# Loan Utility Portal — Complete Financial Suite > Complete Financial Suite (iPhone/iPad app by Rohini Wankhade.) - Source: https://appshunter.io/ios/app/loan-utility-portal/id6759914787 (this page in markdown: same URL + `.md`) - Developer: [Rohini Wankhade](https://appshunter.io/developer/1843260868) - Category: Productivity, Utilities - Price: Free - Age rating: 4+ - Requires: iOS 13.0 · 41 MB - Languages: American English - Released: 2026-03-19 - Data updated: 2026-07-29 - User reviews in markdown: https://appshunter.io/ios/app/loan-utility-portal/id6759914787/reviews.md ## What is Loan Utility Portal? **Loan Utility Portal** is a professional‑grade toolkit that brings together **loan eligibility, EMI, guarantee‑fee and inspection report calculators** in one modern app. Designed for **banks, NBFCs, credit officers and informed borrowers**, it delivers clear answers, fast — with **shareable PDF reports and EMI charts**. ### Make Loan Discussions Simple Whether you are evaluating a home loan, car loan, property loan, pension loan or cash loan, Loan Utility Portal helps you: - Understand how much a customer may be eligible for - See the exact EMI and amortization schedule - Estimate margins, FOIR and LTV‑aligned limits - Prepare professional reports for clients and internal files ### What You Can Do **Retail Loan Calculators** - **Home Loan:** - Income, FOIR and LTV‑based eligibility - EMI and full amortization schedule - Project cost vs income‑based caps - **Car Loan:** - New, used and combo scenarios - On‑road cost breakup and margin - Eligibility and EMI at a glance - **Property Loan:** - Term loan and overdraft options - Realisable value and FOIR checks - **Pension & Cash Loans:** - Pension multiples, age and repayment period - Employer category, salary account status and existing EMIs - Amount available for new EMIs - **Quick EMI Calculator:** - Fast EMI, principal and interest breakup - Exportable EMI chart **Guarantee Fee & Scheme Calculators** - **CGTMSE Fee Calculator** – for micro and small enterprises - **CGFMU Fee Calculator** – for micro units - **CGSSI Fee Calculator** – for skill and scheme‑specific initiatives All three provide a **clear breakdown of base fee, GST, invoice to bank and total fee to customer**, mirroring how branches and HO teams work. **Inspection & Reporting Helpers** - PSVR‑1 to PSVR‑5 inspection support - Statement of Means (Annexure‑II) helper - Capture details in structured form and generate **clean, shareable PDF outputs** for audits and records. **Interest & Utility Tools** - Simple & compound interest calculators - Fixed deposit calculator - Date and tenor calculator - Area, length and weight / mass converters ### Built for Professionals, Friendly for Everyone - **For banks & NBFCs:** - Aligns with typical credit workflows - Reduces manual calculator use and spreadsheet errors - **For advisors & agents:** - Quick scenario comparison with clear EMI charts - Professional PDF reports to share with clients - **For individual users:** - Understand your affordability before you apply - Explore how changes in rate, tenure or amount impact your EMI Terms of Use (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy https://www.prsoftech.in/privacy-policy.html ## Version history (last 3 releases) ### 3.0.1(9) — 2026-07-25 Loan Utility Portal — What’s New This update expands the app into a fuller branch and field toolkit for banks, NBFCs and credit teams. NEW INSPECTION & CERTIFICATE REPORTS • End Use Verification Certificate — verify loan utilization for Home Loan, Car Loan and Business MSME Loan. Choose the purpose (e.g. Construction, Purchase of Flat/House, Top Up, Working Capital), capture a site photograph with GPS, and generate a clean black-and-white PDF certificate with the official signature from your profile. • PSVR-AGRI — structured visit report for agricultural advances. • Stock Inspection (CMR-3A) — hypothecation / stock verification report with PDF output. • PDIR — property inspection report, with option to import details from PSVR-4 to save re-entry. NEW CALCULATOR • Bullet Repayment Calculator — plan lump-sum repayment at maturity with monthly compounding, amortization view, and PDF/Excel export. Loan Comparison Calculator, Loan TakeOver Calcualtor, Advance EMI Calcualtor with EMI, Affordability, Tenor Calcualtor with Moratorium option Excel Export Amortization charts for all calculators, DRAFT Manager for Inspection Reports now you can edit the reports even after accidental closure of app. PROFILE & PRODUCTIVITY • Branch / Official Profile — save bank, official name, designation, employee number and signature once; reports auto-fill these details. • Official signature is pasted onto End Use Verification and other inspection PDFs where applicable. • Improved site photo capture with more reliable GPS / location handling. • Clearer dropdowns and purpose-specific fields so only relevant details are required. Thank you for using Loan Utility Portal. Keep feedback coming so we can make branch and field work even simpler. ### 3.0.0(7) — 2026-07-22 Loan Utility Portal — What’s New This update expands the app into a fuller branch and field toolkit for banks, NBFCs and credit teams. NEW INSPECTION & CERTIFICATE REPORTS • End Use Verification Certificate — verify loan utilization for Home Loan, Car Loan and Business MSME Loan. Choose the purpose (e.g. Construction, Purchase of Flat/House, Top Up, Working Capital), capture a site photograph with GPS, and generate a clean black-and-white PDF certificate with the official signature from your profile. • PSVR-AGRI — structured visit report for agricultural advances. • Stock Inspection (CMR-3A) — hypothecation / stock verification report with PDF output. • PDIR — property inspection report, with option to import details from PSVR-4 to save re-entry. NEW CALCULATOR • Bullet Repayment Calculator — plan lump-sum repayment at maturity with monthly compounding, amortization view, and PDF/Excel export. Loan Comparison Calculator, Loan TakeOver Calcualtor, Advance EMI Calcualtor with EMI, Affordability, Tenor Calcualtor with Moratorium option Excel Export Amortization charts for all calculators, DRAFT Manager for Inspection Reports now you can edit the reports even after accidental closure of app. PROFILE & PRODUCTIVITY • Branch / Official Profile — save bank, official name, designation, employee number and signature once; reports auto-fill these details. • Official signature is pasted onto End Use Verification and other inspection PDFs where applicable. • Improved site photo capture with more reliable GPS / location handling. • Clearer dropdowns and purpose-specific fields so only relevant details are required. Thank you for using Loan Utility Portal. Keep feedback coming so we can make branch and field work even simpler. ### 1.0 — 2026-03-19 No release notes. ## More apps by Rohini Wankhade - [CapitalCalc-Banking Calculator](https://appshunter.io/ios/app/capitalcalc-banking-calculator/id6753263391) - [FinProCalc-Advanced Loan Calc](https://appshunter.io/ios/app/finprocalc-advanced-loan-calc/id6753640285) - [TextSnapper–OCR Text Scanner](https://appshunter.io/ios/app/textsnapperocr-text-scanner/id6758719273) All apps by Rohini Wankhade: https://appshunter.io/developer/1843260868 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-29.*