# LoanReady > Financial assistant for homeownership preparation, credit monitoring, and real estate listings. (iPhone/iPad app by LenderCity, Inc.) - Source: https://appshunter.io/ios/app/loanready/id6446780818 (this page in markdown: same URL + `.md`) - Developer: [LenderCity, Inc](https://appshunter.io/developer/1679010847) - Category: Finance - Price: Free - Rating: 5.00/5 from 4 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 139 MB - Released: 2023-04-12 - Data updated: 2026-06-01 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/loanready/id6446780818/reviews.md ## What is LoanReady? Looking to achieve your dream of homeownership? Look no further than LoanReady, the ultimate financial digital assistant. Whether you're just starting your homeownership journey or you're a seasoned homeowner, LoanReady has everything you need to get mortgage-ready and build your homeownership wealth with confidence. Here are some of the key features that set LoanReady apart: • Free credit score, report, and monitoring: See your credit score and track changes month-to-month. Learn the key factors that make up your score and check your credit report for accuracy. • Affordability analysis: Check your total buying power based on where your finances are today, then see the real-time impact that interest rate changes or other factors can have on your estimated monthly payment. • Real estate listings: Search local and nationwide real estate listings, customize searches, favorite properties you like, and save your searches. • Mortgage readiness assessment: Check your personal Homeownership Snapshot to see how you stand on the key financial factors used for mortgage approvability, and that will help you reduce your estimated monthly payment when buying your next home. • Financial Insights: Track your cumulative savings and DTI as you save up for a new home, and your net worth as you grow wealth in your current one. • Homeownership preparation: Connect with your trusted lender partner to review your mortgage readiness and get their guidance on planning and specific steps you should take to be confident at every stage of your journey. Security is our #1 priority, so you can rest easy knowing that your financial accounts and homeownership preferences are secure. Read our security and privacy policies here. Achieving your dream of homeownership has never been easier. Download LoanReady today and take control of your financial future. ## Key features - Free credit score, report, and monitoring - Affordability analysis - Real estate listings search - Mortgage readiness assessment - Financial Insights (savings, DTI, net worth) - Connect with lender partners ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/loanready/id6446780818/reviews.md ### 5/5 — Consumer centric, easy to use, and very transparent! *2023-04-13* Loan Ready helped me analyze my financial wellness and gave me a sense of chances of approval for a mortgage. Thanks! ### 5/5 — First time home buyer *2023-04-13* I used Lender City a year ago and found their team to be a pleasure to work with. They picked up the phone any time I called with questions and are always very responsive. What was an intimidating process went by with ease with the help of Dan and Greg. I would recommend this group to anyone buying or refinancing a home! ### 5/5 — Best Personal Finance Tool Available! *2023-04-13* LoanReady by LenderCity is Amazing! Perfect for anyone who eventually wants to purchase a home, or simply get a better understanding of their personal finances and credit. The app is very user friendly and takes you step by step through all the important details. It’s allowed me to better understand my finances, shown me how to budget for the down payment on my first home, and what property value I could potentially afford. ## Frequently asked questions about LoanReady ### Does LoanReady have ads? Yes, LoanReady contains advertisements. As a free application, it utilizes ads to support its services. ### What is the update frequency for LoanReady? LoanReady was last updated on October 1, 2025, indicating a commitment to regular improvements and feature additions. The latest version is 4.16. ### What devices support LoanReady? LoanReady is available on iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users. ### How secure is LoanReady with financial information? Security is stated as the number one priority for LoanReady, with assurances that financial accounts and homeownership preferences are secure. Users can review their security and privacy policies. ### What is the age rating for LoanReady? LoanReady has an age rating of 4+, making it suitable for a broad audience of users interested in financial planning for homeownership. ### What are the key financial factors for mortgage approvability that LoanReady assesses? LoanReady assesses key financial factors for mortgage approvability, including credit score, savings, debt-to-income ratio (DTI), and overall financial readiness to help users reduce their estimated monthly payments. ### Can I track my net worth with LoanReady? Yes, LoanReady provides Financial Insights that allow you to track your cumulative savings and DTI as you save for a new home, and your net worth as you grow wealth in your current one. ### How does LoanReady help me connect with lenders? LoanReady allows you to connect with your trusted lender partner to review your mortgage readiness and receive their guidance on planning and specific steps to take for confident homeownership. ## Version history (last 5 releases) ### 4.16 — 2025-10-01 Introducing VA loan calculations! You can now check your VA loan eligibility and see how it could impact your journey to homeownership. P.S. VA loan benefits are not available for everyone — your lender will still need to verify your status. ### 4.15 — 2025-08-27 We've squashed some minor bugs and made linking your employment info a breeze directly in the mobile app. We're always working to make your experience smoother! ### 4.14 — 2025-07-23 Easier sign in experience. Better error logging. Easier sharing and a smoother BuyerVision experience. Minor bugs eliminated! ### 4.13 — 2025-06-14 Introducing BuyerVision! A new way for you to view your full financial picture, just as your mortgage lender would view it, and get their personalized coaching on your mortgage approvability odds and more. New users will see a smoother first time on boarding experience. ### 4.12.1 — 2025-05-20 Fix data sharing popup scrollable issue under large text ## Apps similar to LoanReady | App | Rating | Price | Category | | --- | --- | --- | --- | | [LendingPoint](https://appshunter.io/ios/app/lendingpoint/id1488985079) | 4.8 (3,191) | Free | Finance | | [eLoanWarehouse](https://appshunter.io/ios/app/eloanwarehouse/id1591442922) | 2.6 (19) | Free | Finance | | [Clerkie Payoff Debt Bills Fees](https://appshunter.io/ios/app/clerkie-payoff-debt-bills-fees/id1132917036) | 4.8 (2,844) | Free | Finance | | [CASH 1 LOANS](https://appshunter.io/ios/app/cash-1-loans/id1507193361) | 3.7 (3) | Free | Finance | | [IndiaLends-Loans, Credit Score](https://appshunter.io/ios/app/indialends-loans-credit-score/id1163514601) | 4.4 (42) | Free | Finance | | [LoanMart](https://appshunter.io/ios/app/loanmart/id557219033) | 2.3 (166) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*