# Loans Ruler — Loans Calculator

> Financial amortization plan calculator for loans and installments. (iPhone/iPad app by Maurizio Todeschi.)

- Source: https://appshunter.io/ios/app/loans-ruler/id1610920151 (this page in markdown: same URL + `.md`)
- Developer: [Maurizio Todeschi](https://appshunter.io/developer/1438390757)
- Category: Finance, Business
- Price: $5.99
- Age rating: 4+
- Requires: iOS 17.4 · 2 MB
- Languages: English, German, Italian
- Released: 2022-04-12
- Data updated: 2026-06-10
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/loans-ruler/id1610920151/reviews.md

## What is Loans Ruler?

Are you a bank or financial advisor, an entrepreneur or a private individual who needs to sign up for financing or installment purchases?

 - build financial amortization plans, from the simplest to the most complex, with the French and Italian methods; it is also possible to foresee a pre-amortization period and a personalized final installment.
- calculate all the variables of the repayment plan (installment, rate, duration and initial capital), one as a function of the other. You can set a target value and adapt all other to fit your needs.
- manage repayment plans with both fixed and variable rates.
- export of the calculations performed and the plans created in text, Excel and PDF format, allowing immediate sharing via Messages, Mail, Whatsapp and AirDrop.

Plans can be calculated and built on both a monthly and daily basis.
Variable values ​​can be set simply by dragging sliders, or by typing them using the traditional numeric keypad.

No network required.

Loans Ruler has been rewritten in SwiftUI with improvements in interface and ease of use.

You can select one or more variables and graphically display their trend over time
You can also compare the behavior of the variables using different amortization methods (French and Italian) applied to the same plan.

The app is multi-document and automatically creates its folder on the iOS where documents are saved.
Document can be renamed, reopen, modified and shared directly inside the App.

Available for iPhone, iPad and Mac. Once downloaded for one device, the App is free for the other two. 
The investment is one-time and there are no outlays for all future updates.

## Key features

- Build complex amortization plans
- Calculate loan variables (installment, rate, duration, capital)
- Manage fixed and variable rates
- Export calculations to text, Excel, and PDF
- Monthly and daily calculation basis
- Multi-document management
- Compare different amortization methods

## Recent user reviews (10 of 15)

All indexed reviews: https://appshunter.io/ios/app/loans-ruler/id1610920151/reviews.md

### 5/5 — Ottima App

*2023-03-01*

La considero davvero molto ben fatta, utile per tutte le casistiche.

### 5/5 — Super

*2023-01-11*

L’app che tutti dovrebbero avere, utilissima per  avere una simulazione rapida di finanziamenti è sempre aggiornata con la variazione dei tassi attuali.

### 5/5 — Molto utile

*2023-01-11*

App utilissima per chi lavora nel mondo del credito e non.
Calcolo rapido e intuitivo di piani di ammortamento, tassi, etc.

### 5/5 — OTTIMA

*2022-12-01*

questa App è fatta veramente bene! Precisa nei calcoli, e l’ho confrontata con simulatori bancari, facile da utilizzare anche nell’esportazione dei piani di ammorramento che possono essere rapidamente inviati con pdf o Excel sia su whatsapp che su mail. Preziosa e utile. Costo basso per quando vale realmente la app.

### 5/5 — Ottima app non solo per addetti ai lavori

*2022-10-27*

Applicazione ben funzionante, versatile, davvero complimenti allo sviluppatore!

### 5/5 — Utile

*2022-10-27*

….e intuitiva. Rapida anche nella condivisione dei risultati 
Ben fatta

### 5/5 — Da scaricare

*2022-09-24*

L’ho utilizzata per stabilire il mio mutuo casa facilissima e completa da scaricare

### 5/5 — Molto utile

*2022-09-16*

Aggiornata, rapida, intuitiva. 
Rimodula le formule a seconda dei dati inseriti aggiornando i dati. Utile sia per gli addetti ai lavori che per chi, poco avvezzo alle tematiche, cerca di capire che capitale chiedere a seconda della rata sostenibile.

### 5/5 — App utile e intuitiva

*2022-08-22*

Questa app consente di realizzare piani di ammortamento in modo veloce e intuitivo. I dati possono poi essere velocemente condivisi

### 5/5 — Ottima app

*2022-08-18*

Grande strumento utilissimo nel mio lavoro di venditrice di

## Frequently asked questions about Loans Ruler

### What is Loans Ruler?

Loans Ruler is a finance app designed to help users create and manage detailed financial amortization plans for loans and installment purchases. It allows for complex calculations and flexible plan customization.

### How much does Loans Ruler cost?

Loans Ruler is a paid app with a one-time investment of $5.99. This purchase includes all future updates, meaning there are no additional outlays required.

### Does Loans Ruler have ads?

No, Loans Ruler does not contain advertisements. It is a paid application that provides an ad-free experience for its users.

### What devices is Loans Ruler available on?

Loans Ruler is available for iPhone, iPad, and Mac. Once downloaded on one device, it is free to use on the other two supported devices.

### How often is Loans Ruler updated?

The latest version, 2.1.4, was last updated on August 17, 2025. Updates are provided to enhance the interface and usability of the application.

### Can I share my calculations from Loans Ruler?

Yes, Loans Ruler allows you to export your calculations and created plans in text, Excel, and PDF formats. These can be easily shared via Messages, Mail, Whatsapp, and AirDrop.

### Is Loans Ruler secure for financial data?

Loans Ruler does not require a network connection for its calculations, enhancing privacy. It also manages documents within its own folder on iOS, allowing for secure renaming, reopening, modification, and sharing directly within the app.

### What age rating does Loans Ruler have?

Loans Ruler has an age rating of 4+, making it suitable for a wide range of users interested in financial planning tools.

## Version history (last 5 releases)

### 2.1.4 — 2025-08-17

UX improvements

### 2.1.3 — 2025-07-14

bug fixed

### 2.1.2 — 2025-07-07

bug fixed

### 2.1.1 — 2025-06-16

bug fixes

### 2.1.0 — 2025-06-08

revised list of rates.

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## More apps by Maurizio Todeschi

- [Amount Ruler](https://appshunter.io/ios/app/amount-ruler/id1570022565)

All apps by Maurizio Todeschi: https://appshunter.io/developer/1438390757

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
