# LoanGuru-Instant Loan Online

> Secure online personal credit service for instant cash loans. (iPhone/iPad app by ELECOM FINANCE PRIVATE LIMITED.)

- Source: https://appshunter.io/ios/app/loanguru-instant-loan-online/id6446810052 (this page in markdown: same URL + `.md`)
- Developer: [ELECOM FINANCE PRIVATE LIMITED](https://appshunter.io/developer/1679213374)
- Category: Finance
- Price: Free
- Rating: 3.67/5 from 3 App Store ratings
- Age rating: 4+
- Requires: iOS 11.0 · 11 MB
- Languages: English, Indonesian
- Released: 2023-03-30
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/loanguru-instant-loan-online/id6446810052/reviews.md

## What is LoanGuru?

LoanGuru offers a secure online personal credit service, where your information is protected at the highest level. Users download LoanGuru and can easily and safely obtain cash loans.

The easiest way to apply for a loan online
1. Download the LoanGuru app
2. Fill in the required data
3. Wait for the evaluation result

Requirements for Applying for a Loan
1. At least 18 years old
2. Is Indian
3. Have a good credit history

Calculation formula:
For a loan of Rs 80,000 for a term of 100 days, the charges are as follows:
Daily interest rate: 29.2%/365=0.08%
Interest to be paid per day: 80,000*0.08%=Rs 64
Interest to be paid monthly: 80,000*0.08%*30=Rs 1920
Monthly payment: 80,000*0.08%*30+ 80,000/100*30=Rs 25920
Total Interest Charge: 80,000*0.08%*100 = Rs 6400
The total payment to be made after loan maturity is 80,000+6400=Rs 86400

Contact Us:
Email: service@loan-guru.in
Customer Service: Monday-Sunday 9:30am-7:00pm

## Key features

- Secure online credit service
- Easy loan application process
- Fast cash loan access
- Data protection
- Loan calculation examples


## Frequently asked questions about LoanGuru

### How do I apply for a loan with LoanGuru?

To apply for a loan with LoanGuru, you need to download the app, fill in the required personal data, and then wait for the evaluation result. The process is designed to be straightforward and secure.

### What are the requirements to get a loan from LoanGuru?

To be eligible for a loan, you must be at least 18 years old, be an Indian citizen, and possess a good credit history. These criteria ensure responsible lending practices.

### How is the interest calculated for loans on LoanGuru?

LoanGuru calculates interest daily. For example, a loan of Rs 80,000 for 100 days at an annual rate of 29.2% results in a daily interest rate of 0.08% and a total interest charge of Rs 6,400.

### What is the total repayment amount for a loan on LoanGuru?

The total payment after loan maturity includes the principal amount plus the accumulated interest. For a Rs 80,000 loan over 100 days with the example interest rate, the total repayment would be Rs 86,400.

### What is the customer service availability for LoanGuru?

LoanGuru's customer service is available seven days a week, from 9:30 AM to 7:00 PM. You can reach them via email at service@loan-guru.in for any inquiries.

### Is LoanGuru available on multiple devices?

Based on the information provided, LoanGuru is available for iPhone, iPad, and iPod devices. It is designed for the iOS ecosystem.

### How often is LoanGuru updated?

LoanGuru was last updated on March 31, 2023, with version 1.0.0. This indicates recent activity, suggesting ongoing development and maintenance.

### What is the age rating for LoanGuru?

LoanGuru has an age rating of 4+. This means it is suitable for users aged four and above, indicating it contains no mature content.

## Version history (last 1 release)

### 1.0.0 — 2023-03-31

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*