience have been helpful, and I truly appreciate you sharing your feedback and ideas. I’m continuing to improve the app with real-life money situations in mind, and reviews like this help guide that work. ### 5/5 — Handy app *2023-12-21, version 5.2* Useful app, intuitive interface. Straight to the point ### 4/5 — Works well *2023-11-28* Nice and simple. The UI isn’t great, but does what I need. **Developer response:** Thanks for the review! Since 2023 the app has gone through a major redesign and many new features have been added to better support everyday money situations like shared expenses, informal loans, and follow-ups. If you ever check it again, you may find it much more polished and useful now. Appreciate the feedback. ### 5/5 — Love the app! *2023-11-10* This app has helped me keep an account on who I owe and who owes me! One thing that should be added is a switch for night/day versions as the version right now is just too bright to look at. **Developer response:** Thanks for the kind words and for the feedback! The app has seen many improvements since then, and I’m continuing to refine both usability and visual comfort. I really appreciate you using the app and sharing your thoughts. ### 5/5 — Great app for loan tracking *2023-08-21* The app is very intuitive, easy to use. It helps me to keep tracking of my loans and debts and also splitting bills. ### 5/5 — Great Loan Reminder App *2023-04-17* Takes track of all personal Loans for years I have barrow….. it will be nice thought if they improve an interest rate for those who take time to pay off. **Developer response:** Thanks for the feedback and long-term use! Interest tracking and payoff improvements have been added since this review, and the app continues to evolve based on user suggestions. Really appreciate you sharing this. ### 5/5 — Great App *2023-03-03* Superb app, I purchased unlimited entries and members subscription and this is all a money lender or your lending record is. Great interface and accessibility. I wish you a good luck and expect new features and stuff! **Developer response:** Thank you so much for the kind words and support! We’re continuing to actively improve the app with new features and refinements focused on real-life money situations. I really appreciate you being part of the journey. All the best. ### 3/5 — Recurring entries *2021-01-23* I just made an in-app purchase for recurring entries, but nothing changed. How do I make this work? **Developer response:** Thanks for your feedback. This was related to an older version of the app. Recurring entries and subscriptions have since been improved and clarified, and the feature works as expected in the current version. The app has evolved significantly since 2021, with many usability and stability improvements. ## Most critical reviews (10 lowest-rated) ### 1/5 — Worked great till upgrade *2026-02-27* I was very happy with this app until I upgraded. At first I couldn’t get the app to open, so I deleted it and reinstalled it, and now one of my loans is gone. I tried to send an email directly from the software but the app won’t let me. I’ll be happy to change my rating if you can help me figure out how to recover the missing data. **Developer response:** I’m very sorry for the experience you had after updating. Since this review, we’ve released fixes and improvements for the upgrade-related issues, and the app should now open and run normally in the latest version. Your data is important, and we take these situations seriously. If you still need help recovering or checking anything, please contact us through Settings → Support or by email, and we’ll personally help investigate. Thank you for your patience, and sorry again for the trouble. ### 1/5 — How can I try it? *2022-04-10* ? ### 1/5 — Glitchy mess *2021-11-23* I bought the app and I’ve never regretted $2 more in my entire life. The date selection is way off screen Edits don’t save The save button itself doesn’t work After inputting an amount, it goes to zero Three entries have simultaneously swapped categories Just avoid. **Developer response:** Thanks for reporting this — you’re right, those issues were frustrating. This review refers to a much older version of the app. Since then, the app has been fully redesigned and rebuilt, with major stability, UI, and data-handling improvements. The issues mentioned here have long been fixed, and the app today is very different from what it was in 2021. If you ever decide to try it again, I’d love to hear your thoughts on the current version. ### 1/5 — Bad App. Problem with iCloud sync *2021-06-09* I paid the iCloud sync and tríes to make my backup and when I transfer the data to the New phone all the data was erased, I've bren trying to contact the app developer but no answers **Developer response:** Thanks for reporting this — data loss is understandably frustrating. This review refers to a very old version of the app. Since then, cloud sync and backups have been completely rebuilt and stabilized, and the app has gone through a major redesign. These issues have long been fixed, and data syncing today is reliable and safe. The current version is actively maintained and very different from what it was in 2021. ### 1/5 — Pseudo free with hard to use iterface *2021-03-12, version 4.8* Free version lets you have only one borrower/lender. Paid version is $2. The user interface is 10 years outdated and is not intuitive. Dear developer, if you want to sell a paid app - it’s ok just provide decent quality and be clear about the price - don’t call it free. ### 1/5 — Update broke it *2019-10-12, version 4.1* Update broke it. Can’t add anyone new. Currency doesn’t show up. ### 1/5 — Upset *2019-05-04, version 3.6* Very upset by this app, app would authenticate and now had to reinstall it and my data is gone. Very stupid app waste of money ### 1/5 — In-app purchase *2018-10-24* I paid $1.99 for the in-app purchase that states borrow money/payday advance. And nothing changed except the balance in my bank account. It says the “full version” but nothing shows. Need explanations... **Developer response:** Thanks for raising this. The app and its pricing model have changed significantly since this review. Purchases now clearly unlock features, and the experience is much more transparent and polished. The current version is actively maintained and designed to avoid the confusion described here. ### 1/5 — Can’t keep track *2018-08-21, version 3.2* It won’t allow to add and subtract thought the time as a running list ### 2/5 — WORST UPDATE *2024-12-10, version 6.0.1* Not able to take the list of people with the total RECEIVED AND SEND AS SEPARATE ## Most praised reviews (10 highest-rated) ### 5/5 — Great App, Keeps Getting Better! *2026-07-23* The app does what it sets out to do. Keeps organized records of IOU’s. Improvements and adjustments have been made that help the user. ### 5/5 — Love this app *2026-06-19* It really helps me track all my transactions and bills. For both creditors and debtors. **Developer response:** Thank you, this means a lot. I’m really glad the app is helping you keep transactions and bills clear from both sides. That’s exactly the kind of everyday tracking I want You Owe Me to make easier. ### 5/5 — Great app - Great developer *2026-05-18* I’ve been in need of a loan tracker for a little while. I downloaded this app and it’s been great. I initially thought it had a live link that my friends could use to see their live balance owing to me but I was mistaken. I had to send a new pdf updated document or link to a new temporary site that stayed live for 3 days each time they wanted an update. This wasn’t what I wanted so I contacted the developer and he was super receptive to the idea. He developed it and now we have live links. Literally only took a couple of weeks and he had it all up and running, and designed beautifully too! I have purchased the lifetime subscription because I can see with the developments from this developer, he is on a roll and has great ideas coming! Thanks so much! Is it possible to turn off the idea tips by any chance? There’s quite a lot of tips and nudges and I don’t really need them. Super appreciative that you listened with the live links request. Edit: Just as promised. The feature to turn off Progress Tips has been added! This app is getting better and better with every update in leaps and bounds! **Developer response:** Thank you so much for this thoughtful review, and for supporting the app with a lifetime purchase. Your live links suggestion genuinely helped shape the app, and feedback like this is exactly what helps me improve it. I also hear you on the idea tips and nudges. In the next version, I’m making them less frequent and adding a new Settings option so you can turn off optional progress tips, recaps, and milestone announcements completely. More improvements are on the way, and I really appreciate you taking the time to share what would make the app better. ### 5/5 — A Mothers Love *2026-05-13* You Owe Me has been a life saver. My kids can no longer forget what I loan them or what they have paid back. Being able to add interest is a super plus. The reminders and letters gets to the point. I love this app **Developer response:** Thank you so much for your kind review. I’m really happy to hear that You Owe Me helps you keep track of loans, repayments, interest, and reminders with your kids. That is exactly the kind of real-life situation the app was built for. Thank you for using the app and for taking the time to share this. ### 5/5 — Updated still same issue *2026-05-05* I don’t think this app is not useful anymore. Updated still unable to see the details of my past entries. It just hangs and cannot click or edit anything. Trying to see a different app to move there. This is loss of all the historical data and is very frustrating. Can’t the developers do basic testing when the app is released? Update: The latest version fixed it- got all my data back. Suggest to test the future fixes better before releases. **Developer response:** Thank you very much for updating your review. We’re really sorry again for the frustration this caused, and we’re glad the latest version restored access to your past entries and fixed the issue. This was not the experience we want anyone to have, and we’ve strengthened our testing around this area for future releases. Thank you for your patience and for giving the app another chance. ### 5/5 — Handy app *2026-05-03* Using for years. Great improvements over last year! **Developer response:** Thank you for the kind feedback! I’m glad you find the app intuitive and to the point. I’ve continued improving it with new features and refinements since then — really appreciate you using it. ### 5/5 — Great App *2026-04-26* This is a very useful App and I have been using this to track payments for many years already. Very simple to use and straight forward . Unfortunately after the last update , the App freezes every time i make a data entry . I am sure this is just a temporary bug or maybe the update is still in progress. I am sure that the developer will be able to fix this. **Developer response:** Thank you very much for your kind words and for using the app for so many years. I’m sorry about the issue after the latest update — fixing this is a priority. Could you please contact me through the Support button in the app’s Settings screen with a few details about what happens when you add an entry? That will help me investigate and fix it as soon as possible. ### 5/5 — Great App *2026-03-13* This app is so useful for me to keep my data safe and right by my side. I hated having to go get my notebook every time a transaction was made. It’s so nice having all the details of each transaction too. This app makes life a little easier for me. Thank you for coming up with something so useful. **Developer response:** Thank you so much for your kind review. I’m really happy to hear that You Owe Me makes it easier to keep your transaction details safe, organized, and always with you. That is exactly why the app was created — to replace the notebook with a clearer and more convenient way to track everything. Thank you for using the app and for taking the time to share this. ### 5/5 — Perfect app for handling IOUs! *2026-02-25* This app is not overly complicated nor lacking in important features. It’s intuitive, efficient, and easy to use. It has been SO helpful for me in managing the money paid back and forth between me and my elderly parents. I manage their online subscriptions, some of their utilities accounts, and online purchases, because they really struggle with computer and internet functions. I pay for things for them and then use this app to keep track of what I’ve paid. Then they pay me back what they owe me every few weeks or so and I can easily reconcile the debt. The app is really great for someone like me who has to make a lot of entries. It even has a recurring charge function that is very helpful for handling bills with the same amount every month. I also use the app for IOUs for random things between my boyfriend and I, because I do all the grocery shopping, picking up prescriptions, etc, but he usually pays for things like plane tickets, hotel stays, etc. It has made life easier for me, my boyfriend, and my parents because this way we don’t have to reconcile debts every time they happen. I can just handle it with them periodically and still keep the money exchanges accurate. I highly recommend this app! **Developer response:** Thank you for taking the time to write such a detailed review. I’m really glad the app has been helpful in managing subscriptions, family expenses, and everyday IOUs. Supporting parents and keeping everything organized without constant reconciliation is exactly the kind of situation the app was designed for. It’s great to hear that recurring entries are working well for you. I truly appreciate the recommendation and your support. Ievgenii ### 5/5 — If I could only have one app… *2026-02-24* Truly a favorite app! I use this app more consistently than 99% of all others on my phone. It is invaluable at keeping me on track with purchases made on behalf of multiple family members - it is so easy to use and allows all of us to see where we are at any point in time. The developer is so responsive to new ideas and incorporates improvements all the time. Top notch! **Developer response:** Thank you so much for this incredibly kind review, Leanne. It truly means a lot to hear that this is one of the apps you rely on most. Helping people stay organized with shared purchases and family expenses is exactly why I built You Owe Me. I also really appreciate your comment about responsiveness. I do my best to listen carefully to feedback and improve the app step by step. Thank you again for your support. Ievgenii --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*