# LoanM: Payday Loan App — user reviews > 50 indexed App Store user reviews of LoanM by LOAN MART LIMITED, rated 4.13/5 from 206 ratings. - Source: https://appshunter.io/ios/app/loanm-payday-loan-app/id1581094584/reviews - App overview in markdown: https://appshunter.io/ios/app/loanm-payday-loan-app/id1581094584.md - Rating breakdown: 5★ 153 · 4★ 9 · 3★ 1 · 2★ 3 · 1★ 40 ## What do users think of LoanM? Overall sentiment: positive **Pros** - 🚀 Fast loan approval and funding - 👍 Easy and user-friendly interface - 💡 Helps build credit score - 🔄 Flexible payment schedules - 🆘 Helpful in emergencies and difficult situations - ✅ Clear loan terms with no hidden fees - 💬 Quick customer support response - 💰 Accessible for those rejected by other lenders - 📈 Significant credit score improvement reported **Cons** - 📧 Overwhelming spam emails after application - ⚠️ App may not exist or function correctly for some users - ⏳ Final payment processing can take a long time **Commonly reported bugs** - App keeps loading but never finishes - Bank linking issues - Final payment stuck in processing for a week **Most requested features** - More apps like this ## Newest reviews (18 of 50) ### 5/5 — 👍 *2022-09-18, version 1.0* Love this app!! My second time using them....had some bank linking issues after the first time and tbeir customer service was outstanding and fixed the problem in no time. I highly recommend loans mart Lender!! ### 5/5 — Good *2022-09-18, version 1.0* Very,very,very to use. Easy to understand and works like it was described. I would recommend it need extra cash or payment record to build credit ### 5/5 — Tim *2022-09-17, version 1.0* So simple and easy to use. No wait time. Clear payment terms. Reports to credit bureaus. Recommend this ap 100%. ### 5/5 — ❤️ *2022-09-16, version 1.0* Easy to use when you are in tight pinch ### 5/5 — 😃 *2022-09-16, version 1.0* If you have everything correctly you will receive your money in minutes. I used this app more than once and never have they disappointed me yet 😃 ### 5/5 — Zarinochka01 *2022-09-16, version 1.0* Has helped increase my credit score, and easy to understand this app. ### 5/5 — Rrr *2022-09-16, version 1.0* A life saver! I was hesitant at first but honestly it so user friendly and fast when your in a pinch. Wont Uninstal any time soon! ### 5/5 — Aliuh *2022-09-15, version 1.0* I have raised my credit over 80 points with 3 loans..im so thankful for this app..and now was able to get a bank of america card.. ### 5/5 — See *2022-09-15, version 1.0* Fast and easy to use. Update: just had my first direct payment processed without a hiccup. Impressed! 7/8/20: Very happy with the service!!! The flexible due date is a life saver. Still going with 5 stars. 1/9/21: This app has helped me raise my credit score about 100 points in less than a year. Still five stars in my opinion! ### 5/5 — Cool *2022-09-14, version 1.0* Really great fast and easy every one should try it i bet they would like it ### 5/5 — Arseniy *2022-09-14, version 1.0* Love the flexibility of payments and the loan helps with unexpected things that pop up from time to time. I also like the fact that it is reported to the credit bureaus to help rebuild my credit. ### 5/5 — Nn *2021-09-16, version 1.0* I didn't get accepted for the amount that I wanted, but I'm glad I got approved for something! ### 5/5 — Hy *2021-09-16, version 1.0* Wanting to increase my credit score, very easy process ### 5/5 — 12ф *2021-09-14, version 1.0* I love this app! But my final payment has been "processing" for about a week still and i have no idea why! I would love to be able to get another loan before my sons bday this weekend! ### 5/5 — Vadim *2021-09-14, version 1.0* I love how fast i was approved. It was low loan but it was my first time applying. And i appriciate it thank you very much ### 5/5 — Ok *2021-09-14, version 1.0* 1st. time applying. The whole process, application, approval and deposit to my debit card, took less than 15 minutes. A great opportunity to improve my credit score. Update: I have now had 3 loans with Mart Loans. Each one is easier than the last. As soon as the last payment processes (4 - 7 days) you are good to go again! ### 5/5 — Ram *2021-09-13, version 1.0* Really helps out when your short on cash ### 5/5 — Very fast only took one min to be approved *2021-09-12, version 1.0* Very fast only took one min to be approved ## Most critical reviews (10 lowest-rated) ### 1/5 — Will Destroy Your Email Account *2022-01-31, version 1.0* Apply for a loan they said. It’s easy they said. What they didn’t say is by doing so your email will be bombarded by SPAM emails from pay day lenders, Medicare peddlers, and mortgage refinancers. You will spend hours blocking emails or unsubscribing and they will keep on coming. DON’T USE THIS APP! UPDATE: A couple months later and the spam emails are getting worse. This app will sell your info to anyone and everyone. Doesn’t matter the product. I’m getting emails about Medicare…I’m only 36. ### 1/5 — Don’t recommend *2021-10-13, version 1.0* I do not recommend I downloaded the app and gave them my banking info. After I provided the info I got emails and text messages asking me to verify and and after I verified the app just kept loading but never finished. I even searched this app on the internet and it seems it doesn’t exist I’m going to freeze my account right now ### 5/5 — Iam *2022-09-30, version 1.0* Extremely helpful when you are in need of some extra help. 🤜🏻 ### 5/5 — + *2022-09-27, version 1.0* Love it. It's quick and easy. If needing help they are quick to respond. Money is in bank quick only 1 to 2 days. ### 5/5 — Money *2022-09-23, version 1.0* Best app for loans that I have found, has gotten me off some pretty bad situations and it helps build your credi ### 5/5 — N *2022-09-21, version 1.0* Absolutely love how easy it is to get a personal loan! Builds credit and has a flexible schedule for payments. There needs to be more apps like this. ### 5/5 — Regina *2022-09-21, version 1.0* Easy to borrow money when you need it. Flexible payment schedules. ### 5/5 — Aysun *2022-09-21, version 1.0* They got back to me really fast when I had a problem I didn't think anybody would reach out to me but they did . I give them a 5 star I never had such a easy and smooth process taking out a loan and it not like payday loans were you got to pay the hole thing up front or huge finance fees the more you take out the smaller the fee I love this app it's my life saver and I'm billing credit why can't all banks be like loans mart Lender good job Guys you are one of the few that aren't out to scam a person . ### 5/5 — Грибобас *2022-09-20, version 1.0* Awesome app! Using it to build my credit I got a loan when everyone else shut me down! I'm excited to pay this off and build my credit ### 5/5 — u *2022-09-19, version 1.0* Fast and Easy. I received my loan approval within mins. Thank you ## Most praised reviews (2 highest-rated) ### 5/5 — Needed it for emergency car repair when on vacation... they came through fast!! *2022-09-19, version 1.0* Needed it for emergency car repair when on vacation... they came through fast!! ### 5/5 — Madina *2022-09-19, version 1.0* Love the payment plan option and it definitely was quick and got me out of a pinch. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*