# Local Bill Tracker — Safe to Spend Runway & Income > Safe to Spend Runway & Income (iPhone/iPad app by PotatoDog.) - Source: https://appshunter.io/ios/app/local-bill-tracker/id6754758175 (this page in markdown: same URL + `.md`) - Developer: [PotatoDog](https://appshunter.io/developer/1849876543) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 18.2 · 28 MB - Languages: American English - Released: 2025-11-27 - Data updated: 2026-08-20 - User reviews in markdown: https://appshunter.io/ios/app/local-bill-tracker/id6754758175/reviews.md ## What is Local Bill Tracker? Know your exact "Safe to Spend" balance after every upcoming bill without ever surrendering your bank passwords or personal data. WHY LOCAL BILL TRACKER? Automated finance apps break constantly, scrape your bank credentials, and monetize your private spending habits. Local Bill Tracker is built for private, high-touch budgeting. By confirming your balances and tracking bills yourself, you stay fully connected to your numbers, catch hidden subscriptions, and regain real financial control. THE RUNWAY METHOD Stop guessing what you can actually afford. The Runway view automatically subtracts your scheduled bills and commitments from your current balance, showing you exactly what is safe to spend right now. KEY FEATURES • Real-Time Runway View: Instantly calculate your "Safe to Spend" cash balance across a rolling 30-day window. • 100% On-Device Privacy: No accounts, no trackers, and no external servers. Your data lives on your device and private iCloud. • Adaptive Calibration: Personalize dashboard calculations around your specific pay frequency and safety threshold margins. • Unified Income & Bills: Track paychecks, side-hustles, and recurring obligations in one synchronized timeline. • Tactile OLED Design: Premium high-contrast visual layout optimized for dark mode with satisfying haptic feedback. • Easy Import & Export: Parse bill details from your clipboard to onboard in seconds, or export your full history to JSON anytime. LOCAL BILL TRACKER PRO Unlock advanced financial tools with flexible Monthly, Yearly, or Lifetime options: • 30-Day Cash Runway Graph: Interactive balance projections with customizable safety threshold lines. • Biometric Shield: Lock your financial data behind Face ID or Touch ID. • Digital Receipt Attachments: Attach photos and screenshots of receipts directly to your bill records. Take back control of your financial privacy. Download Local Bill Tracker and see your true runway today! TERMS & PRIVACY • Terms of Use (EULA): https://localbilltracker.app/terms • Privacy Policy: https://localbilltracker.app/privacy-policy ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Pro Version Unlock | $4.99 | one-time | ## Version history (last 5 releases) ### v1.5.0 — 2026-08-14 What's New in Version 1.5.0: • Safe to Spend Engine: Instantly calculate your real-time available cash balance across a rolling 30-day window. • Interactive Runway Chart: Visualize lowest projected balance points and safety thresholds before your next pay cycle. • Obsidian OLED Design: Ultra-high-contrast dark mode with smooth haptic feedback and clear status indicators. • Flexible Pro Subscriptions: Choose between monthly, yearly, or upfront lifetime options to unlock advanced Pro features. • Performance & Stability: Sub-millisecond calculation speed and UI rendering optimizations. ### v1.2.1 — 2026-05-14 Version 1.2.1 is a major leap forward, introducing our most advanced feature yet: Adaptive Precision Onboarding. This update also refines our "Obsidian" aesthetic with new navigation and personalization systems. NEW FEATURES • Adaptive Precision Onboarding: A completely reimagined, psychology-driven first-run experience that calibrates the engine to your unique financial stressors. • Bespoke Navigation Header: A premium new navigation bar featuring ultra-thin materials, editorial typography, and integrated search/filter controls. • Personalization Engine: Automatically calibrates alert sensitivity and smart monitoring based on your commitment level and stressors. • Obsidian Aesthetic v1.5: Enhanced glassmorphism and high-contrast "Instrument" UI across the entire dashboard. IMPROVEMENTS • True Obsidian App Icon: A sleek, custom high-contrast app icon designed specifically to blend perfectly into pure dark-mode home screens. • Editable Profile Identity: Customize your profile name directly within the newly redesigned Calibration settings. • Relative Date Strings: Paid history items now leverage fluid relative dates (e.g., "Just now", "Yesterday") for intuitive review. • Tactile Interaction: New haptic-driven buttons and tactile components for a more physical, precise feel. • Navigation Consolidation: Streamlined navigation hierarchy for faster access to bills and runway insights. • iCloud Resilience: Improved account status monitoring and synchronization stability for your data. BUG FIXES • Tag Deduplication: On-device deduplication engine automatically resolves and merges duplicate category tags. • Sync & Stability: Resolved a critical crash related to iCloud account changes. • UI Polishing: Fixed navigation warnings and resolved text clipping in large-font metrics. • Chart Accuracy: Improved chart scaling and runway projection reliability. Thank you for using Local Bill Tracker! We're always working to make your bill management easier. ### 1.2.0 — 2026-02-17 In version 1.2.0, we are doubling down on our commitment to privacy and utility. We’ve removed the bill limit, tracking your finances should never be behind a paywall. New in this update: - No More Limits: We’ve removed the 15-bill cap. All users can now track unlimited bills and income sources for free - The Runway Dashboard: A new live calculation that shows your "Safe to Spend" balance after accounting for upcoming bills - Income Tracking: Visualize your total cash flow by adding salary and freelance income - Smart Import (Free): Get started faster than ever. Import your data locally and securely, no cloud required - Free JSON Export: Your data portability is now a standard feature. Export your complete history whenever you like - Receipt Attachments (Pro): Snap photos of your receipts and store them directly within your bill entries - Biometric Security (Pro): Added support for FaceID and TouchID to keep your data even more secure - Updated for 2026: Performance optimizations and a refreshed UI for the new year ### 1.1.0 — 2025-12-21 New Features: - Notification Center: Keep track of all your alerts in one place with the new dedicated Notification History tab - Unread Notification Badge: A new visual indicator on the notification bell icon lets you know at a glance if you have unread notifications Improvements: - Recurring Bills: Recurring bills are now automatically created when the current month's bill is paid or overdue - Better Bill Organization: We've improved how your bills are categorized and displayed, making it easier to see what's coming up and what's settled - Refined Overdue Logic: Our logic for flagging overdue bills has been refined to ensure you're always aware of past-due payments Bug Fixes: - History View Swipe Actions: Fixed a bug where swipe-to-delete or toggle actions were not functioning correctly in the History view ### 1.0.0 — 2025-11-27 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*