# LoanCraft: EMI Plan Optimizer — Simulate extra payments fast

> Simulate extra payments fast (iPhone/iPad app by Vu Tam.)

- Source: https://appshunter.io/ios/app/loancraft-emi-plan-optimizer/id6759053490 (this page in markdown: same URL + `.md`)
- Developer: [Vu Tam](https://appshunter.io/developer/1832248006)
- Category: Utilities, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 3 MB
- Languages: American English
- Released: 2026-02-14
- Data updated: 2026-05-17
- User reviews in markdown: https://appshunter.io/ios/app/loancraft-emi-plan-optimizer/id6759053490/reviews.md

## What is LoanCraft?

LoanCraft is a modern loan and EMI planner designed to help you make better payoff decisions, not just calculate a number.

Key features
EMI Calculator
Enter principal, annual interest rate, and tenure to get monthly EMI, total interest, and total payment instantly.

Extra Payment Simulator
Model monthly or one time extra payments and see how much time and interest you can save. Compare baseline versus simulated payoff with clear charts.

Goal Based Optimizer
Set a maximum monthly EMI or a target payoff timeline. LoanCraft recommends practical plans and shows tradeoffs so you can choose with confidence.

Amortization Schedule
View a month by month schedule with principal, interest, and remaining balance.

Save and Compare
Save multiple scenarios, duplicate, sort, and compare results side by side.

Export and Share
Generate a clean PDF summary to share or keep for your records.

Privacy
LoanCraft works offline. We do not require an account and we do not track you.

Disclaimer
Results are estimates for informational purposes only. Terms may vary by lender and region.

Privacy and Policy: https://thsoftware.cloud/policy.html
Term of Condition: https://thsoftware.cloud/terms.html


## Version history (last 2 releases)

### 1.0.1 — 2026-02-26

- Bugs fixing
- Add premium offers

### 1.0 — 2026-02-14

No release notes.

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- [Expense Tracker: Budget Plan](https://appshunter.io/ios/app/expense-tracker-budget-plan/id6757230868)

All apps by Vu Tam: https://appshunter.io/developer/1832248006

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-17.*