Loan Buddy is a private loan management app designed for lenders or anyone who loans money and borrowers. FOR LOAN OFFICERS: - Create and manage private loans - Generate and send loan contracts - Track payments with detailed breakdowns - Automated payment reminders - Generate professional PDF reports - Projected earnings analysis - Period earnings tracking - Early payoff impact analysis FOR BORROWERS: - View loan details and balance - Review and respond to contracts - Track payment history - Secure account management SECURITY & PRIVACY: - PIN protection with biometric authentication - Encrypted data storage - Role-based access control - Full account deletion available Loan Buddy is exclusively for use by JTM Services LLC and its authorized borrowers.