# LoanPrep - Eligibility Check — Loan Checklist & Prep Guide

> Personal loan application preparation assistant and checklist organizer for U.S. borrowers. (iPhone/iPad app by 淼 于.)

- Source: https://appshunter.io/ios/app/loanprep-eligibility-check/id6755533050 (this page in markdown: same URL + `.md`)
- Developer: [淼 于](https://appshunter.io/developer/1801631763)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 4 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15 · 12 MB
- Languages: American English, Indonesian, Japanese, Korean, Malay, Brazilian Portuguese, European Spanish, Thai, Chinese (Traditional, Taiwan), Turkish and 1 more
- Released: 2025-12-12
- Data updated: 2026-08-25
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/loanprep-eligibility-check/id6755533050/reviews.md

## What is LoanPrep?

Your personal assistant for preparing loan applications in the U.S. Whether you need funds for personal needs, emergencies, or expenses, Loan Preparation Assistant helps you understand common loan requirements and get organized before submitting your application.

Loan Readiness Assessment

Complete a 9-step self-assessment to check your preparation level:
- Check your loan preparation against common lending requirements
- Understand the factors lenders typically consider
- Recognize your current strengths
- Find areas you can improve
- Receive educational tips for better preparation

Preparation Checklists

Keep everything organized with ready-made checklists and tracking tools:

Available Templates:
- Online Loan Checklist
- Bank Personal Loan Checklist
- Payroll Loan Checklist
- Credit Union Loan Checklist

Flexible Management:
- Track document collection progress
- Mark priority levels (High/Medium/Low)
- Update status (Pending/In Progress/Completed)
- Add your own custom items as needed

Daily Check-in System

Build consistent preparation habits:
- Daily check-ins to earn points
- Maintain your activity streak
- Review your preparation history
- Stay motivated with progress tracking

Educational Assessment Report

Understand loan preparation through detailed reference materials:
- Information about repayment capacity
- Loan amount considerations
- Overview of readiness factors
- Reference by specific purpose (Medical, Education, Business, etc.)
- Improvement suggestions with realistic timeframes
- Explanation of common document requirements

For U.S. Borrowers

- All amounts displayed in U.S. Dollars ($)
- Covers common ranges from $1,000 to $100,000

Privacy & Data

- Your information is stored on your device
- Not shared with lenders or credit bureaus
- This app displays ads via Google AdMob to remain free
- Educational tool only - not financial advice

User Experience

- Clean, modern iOS design
- Dark mode available
- Smooth animations
- Haptic feedback

Important Notice: Loan Preparation Assistant is an educational tool to help you understand loan preparation. The app does not guarantee loan approval, does not provide financial advice, and does not represent actual lender requirements. Checklists and assessments are general guidance only. Always consult with banks, lending institutions, or financial professionals for specific requirements and personalized advice.

## Key features

- 9-step loan readiness assessment
- Customizable preparation checklists
- Document collection progress tracking
- Daily check-in system for habit building
- Educational assessment reports
- U.S. dollar amount display

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Single Assessment Report | $0.99 | one-time |
| 5-Report Package | $2.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/loanprep-eligibility-check/id6755533050/reviews.md

### 1/5 — Golpe

*2026-03-30*

Nem
Empréstimo da para fazer

**Developer response:** Oi! Muito obrigado pelo seu comentário.

Pedimos desculpas por qualquer confusão.
Nosso app não concede empréstimos, não é uma instituição financeira e não possui vínculo com empresas de crédito.

Ele funciona como uma ferramenta independente que fornece análises e um checklist de preparação, permitindo que você avalie sua situação e se organize melhor antes de solicitar um empréstimo.

Se tiver qualquer dúvida, ficaremos felizes em ajudar.

## Frequently asked questions about LoanPrep

### What is LoanPrep?

LoanPrep is an educational tool designed to help U.S. borrowers prepare for loan applications. It offers assessments, checklists, and tracking features to organize your preparation and understand common lending requirements.

### Does LoanPrep provide financial advice?

No, LoanPrep is strictly an educational tool and does not provide financial advice. It is not a lender and does not guarantee loan approval. Always consult with financial professionals for personalized advice.

### Is LoanPrep free to use?

Yes, LoanPrep is free to download and use. It displays ads via Google AdMob to support its continued development and availability.

### What kind of loans can I prepare for with LoanPrep?

LoanPrep covers common loan types for personal needs, emergencies, and expenses, with amounts typically ranging from $1,000 to $100,000. It offers templates for online loans, bank personal loans, payroll loans, and credit union loans.

### How does LoanPrep ensure my data is private?

Your information is stored locally on your device and is not shared with lenders or credit bureaus. This ensures your personal financial preparation data remains private.

### Is LoanPrep available on all devices?

LoanPrep is designed for iOS devices, including iPhone, iPad, and iPod. It features a clean, modern iOS design with dark mode support.

### How often is LoanPrep updated?

The app was last updated on May 20, 2026, with version 1.1.5. This indicates regular updates to improve functionality and user experience.

### What do users like about LoanPrep?

Based on its 5.0-star rating from 3 reviews, users likely appreciate its user-friendly interface, organizational tools, and educational content that simplifies the loan preparation process.

## Version history (last 5 releases)

### 1.1.8 — 2026-08-24

Improved performance and user experience.

### 1.1.7 — 2026-08-09

* Improved app performance and reliability
* Enhanced privacy and consent management
* Optimized the user experience
* Fixed minor issues

### 1.1.6 — 2026-06-01

Added support for additional locales.
Performance improvements and bug fixes.

### 1.1.5 — 2026-05-20

Added localization and privacy policy updates.
Minor UX and report improvements.

### 1.1.4 — 2026-04-04

Minor improvements and text updates for a better experience.

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All apps by 淼 于: https://appshunter.io/developer/1801631763

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*