# LoanTracker - Debt Manager — Track loans, calc payments > Loan management app with automatic payment calculation and reminders. (iPhone/iPad app by 磊 刘.) - Source: https://appshunter.io/ios/app/loantracker-debt-manager/id6787019815 (this page in markdown: same URL + `.md`) - Developer: [磊 刘](https://appshunter.io/developer/1892400556) - Category: Finance - Price: Free - Age rating: 12+ - Requires: iOS 17.0 · 10 MB - Languages: Russian, Hindi, Indonesian, Turkish, German (Germany), Italian, Japanese, French (France), Polish, Thai and 9 more - Released: 2026-07-08 - Data updated: 2026-09-08 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/loantracker-debt-manager/id6787019815/reviews.md ## What is LoanTracker? One App. All Your Loans. Mortgage, car loan, personal loan — lost track? LoanTracker keeps everything organized. Auto-calculate payments and generate full amortization schedules. AUTO-CALCULATE PAYMENTS Enter principal, rate, term, and method. Instantly see your monthly payment and complete repayment schedule. 3 REPAYMENT METHODS • Equal Installment: Fixed monthly payment • Equal Principal: Fixed principal, decreasing payments • Interest-Only: Pay interest, principal at end EARLY REPAYMENT (VIP) Enter an amount to see two scenarios: shorten term or reduce payment. 100% PRIVATE & OFFLINE All data stored locally. No sign-up, no upload, no tracking. Free for 1 loan. Unlock VIP for unlimited loans + early repayment + CSV export. ## Key features - Unified loan management - Automatic monthly payment calculation - Multiple repayment methods - Early repayment calculator (VIP) - Detailed repayment schedules - Repayment reminders - Local data storage ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/loantracker-debt-manager/id6787019815/reviews.md ### 5/5 — 借款还款管理软件 *2026-08-07* 还挺实用的，我贷款比较多，很容易忘记，这下好了了，可以记录下来随时提醒呢 ## Frequently asked questions about LoanTracker ### How does 贷记 calculate monthly payments? 贷记 automatically calculates monthly payments by taking your principal amount, annual interest rate, total loan term, and chosen repayment method (equal principal and interest, equal principal, or interest-only) as input. It then generates a detailed repayment plan showing the principal and interest breakdown for each installment. ### What repayment methods does 贷记 support? 贷记 supports three common repayment methods: 'Equal Principal and Interest' (where monthly payments are fixed, ideal for mortgages), 'Equal Principal' (where monthly payments decrease over time), and 'Interest-Only' (where only interest is paid initially, with principal due at the end). ### Can 贷记 help with early loan repayments? Yes, the VIP version of 贷记 includes an early repayment calculator. You can input an early repayment amount to see two scenarios: shortening the loan term to save more interest, or reducing your monthly payments to ease financial pressure. ### How does 贷记 ensure the security of my loan data? 贷记 operates purely locally with zero network access. All your loan data is stored directly on your device, meaning it is not uploaded, collected, or tracked by the app or its developers. Your financial information remains private. ### What are the limitations of the free version of 贷记? The free version of 贷记 allows you to record and manage one loan. To unlock unlimited loan records, the advanced early repayment calculator, and CSV export functionality, you will need to upgrade to the VIP version. ### How often is 贷记 updated? The latest version of 贷记 is 1.1, and it was last updated on July 14, 2026. While specific update frequency isn't detailed, the recent update suggests ongoing development and support for the application. ### Is 贷记 available on multiple devices? Yes, 贷记 is supported on both iPhone and iPad devices. This allows users to manage their loan information across different Apple devices. ### What is the age rating for 贷记? 贷记 has an age rating of 12+. This indicates that the app's content and functionality are considered appropriate for users aged 12 and above. ## Version history (last 2 releases) ### 1.1 — 2026-07-14 • Keyword optimization for better search visibility • Bug fixes and stability improvements ### 1.0 — 2026-07-08 No release notes. ## Apps similar to LoanTracker | App | Rating | Price | Category | | --- | --- | --- | --- | | [OweMe: Debt Tracker & IOU](https://appshunter.io/ios/app/oweme-debt-tracker-and-iou/id6780486736) | — | Free | Finance | | [Paguei – Gestão de Recebíveis](https://appshunter.io/ios/app/paguei-gestao-de-recebiveis/id6757620467) | — | Free | Finance | | [Personal budget - Framboise](https://appshunter.io/ios/app/personal-budget-framboise/id6786729983) | — | Free | Finance | | [RepayMemo](https://appshunter.io/ios/app/repaymemo/id6761517590) | — | Free | Finance | | [Expenza - Money Tracking](https://appshunter.io/ios/app/expenza-money-tracking/id6476263882) | 5.0 (4) | Free | Finance | | [APEC-Burkina Faso](https://appshunter.io/ios/app/apec-burkina-faso/id6758213018) | — | Free | Finance | ## More apps by 磊 刘 - [Unit Converter-Free & Easy](https://appshunter.io/ios/app/unit-converter-free-and-easy/id6762030231) - [Flip Clock - Timer & Focus](https://appshunter.io/ios/app/flip-clock-timer-and-focus/id6767742797) - [Family Recipes-Meal & Grocery](https://appshunter.io/ios/app/family-recipes-meal-and-grocery/id6768850433) - [BMI体脂·健康工具箱](https://appshunter.io/ios/app/bmi/id6773011713) - [PrivateVault - Encrypted Files](https://appshunter.io/ios/app/privatevault-encrypted-files/id6776260550) - [Dice Roller & Coin Flip](https://appshunter.io/ios/app/dice-roller-and-coin-flip/id6786310202) All apps by 磊 刘: https://appshunter.io/developer/1892400556 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*