# LoanRate (Free Version)

> Credit and annuity loan calculator for loan rate, interest, and APR. (iPhone/iPad app by Moyar UG (haftungsbeschränkt).)

- Source: https://appshunter.io/ios/app/loanrate-free-version/id784770757 (this page in markdown: same URL + `.md`)
- Developer: [Moyar UG (haftungsbeschränkt)](https://appshunter.io/developer/392239041)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 34 written reviews indexed
- Age rating: 4+
- Requires: iOS 7.0 · 1 MB
- Languages: American English, German (Germany)
- Released: 2013-12-29
- Data updated: 2026-08-22
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/loanrate-free-version/id784770757/reviews.md

## What is LoanRate (Free Version)?

LoanRate is your credit calculator for the easy calculation of your next credit / annuity loan .

The credit calculator provides a quick and easy to read overview of

• the amount of the credit rate,
• the amount of interest paid and
• the annual percentage rate.

Please note that this app is available as a free app and also as an ad-free paid app.

If you like our app, we would appreciate your 5 star rating in the App Store, which helps other users in their decision to use LoanRate. Many thanks!

Annuity loans: 
Annuity loans are amortizing loans, which have constant installments. These installments contain an amount of interest and an amount principal. Since the redemption lowers the remaining loan debt, the amount of interest per payment decreases and the amount of paid principal rices. 
Mortgage loans are typically annuity loans.

## Key features

- Credit rate calculation
- Total interest paid overview
- Annual percentage rate (APR) display
- Annuity loan explanation
- Mortgage loan examples

## Recent user reviews (10 of 34)

All indexed reviews: https://appshunter.io/ios/app/loanrate-free-version/id784770757/reviews.md

### 4/5 — Gut, aber es fehlt effektiver Zins

*2024-11-15, version 2.1*

Guter und ästhetischer Rechner, aber es fehlt die Option mit dem effektiven Jahreszins zu rechnen. Das würde sehr helfen!

### 5/5 — Einfach und ohne lästige Fragen!

*2024-02-27, version 2.1*

ein kleiner Wermutstropfen, in der Tastatur muss ein , sein . wird nicht akzeptiert. wichtig wegen Zinssatzangaben.

### 5/5 — Klaus H.

*2024-01-03, version 2.1*

Ein absolut spitzen App- schnell-einfach und genau. Wirklich super!!

### 5/5 — Läuft

*2023-09-21, version 2.1*

Einfach und praktisch

### 5/5 — Top !!

*2022-03-02, version 2.1*

Schnell, übersichtlich und einfach super !

### 5/5 — Prima

*2022-02-09, version 2.1*

App macht was sie soll, ist sehr übersichtlich und einfach zu bedienen. Prima!

### 5/5 — Top

*2019-11-26, version 2.1*

Berechnet Kredite!

### 5/5 — Perfekt!

*2019-03-26, version 2.1*

Tut das, was es tun soll!

### 5/5 — Tip top!

*2019-02-04, version 2.1*

Sehr gute App!

### 2/5 — Laufzeit hat keinen Einfluss

*2019-01-27, version 2.1*

Funktioniert leider nicht richtig. Laufzeit hat keinen Einfluss auf das Ergebnis. Ergebnis ist daher falsch

## Frequently asked questions about LoanRate (Free Version)

### What types of loans can LoanRate calculate?

LoanRate is designed to calculate annuity loans, which are common for mortgages. It provides a clear overview of the credit rate, total interest paid, and the annual percentage rate for these loan types.

### How does LoanRate explain annuity loans?

The app explains that annuity loans have constant installments, with each payment containing both interest and principal. As the principal is paid down, the interest portion of subsequent payments decreases.

### Is LoanRate free to use?

Yes, LoanRate is available as a free app. There is also an ad-free paid version for users who prefer to avoid advertisements.

### Does LoanRate have ads?

The free version of LoanRate contains advertisements. Users who wish to have an ad-free experience can opt for the paid version of the app.

### What devices does LoanRate support?

LoanRate is compatible with Apple devices, including iPhone, iPad, and iPod. It is designed for iOS operating systems.

### What is the age rating for LoanRate?

LoanRate has an age rating of 4+, making it suitable for a wide range of users. This indicates it contains no mature content.

### How often is LoanRate updated?

The latest version of LoanRate is 2.1, which was last updated on December 15, 2014. It was initially released on December 29, 2013.

### What do users like about LoanRate?

Users appreciate the app's ability to provide a quick and easy-to-read overview of loan details. The clarity of information regarding credit rates, interest, and APR is a key benefit.

## Version history (last 2 releases)

### 2.1 — 2014-12-15

This app has been updated by Apple to display the Apple Watch app icon.

The loan term can be expressed in years and months.
iPad version with larger interface elements for better usability.

### 2.0 — 2013-12-28

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*
