# LOC Mobile

> Mobile banking app for managing accounts, payments, and financial goals. (iPhone/iPad app by LOC Credit Union.)

- Source: https://appshunter.io/ios/app/loc-mobile/id994986376 (this page in markdown: same URL + `.md`)
- Developer: [LOC Credit Union](https://appshunter.io/developer/994986375)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 3,811 App Store ratings · 62 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 129 MB
- Languages: American English
- Released: 2015-06-06
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/loc-mobile/id994986376/reviews.md

## What is LOC Mobile?

The LOC Credit Union Mobile Banking app allows you to check balances, view account history, categorize and track spending, move money, make payments, deposit checks and more. 

Features:
- Check balances and view transaction history
- Add external accounts for a holistic view of all your finances
- Transfer funds between your accounts and between other LOC members
- Make payments
- Pay bills
- Deposit checks
- Send secure messaging for support
- Monitor your credit score
- Set up savings goals 
- Apply for loans and open additional accounts
- Schedule balance and transaction alerts

Questions? Call our Contact Center at 800.837.4562.

## Key features

- Check balances and transaction history
- Categorize and track spending
- Transfer funds between accounts
- Pay bills and make payments
- Deposit checks remotely
- Monitor credit score
- Set up savings goals

## What do users think of LOC Mobile?

Overall sentiment: positive

**Pros**

- 👍 Intuitive interface
- 🚀 Instant transaction updates
- 💡 Convenient mobile banking features
- 🔒 Secure login options
- 👍 Easy to use
- 👍 Friendly and helpful customer service

**Cons**

- 🐛 Frequent crashes and bugs
- 🐛 Mobile deposit issues
- 🐛 Unreliable app performance
- 👎 Confusing UI changes with recent updates

**Commonly reported bugs**

- Password not autofilling
- Forced to log in every time
- Mobile deposit not working consistently

**Most requested features**

- Customizable notification settings
- Automatic check photo capture for mobile deposit
- Access to all accounts with single login

## Recent user reviews (10 of 62)

All indexed reviews: https://appshunter.io/ios/app/loc-mobile/id994986376/reviews.md

### 5/5 — West Dearborn Location

*2026-07-10, version 4021.2.0*

The ladies running the drive Thru are always so friendly and helpful!

### 1/5 — Atrocious mobile check deposit experience

*2026-07-06, version 4021.2.0*

Also, this app was made for advertising, not for your money management

### 5/5 — Bank

*2026-06-22, version 4021.1.3*

I love the safety and how easy it is to use the app

### 1/5 — Made for advertising

*2026-05-20, version 4021.0.2*

This app was made for advertising, not for your money management

### 3/5 — Wish it were better

*2026-03-16, version 4020.1.1*

- animations are slow and clunky
- excessive letter spacing makes text ugly and difficult to read
- notification push doesn’t work as expected
- biometric login doesn’t work as expected
- no dark mode
- can’t clear advertisements

### 5/5 — My Overall Experience

*2025-05-19, version 4017.0.0*

My experience with LOC mobile and LOC credit union in general has been absolutely amazing !! All the questions are answered all my issues resolved and all all from genuinely the most caring and amazing staff I’ve ever felt in and company let alone a financial institution … 10/10 I tell all my friends and family about LOC <3

### 5/5 — Solid

*2025-05-16, version 4017.0.0*

Never had an issue, intuitive interface, very happy

### 5/5 — User friendly

*2025-05-14, version 4017.0.0*

Very easy to use highly recommend!

### 1/5 — Worst banking app ever

*2025-05-08, version 4017.0.0*

Honestly this is the worst app it bugs out constantly it doesn’t work half the time and my password doesn’t even autofill with it and makes me log in every time even tho I have Face ID on

### 5/5 — Great App, Needs Notification Settings

*2024-05-31, version 4013.0.2*

I use this app almost daily. I have a half dozen accounts at LOC that I can manage with a breeze using this app. It updates instantly after a transaction just about every time. I can think of once or twice out of thousands of transactions where it took a few minutes. 

Only gripe. I don’t want the same notification to check my credit score every day. Sometimes twice. I like the notification to pay my HELOC payment though. Now I’m getting a couple more daily repeat messages. Please provide a way to manage these. Otherwise great app.

## Frequently asked questions about LOC Mobile

### What can I do with the LOC Mobile Banking app?

The app allows you to check account balances, view transaction history, categorize and track your spending, transfer funds between your accounts and to other LOC members, make payments, pay bills, and deposit checks. You can also monitor your credit score, set up savings goals, and apply for loans.

### Is the LOC Mobile Banking app free to use?

Yes, the app is free to download and use. While the app itself is free, standard carrier data rates may apply for internet access.

### Can I deposit checks using the app?

Yes, the app features a mobile check deposit function. You can take a picture of your check and submit it for deposit directly through the app, saving you a trip to the branch or ATM.

### How can I get help if I have questions about the app?

If you have any questions or need assistance with the app, you can contact the LOC Credit Union Contact Center by calling 800.837.4562. The app also offers a secure messaging feature for support.

### What are the key financial management features available?

Key financial management features include the ability to categorize and track your spending, set up savings goals, monitor your credit score, and receive scheduled balance and transaction alerts. You can also add external accounts for a consolidated view of your finances.

## Version history (last 5 releases)

### 4022.1.1 — 2026-08-12

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.2.0 — 2026-06-23

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.1.3 — 2026-06-09

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.0.2 — 2026-05-06

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4020.1.1 — 2026-03-10

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*