# Loan-U-Later > Loan and investment calculator with amortization table. (iPhone/iPad app by Justin Hawkwood.) - Source: https://appshunter.io/ios/app/loan-u-later/id300496252 (this page in markdown: same URL + `.md`) - Developer: [Justin Hawkwood](https://appshunter.io/developer/299790847) - Category: Finance, Utilities - Price: Free - Rating: 4.50/5 from 21 App Store ratings · 55 written reviews indexed - Age rating: 4+ - Requires: iOS 8.0 · 8 MB - Languages: American English - Released: 2008-12-21 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/loan-u-later/id300496252/reviews.md ## What is Loan? Loan-U-Later is a loan (such as mortgage) and investment calculator that can calculate many aspect of a loan or investment, including the interest rate, and total interest paid or total contribution made. Loan-U-Later also features an amortization table for the currently calculation. ## Key features - Loan calculation - Investment calculation - Interest rate calculation - Total interest paid - Total contribution made - Amortization table ## Recent user reviews (10 of 55) All indexed reviews: https://appshunter.io/ios/app/loan-u-later/id300496252/reviews.md ### 5/5 — Best app for EMI calculating *2018-12-29, version 2.2.2* I was used since 2008 approximately 10 years such a long time. Till date I am using this but have not find any more better apps who compete or better. Such a good app and this the best apps ever been I seen for who is working in finance. ### 5/5 — Best amortization app I have come across *2017-11-16, version 2.2.1* I have been using this app for years and it's uses are endless. I use it in mediations and litigation constantly, use it to estimate loans for cars, rental properties, etc. can't say enough good. ### 1/5 — Needs updating *2017-09-23, version 2.2.0* Great app I’ve used it for years as a CPA but no longer works with IOS 11 ### 5/5 — Excellent. Please update *2017-09-19, version 2.1.0* This app allows you to time-money interest calculations and solve automatically for whichever variable you skip. It's brilliant. I have used it for years even though there have been no updates since 2012. It doesn't even fit the new larger screens on the iPhones released since then. Despite this, and despite having occasionally searched the App Store for a more modern app, I have not seen a better app to serve this function. Unless the developer updates it, this app will die with the release of iOS 11. I am probably not the only one who would be willing to pay for an update. ### 5/5 — Best financial tool available *2017-04-07, version 2.1.0* I use this almost every day. Being able to solve for any of the components of a loan or an investment is unique. PLEASE MAKE A PAID VERSION!!!! ### 5/5 — Must have for sales guys *2017-01-07, version 2.1.0* Sales managers generally don't like sales guys quoting prices because it could cut into their backend profit. But screw them, get that sale. This tool is awesome, I use it daily to close deals at a Motorsports dealership ### 5/5 — Simple tool that displays info easily *2016-11-25, version 2.1.0* Love this free calc! ### 5/5 — Best mortgage app out there! *2014-09-28, version 2.1.0* There are relatively few mortgage calculators available. This one is far and away the best. This allows you to specify any variable and calculate the effect of this on the final variable. I could not find any other app that offered this flexibility. For example, if you pay an extra $100 each month, by how much would you reduce the term of the mortgage? If the interest-rate lowers half percent, how much will that affect the monthly payment. Or alternately with the same payment how much will that reduce the term of the loan. All these things are calculable on this app. You don't need any other mortgage calculator aside from this one. ### 5/5 — Insanely handy and simple. *2014-09-25, version 2.1.0* I've used this app on both the loan and investment side, it's been very useful. I actually am working on refinancing my mortgage and was able to cut through a lot of bs from the rep as I corrected some of her numbers before I let her continue the pitch. Great app. ### 5/5 — Simple to learn & use - very helpful *2014-03-11, version 2.1.0* Not flashy at all. But that is the beauty. You just enter all your variables except the one you want calculated and boom: you have your answer. It's nice to see the amortization table too. It helps you realize quickly how banks are able to build such nice building :-) ## Frequently asked questions about Loan ### What does Loan-U-Later do? Loan-U-Later is a financial calculator designed to help users understand the intricacies of loans and investments. It can compute various financial metrics such as interest rates, total interest paid on loans, and total contributions made to investments. ### What are the key features of Loan-U-Later? The app's primary features include comprehensive loan and investment calculations, the ability to determine interest rates, and calculate the total interest paid or total contributions. It also provides an amortization table for the currently active calculation. ### Is Loan-U-Later free to use? Yes, based on the provided information, Loan-U-Later is a free application. There are no mentions of subscription fees, in-app purchases, or advertisements. ### What types of loans can I calculate with this app? The app is capable of calculating various loan types, including mortgages. It allows for the calculation of key financial aspects such as the interest rate and the total interest paid over the life of the loan. ## Version history (last 5 releases) ### 2.2.2 — 2018-04-11 This app has been updated by Apple to display the Apple Watch app icon. Email sharing is so 2000's; this update now uses share sheets so you can share your amortization CSV in any way you want. ### 2.2.1 — 2017-09-30 The return of the left side button backgrounds for easier visibility. ### 2.2.0 — 2017-09-21 Updated to support 64 bit ### 2.1.0 — 2012-07-12 Added sharing of amortization table through email. ### 2.0.1 — 2011-10-21 Minor analytics change. ## Apps similar to Loan | App | Rating | Price | Category | | --- | --- | --- | --- | | [Singapore Home Loan Calculator](https://appshunter.io/ios/app/singapore-home-loan-calculator/id1482778284) | — | Free | Finance | | [QuicKash](https://appshunter.io/ios/app/quickash/id1258430727) | — | Free | Finance | | [NOLA LENDING GROUP CONNECT](https://appshunter.io/ios/app/nola-lending-group-connect/id1451999988) | 5.0 (3) | Free | Finance | | [Bank of Belleville](https://appshunter.io/ios/app/bank-of-belleville/id953574821) | 5.0 (3) | Free | Finance | | [Loan Calc +](https://appshunter.io/ios/app/loan-calc-plus/id436218735) | 4.8 (17) | Free | Finance | | [Mortgage Payment Calc Pro](https://appshunter.io/ios/app/mortgage-payment-calc-pro/id453959898) | 4.0 (6) | $1.99 | Finance | ## More apps by Justin Hawkwood - [Turny Tracks](https://appshunter.io/ios/app/turny-tracks/id6743763501) All apps by Justin Hawkwood: https://appshunter.io/developer/299790847 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*