# Lode: AI Expense Tracker — Budget, Bills & Receipts

> AI-powered expense tracker for natural language budgeting and financial management. (iPhone/iPad app by Kyrylo Svystun.)

- Source: https://appshunter.io/ios/app/lode-ai-expense-tracker/id6760552716 (this page in markdown: same URL + `.md`)
- Developer: [Kyrylo Svystun](https://appshunter.io/developer/1884937511)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 5 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 34 MB
- Languages: American English, French (France), German (Germany), Japanese, Korean, European Portuguese, Russian, Chinese (Simplified, China), European Spanish, Ukrainian
- Released: 2026-05-20
- Data updated: 2026-08-24
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/lode-ai-expense-tracker/id6760552716/reviews.md

## What is Lode?

Lode is an AI expense tracker that turns plain language into clean personal finance records.

Type "coffee 5" or just say what you spent — Lode creates the transaction for you. No long forms, no menu diving. AI detects the category, amount, date, note, and currency, then keeps your money organized.

SMART, EFFORTLESS ENTRY
- Natural language: write or speak a few words, get a ready transaction
- Scan receipts — AI reads the amount, store, and date
- Learns your habits for faster, more accurate categorizing

ASK LODE ANYTHING
- Chat with Lode about your money — "How much did I spend on coffee this month?"
- Get plain-language answers about balances, budgets, and trends
- Ask hands-free with Siri, too

SEE WHERE YOUR MONEY GOES
- Income and spending statistics, side by side
- Daily cost and daily income, trends, and category breakdowns
- Smart insights that explain your numbers in plain words

PLAN AHEAD
- Budgets with alerts before you overspend
- Bills and reminders so nothing slips
- Savings goals with progress tracking
- Debts — who owes whom, and how much is left

BUILT FOR REAL LIFE
- Multiple currencies with live exchange rates and a built-in converter
- Shared accounts for family or partners, synced across devices
- Home Screen, Lock Screen, and Control Center widgets
- Siri Shortcuts to add transactions, check balances and budgets, or hear a monthly report
- Smart import from CSV, Excel, or other finance apps — AI maps your data automatically

PRIVATE BY DESIGN
- Your data syncs securely through iCloud
- No ads, no selling your data

Start with a few words. Lode does the rest.

Terms of Use (EULA): https://lodeapp.framer.website/term-of-use
Privacy Policy: https://lodeapp.framer.website/privacy-policy

## Key features

- AI transaction entry via natural language
- Receipt scanning and data extraction
- Budgeting and bill management
- Multi-currency tracking
- Savings goals and debt tracking
- Home screen widgets and Siri Shortcuts
- Shared financial spaces

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Lode Premium | $29.99 | per year |
| Lode Premium | $3.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Premium | $59.99 | one-time |


## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/lode-ai-expense-tracker/id6760552716/reviews.md

### 5/5 — 1.

*2026-05-28*

Minimalistic, modern, and extremely useful. One of the best-looking finance apps I’ve used so far. Fast, clean, and motivating. This is exactly how budget tracking should feel in 2026

**Developer response:** Thank you for the support! It's always exciting to hear from users and learn how the app fits into their daily lives.

### 5/5 — Good program!!!!

*2026-05-26*

It's very convenient, everything is thought out for you, you just need to introduce waste and monitor your finances...

**Developer response:** Thanks for using the app and for your feedback. I'm constantly working on improvements, and comments like yours help a lot.

### 5/5 — Great program

*2026-05-26*

I was looking for a long time for budgeting money app. Could not find that one app would have all I need. Finally I found Lode. Great program I am going to use now. Thanks!

**Developer response:** Thank you for your review! Knowing that people enjoy using the app makes all the effort worthwhile.

### 5/5 — Finally, a finance app that works

*2026-05-23*

Great app for managing personal finances! LODE is very easy to use, well-designed, and helps me keep track of my income and expenses much better. The interface is clean and simple, without anything unnecessary. I really enjoy using it and would definitely recommend it to anyone who wants to stay on top of their finances.

**Developer response:** I appreciate you taking a moment to share your experience. It's great to hear the app is helping you.

### 5/5 — Best App

*2026-05-20*

I’ve been searching for a finance app for a long time and tried hundreds of different ones, but nothing really felt right. This is honestly the best app I’ve used so far — clean, fast, beautiful, and actually enjoyable to use every day.

## Frequently asked questions about Lode

### How does Lode use AI for expense tracking?

Lode's AI analyzes plain language input like 'coffee 5' to automatically create transactions. It detects categories, amounts, dates, notes, and currencies, simplifying data entry.

### What are the subscription options for Lode?

Lode offers a Premium subscription at $3.99 per month or $29.99 per year. The annual plan includes a 7-day free trial.

### Can Lode handle multiple currencies?

Yes, Lode supports multi-currency tracking. You can record spending in different currencies and view your finances comprehensively.

### Is Lode suitable for managing household finances?

Yes, Lode features shared accounts, allowing you to manage household or family spending together in dedicated financial spaces.

### What devices does Lode support?

Lode is available on iPhone and iPad, making it accessible for users within the Apple ecosystem.

### How often is Lode updated?

The latest version, 1.1.2, was released on June 16, 2026, indicating active development and regular updates to improve functionality and reliability.

### What is the user sentiment for Lode?

Based on the provided data, Lode has an excellent rating of 5.0 stars from 5 ratings, suggesting very positive user sentiment.

### Does Lode have ads?

No, Lode is ad-free. The application does not contain advertisements, providing an uninterrupted user experience.

## Version history (last 5 releases)

### 2.4.0 — 2026-08-22

— Better recognition of receipts and bills
— New currencies added
— Improved notifications
— Bug fixes

### 2.3.1 — 2026-08-15

— Fixed the currency conversion cache

### 2.3.0 — 2026-08-14

— Filters on the Transactions screen
— UI fixes
— Bug fixes

### 2.2.2 — 2026-08-06

— Improved input fields
— Improved Bills statistics
— UI improvements
— Bug fixes

### 2.2.1 — 2026-08-03

— Budgets korrigiert
— Benachrichtigungen bei Apple-Pay-Zahlungen
— Verbesserte Lokalisierung
— Symbol-Animationen auf Detailseiten
— Fehlerbehebungen

## More apps by Kyrylo Svystun

- [Sakaba: Cocktail Recipes](https://appshunter.io/ios/app/sakaba-cocktail-recipes/id6784592079)

All apps by Kyrylo Svystun: https://appshunter.io/developer/1884937511

## Related topics

[ledgersnap](https://appshunter.io/ios/topics/ledgersnap)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*