# Loaning.ai — Compare mortgage rates for you

> Compare mortgage rates for you (iPhone/iPad app by Habitfactory USA, Inc..)

- Source: https://appshunter.io/ios/app/loaningai/id6752446904 (this page in markdown: same URL + `.md`)
- Developer: [Habitfactory USA, Inc.](https://appshunter.io/developer/1836345170)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 50 MB
- Languages: American English
- Released: 2025-10-31
- Data updated: 2026-09-30
- User reviews in markdown: https://appshunter.io/ios/app/loaningai/id6752446904/reviews.md

## What is Loaning.ai?

Find the most competitive rate for your unique situation.

Loaning.ai brings everything you need for your mortgage in one place — real-time rate checks, top lender comparisons, mortgage calculators, loan limit and eligibility checks, pre-approval application support, and live chat with experts.
Using AI-powered analysis, we review your financial profile to help you secure lower rates and faster pre-approvals, while providing mortgages directly — with no broker fees.
 With automation and direct partner bank integrations, you can enjoy a fast, simple, and secure mortgage process from start to finish.


Key Features
Today’s Rates – Get daily updated, real-time mortgage rates
Top Lender Comparison – Compare rates from the U.S. TOP 5 lenders in one view
Live Chat with Experts – Get instant answers from licensed mortgage professionals (English & Korean support, NMLS#2357195 / DRE#02181069)
Mortgage Calculator – Calculate loan rates and amounts based on your needs
Loan Limit & Eligibility Check – Instantly find out how much you can borrow and if you qualify
Monthly Payment Calculator – Plan your budget by calculating monthly payments ahead of time

Why Choose Loaning.ai
AI-Based Recommendations – Personalized mortgage suggestions based on your credit and financial profile
No Broker Fees – We provide mortgages directly, saving you money
Faster Closings – Automated, AI-powered process for quick approvals and closings
Bilingual Support – English and Korean-speaking experts available anytime, anywhere
Licensed & Trusted – Approved to provide mortgage services in CA, GA, TX, and NV (NMLS#2357195 / DRE#02181069)

Buy your home, get a mortgage, and secure your future — now easier and faster with Loaning.ai.
 Download today and start your homeownership journey with competitive rates.
Loaning.ai is licensed by the Nationwide Multistate Licensing System (NMLS #2357195) and the California Department of Real Estate (DRE #02181069).
 Information provided is for reference purposes only. Final loan terms are subject to lender review and approval.


## Version history (last 1 release)

### 1.0.0 — 2025-10-31

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-30.*