# LoanLens: EMI Loan Calculator — Prepayment & Foreclosure Plan > Prepayment & Foreclosure Plan (iPhone/iPad app by Rashail Chauhan.) - Source: https://appshunter.io/ios/app/loanlens-emi-loan-calculator/id6788060202 (this page in markdown: same URL + `.md`) - Developer: [Rashail Chauhan](https://appshunter.io/developer/6787945786) - Category: Finance, Utilities - Price: Free - Age rating: 4+ - Requires: iOS 26.0 · 6 MB - Languages: American English - Released: 2026-07-10 - Data updated: 2026-10-31 ## What is LoanLens? LoanLens answers the question every borrower has: where does my money actually go? Enter a loan amount, interest rate and tenure. LoanLens instantly shows your monthly EMI, total interest and total amount payable, with a clear chart of principal versus interest. NEW IN 2.5: MADE FOR IPHONE DUO • Open iPhone Duo to see the calculator and the full amortization schedule side by side • Half fold it like a book and the two panes split neatly at the fold • The cover screen works just like your iPhone ALSO RECENTLY ADDED • A fresh design: your monthly EMI first, cleaner cards and a smoother chart • Choose your currency and number style (Indian 25,00,000 or international 2,500,000) • A layered app icon built for iOS 27 PLAN ANY LOAN • Instant EMI: results update as you move a slider or type a value • Where every rupee goes: tap the chart to split principal and interest • Full amortization schedule with real EMI dates, opening on the current month • Home, car, bike, personal or education loans; rates up to 50% and tenures up to 40 years PAY LESS INTEREST • Closing early? See the foreclosure charges, the amount due and the interest you save, or a clear warning when closing would cost more than continuing • Prepay smarter: compare a lower EMI with a shorter tenure, side by side • Enter your bank's exact outstanding figure for precise estimates SHARE AND PERSONALISE • Share a clean summary image with family or your bank • Light, Dark or System theme, and haptics on or off CHECKED FOR ACCURACY Every release is checked automatically against published bank figures and an independent calculation, covering the EMI, every month of the schedule, foreclosure and prepayment. PRIVATE BY DESIGN LoanLens collects no data. No accounts, no ads, no tracking, no network access. Every calculation happens on your iPhone. Note: results are estimates for planning. Your lender's figures may differ slightly because of rounding, fees or the exact dates they apply. ## Is LoanLens safe? Not enough ratings yet to assess LoanLens. ## Is LoanLens legit? LoanLens: EMI Loan Calculator appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for LoanLens is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 2.5 — 2026-10-24 Made for iPhone Duo • Open it up to see the calculator and the full amortization schedule side by side. • Half fold it like a book and the two panes split neatly at the fold, gliding smoothly into place. • The cover screen works just like your iPhone. Also in this update • Theme changes now apply instantly across the whole app. • Shared summaries now carry the app's new name. ### 2.0 — 2026-10-10 LoanLens 2.0 is our biggest update yet, just in time for the festive season. • A fresh design: your monthly EMI comes first, with cleaner cards and a smoother chart • Choose your currency and number style (Indian 25,00,000 or international 2,500,000) • New in Settings: haptics on or off, reset to defaults, and quick ways to rate, share or contact support • A sharper share image that matches the new look • A new layered app icon for iOS 27 • More accurate early-closure and prepayment estimates when you enter your bank's outstanding figure • A short welcome tour for new users ### 1.2 — 2026-10-01 LoanLens now works for the loan you already have. • Real EMI dates: set your first EMI date and the schedule shows actual months, highlights the current month and opens right on it. • Your bank's exact balance: tap any month in the schedule and enter the outstanding figure from your bank. Foreclosure and prepayment estimates then use your real number. • Share your loan: send a clean image summary of your EMI, interest and repayment split to family or your bank, or save it to Photos. • Ready for iOS 27 and the iPhone 18 Pro series. As always: no ads, no accounts, no data collected. Everything stays on your iPhone. ### 1.1 — 2026-07-15 New: tap any month in your schedule to plan ahead — see what closing your loan early costs, or compare prepayment options: lower EMI vs shorter tenure, side by side. ### 1.0 — 2026-07-10 No release notes. ## Apps similar to LoanLens | App | Rating | Price | Category | | --- | --- | --- | --- | | [LoanLens](https://appshunter.io/ios/app/loanlens/id6768167129) | — | Free | Finance | | [Loan Calculator - EMI Planner](https://appshunter.io/ios/app/loan-calculator-emi-planner/id6820189783) | — | Free | Finance | | [EMI Calculator: Loan SIP FD](https://appshunter.io/ios/app/emi-calculator-loan-sip-fd/id6760369305) | — | Free | Finance | | [LoanTrail Auto Loan Tracker](https://appshunter.io/ios/app/loantrail-auto-loan-tracker/id6773940835) | 3.0 (2) | Free | Finance | | [Rupee Loan - Instant Cash Calc](https://appshunter.io/ios/app/rupee-loan-instant-cash-calc/id6820120769) | — | Free | Finance | | [Loan Lens: EMI & Rate Checker](https://appshunter.io/ios/app/loan-lens-emi-and-rate-checker/id6749663422) | — | Free | Finance | ## More apps by Rashail Chauhan - [Bhagavad Gita · Hindi, English](https://appshunter.io/ios/app/bhagavad-gita-hindi-english/id6788353973) - [Runrate: Gas Mileage Tracker](https://appshunter.io/ios/app/runrate-gas-mileage-tracker/id6791475660) - [RosterRhythm: Shift Work Sleep](https://appshunter.io/ios/app/rosterrhythm-shift-work-sleep/id6807960132) All apps by Rashail Chauhan: https://appshunter.io/developer/6787945786 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*