# LoanTrail Mortgage Tracker — Payoff & equity at a glance > Mortgage tracker for principal, equity, and payoff visualization. (iPhone/iPad app by Andrew Snyder.) - Source: https://appshunter.io/ios/app/loantrail-mortgage-tracker/id6773162513 (this page in markdown: same URL + `.md`) - Developer: [Andrew Snyder](https://appshunter.io/developer/6772852801) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 7 MB - Languages: American English - Released: 2026-06-17 - Data updated: 2026-08-14 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/loantrail-mortgage-tracker/id6773162513/reviews.md ## What is LoanTrail Mortgage Tracker? LoanTrail Mortgage Tracker helps you see your home loan over time - principal paid, balance vs. schedule, and equity. You enter your own payments (no bank login). All data stays on this device. WHAT YOU CAN DO • Eight payoff charts - pick three for your dashboard, or browse all charts. Export any chart as a PNG. • The Schedule vs. Actual chart shows if you're ahead of your original payoff plan. • Many chart options: equity, value vs. debt, LTV, principal vs. interest, extra principal, and monthly breakdown. • Log payments with just a few clicks that are automatically calculated from your last payment, including extra principal • Want to pay off your mortgage sooner? Use Payoff Outlook; explore how making a lump sum payment today or adding extra each month will affect your payoff date. Or set a target payoff date and see the impact. • Home Screen widget for easy at-a-glance loan status checks • Want to view payments in Excel? Export a CSV. To move to a new phone, use app backup and restore in Settings. • Optional Face ID / passcode lock (off by default). • Try demo mode first to explore what Mortgage Tracker has to offer without entering your own info. TRUST & LIMITATIONS • Personal planning only - not from your lender, and not tax or investment advice. • Built for U.S. fixed-rate mortgages. If P&I changes, log amounts from each statement - charts stay useful, but ARM automation is not included. • Home values are your estimates - not a formal appraisal. Start with demo mode, then add your mortgage to get moving. Questions? support@loantrail.app ## Key features - Principal and balance tracking - Equity and home value history - Manual payment entry - Eight payoff charts - PMI tracking - Payoff outlook projections - Export payment data (CSV) ## Frequently asked questions about LoanTrail Mortgage Tracker ### How does LoanTrail Mortgage Tracker help me understand my mortgage? LoanTrail Mortgage Tracker provides detailed charts showing principal paid, balance versus schedule, and equity growth based on your home's value history. You can visualize payoff scenarios with projected dates and interest saved. ### Does LoanTrail Mortgage Tracker connect to my bank? No, LoanTrail Mortgage Tracker does not connect to your bank. You manually enter your payment details from your statements, giving you full control over your data. ### What kind of charts are available in LoanTrail Mortgage Tracker? The app offers eight payoff charts, including schedule vs. actual, equity, value vs. debt, LTV, P&I paid, yearly P&I, extra principal, and monthly breakdown. A ninth chart for PMI paid is available with PMI tracking enabled. ### Can I track PMI with LoanTrail Mortgage Tracker? Yes, you can enable optional PMI tracking. This feature unlocks a ninth chart showing PMI paid and provides an indicative LTV review callout. ### What are the limitations of LoanTrail Mortgage Tracker? LoanTrail Mortgage Tracker provides estimates only and is not from your lender. It is not intended as tax or investment advice. ARM automation and rate-period tools are not included in this release. ### Is LoanTrail Mortgage Tracker available on Android? Based on the provided data, LoanTrail Mortgage Tracker is currently supported on iPhones. Platform availability for other devices may vary. ### How often is LoanTrail Mortgage Tracker updated? The latest version, 1.1.0, was released on July 2, 2026, indicating recent development activity. Updates typically address bugs and introduce new features to enhance user experience. ### What is the user sentiment for LoanTrail Mortgage Tracker? The app has received a rating of 5.0 stars from 1 rating, suggesting a highly positive initial user reception. This indicates users are finding the app valuable for tracking their mortgage. ## Version history (last 5 releases) ### 1.1.2 — 2026-08-12 Reduced clutter on the payoff screen to highlight the key info that really matters. ### 1.1.1 — 2026-08-11 Updated screenshots ### 1.1.0 — 2026-07-02 • Optional app lock—require Face ID, Touch ID, Optic ID, or your device passcode before viewing mortgage balances and payoff charts (Settings → Privacy & security; off by default) • Lock when leaving app—returning from the background requires authentication when enabled; system Face ID / passcode prompt auto-presents when you return • Privacy shield in the app switcher when lock is on ### 1.0.4 — 2026-06-25 Updated the Settings menu to add a link to the new LoanTrail Salary Tracker app. ### 1.0.3 — 2026-06-24 Visual refresh—charts and payoff screens look sharper and more cohesive: • Brand-rooted chart colors: cyan-teal home value, seafoam equity, and warm amber for loan balance and interest • Payoff accents (time saved, next log date, principal-only badges) use a unified mint-teal family that matches LoanTrail branding • Monthly breakdown charts distinguish escrow from home value for easier reading ## More apps by Andrew Snyder - [LoanTrail Auto Loan Tracker](https://appshunter.io/ios/app/loantrail-auto-loan-tracker/id6773940835) - [LoanTrail Salary Tracker](https://appshunter.io/ios/app/loantrail-salary-tracker/id6778928780) All apps by Andrew Snyder: https://appshunter.io/developer/6772852801 ## Related topics [mortgage tracker](https://appshunter.io/ios/topics/mortgage-tracker) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*