
LocalPay: Loyalty and Payments
Instant secure retail payments
About
This app offers a secure and convenient way to handle retail payments for consumers and merchants. It allows users to link bank accounts, receive instant discounts, and reduce transaction fees. Merchants benefit from faster settlement and lower processing costs.
What's New in LocalPay
1.2.7.8
July 11, 2026
- General bug fixes
FAQ
What is LocalPay?
LocalPay is a finance app designed to provide secure and efficient retail payment solutions for both consumers and merchants. It aims to reduce fees for businesses and offer better rewards and payment flexibility for customers.
How secure is LocalPay?
LocalPay prioritizes security with features like Face ID authorization for payments, which significantly reduces fraudulent transactions. It also allows users to securely link multiple bank accounts using Plaid.
What are the benefits for merchants using LocalPay?
Merchants can significantly reduce payment fees to as low as 0.5%, benefit from faster time-to-money with real-time settlement, and integrate with existing POS systems. They can also create unique QR codes for easy customer payments.
Can consumers get rewards with LocalPay?
Yes, consumers can receive instant discounts from local merchants when using LocalPay. The app aims to provide flexible payment options with the same or even more rewards than traditional methods.
How quickly can I set up an account?
LocalPay offers a quick setup process, allowing consumers or merchants to create an account in just 2 minutes.
Does LocalPay have ads?
No, LocalPay is ad-free, allowing for an uninterrupted user experience.
What devices does LocalPay support?
LocalPay is available for iPhone and iPod devices.
How often is LocalPay updated?
The app was last updated on March 19, 2026, indicating regular maintenance and feature additions.





