# Lowe’s PreLoad > Prepaid card for business expense management and cash flow with discounts. (iPhone/iPad app by Karmic Labs, Inc..) - Source: https://appshunter.io/ios/app/lowes-preload/id1128950160 (this page in markdown: same URL + `.md`) - Developer: [Karmic Labs, Inc.](https://appshunter.io/developer/1005272025) - Category: Business, Finance - Price: Free - Rating: 2.00/5 from 51 App Store ratings · 22 written reviews indexed - Age rating: 4+ - Requires: iOS 9.0 · 27 MB - Languages: American English - Released: 2016-12-01 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/lowes-preload/id1128950160/reviews.md ## What is Lowe’s PreLoad? - Flexible funding from a credit card, debit card, or bank account. - No credit check – verified ID is all it takes. - Issue cards quickly to employees or subcontractors. - 5% discount on every purchase. - approval if you meet identification criteria - Discount applied as a statement credit. Lowe’s PreLoad is a mobile-based, real-time expense management solution that simplifies how you manage your cash flow and makes the expense reporting process easy. The Lowe's PreLoad app is the companion application for the Lowe's Preload Discover® prepaid card. It is a no cost, prepaid card solution for Pro customers. Lowe's PreLoad brings cutting-edge technology to businesses to continue to compete in today's market by reducing cost and improving productivity for you and your employees. ## Key features - Flexible funding options - No credit check required - Quick card issuance - 5% discount on purchases - Real-time expense management - Simplified cash flow management ## Recent user reviews (10 of 22) All indexed reviews: https://appshunter.io/ios/app/lowes-preload/id1128950160/reviews.md ### 1/5 — Terrible App, terrible support *2024-06-14* Don’t burn your time on this. The app always fails or won’t login. The website doesn’t work at all on a phone. The in store card fails to load every time. The customer support speaks such bad English that they don’t understand what you’re saying. **Developer response:** We apologize your experience has not met your expectations. We strive for continuous improvement, and your feedback allows us to serve you and all of our customers more effectively! We're happy to look into this for you. Please email us at support@preloadplus.com or call us directly at 885-515-5214. ### 1/5 — App *2023-11-10* 🗑️ ### 1/5 — Can’t log in screen goes to white *2022-12-02, version 1.98.62* Can’t log in screen goes to white. I can log in on Safari no prob. But on the app Even when give password or I click on help, app screen just goes to blank white. Now I am getting spammed with emails as you need yo give out your email to log into the abyss of nothing! Please fix. ### 5/5 — Good *2022-10-27* Very good ### 5/5 — Best business decision *2022-07-07* I’ve been using this app for over 4 years and I love it! Easy to load and use! ### 1/5 — I can't even get past the login page *2022-03-18* The app is useless if every other page is a blank white screen that freezes the app and I have to force close to regain control, but that doesn’t help because I lose everything I’ve done and it starts everything back at the beginning! I was smart enough to go to the PreLoad website and set my account up and everything went fine there. However i opened the app back up and tried logging back in and as soon as it accepted my login credentials it kicked me straight to that blank white screen again. Once the white screen comes up it will not do anything. I can't go back and i sat my phone down for 20 minutes on the white screen and it made no attempt to load or time out . As I'm sure you know I have to have the app to activate my card so until i can get into the app my Lowes PreLoad card is useless . At this point I am VERY SKEPTICAL ABOUT PUTTING ANY MONEY ON THIS CARD BECAUSE OF THE PROBLEMS I’VE HAD IN THE FIRST 24 HOURS OF HAVING IT! I’m not sure if Lowe’s knows about any of this because they aren’t the developers. I’m definitely going to make them aware of it because if my company’s name was attached to a poor quality product I would absolutely want someone to let me know about it. I had high hopes for this card. It would be a great asset to my company because I can give everybody a card and I can control the amount of money that they can spend. I’ve had a couple of bad experiences with just this issue. Now I’m not sure if I’m going to use it at all. 🤮🤢🤬😡😤 Grant Stewart, USMC Ret Warrior Pro Services, owner **Developer response:** We apologize your experience has not met your expectations. We strive for continuous improvement, and your feedback allows us to serve you and all of our customers more effectively! We're happy to look into this for you. Please email us at support@preloadplus.com or call us directly at 885-515-5214. ### 1/5 — No support *2021-10-06* Called phone number busy signal at 10:30 central. Takes long time to process funds to use them. Not worth hassle for 5% discount **Developer response:** We apologize your experience has not met your expectations. We strive for continuous improvement, and your feedback allows us to serve you and all of our customers more effectively! We're happy to look into this for you. Please email us at support@preloadplus.com or call us directly at 885-515-5214. ### 1/5 — Buggy as a dead opossum *2020-05-08* I have had this app for over a year and while the 5% back has been very helpful, the app itself has caused me an unbelievable amount of frustration and time. It crashes frequently and the support is very spotty. Tech support usually asks me to delete my credit card then re enter it, or delete the app and re install it. Neither sounds like a reliable solution. Big waste of time for 5%. ### 1/5 — Additional credit cards *2020-04-29* Why did you take Away the option to use additional debit or credit cards!!! Have more than 2 credit/debit cards and I can’t even delete to add a new one for the two that is allowed and no one answers the phone or even upgrade account I did the request two months ago!!! ### 1/5 — Don’t use! Disappointed in Lowe’s *2020-03-25* Horrible app no customer support from app developers or Lowe’s. Added money to use with my business and account was “suspended” within 2 days before I was even able to purchase on my new account. Lowe’s has been zero help and just refer you to the app developer who you cannot get any help from. Can’t say enough about how bad this app and service of Lowe’s has been. Save yourself and don’t use a Lowe’s preload card. ## Frequently asked questions about Lowe’s PreLoad ### What does Lowe's PreLoad do? Lowe's PreLoad is a mobile-based expense management solution that simplifies cash flow and expense reporting. It works with a prepaid card to help businesses manage spending for employees and subcontractors. ### How does the 5% discount work? You receive a 5% discount on every purchase made with the Lowe's PreLoad card. This discount is applied as a statement credit, effectively reducing your overall spending. ### Is there a credit check to get a Lowe's PreLoad card? No, there is no credit check required to obtain a Lowe's PreLoad card. Verified ID is all that is needed to meet the identification criteria for approval. ### Who is the target audience for Lowe's PreLoad? The app and its associated prepaid card solution are specifically designed for Pro customers and businesses. It aims to reduce costs and improve productivity for these users and their employees. ### What funding options are available for the prepaid card? You can fund the Lowe's PreLoad prepaid card using flexible options, including a credit card, debit card, or a bank account. This provides convenience in managing your business finances. ## Version history (last 5 releases) ### 1.98.62 — 2022-06-16 Bug Fixes ### 1.98.61 — 2022-06-14 Bug fixes and improvements. ### 1.98.60 — 2022-06-08 Bug Fixes and Improvements. ### 1.98.59 — 2021-09-19 Just text change in the description for a disclaimer "Approval if you meet identification criteria." And bug fixes. ### 1.98.58 — 2021-09-15 Just text change in the description for a disclaimer "Approval if you meet identification criteria." ## More apps by Karmic Labs, Inc. - [dash Card - Expense Management](https://appshunter.io/ios/app/dash-card-expense-management/id978812195) - [BizNOW - Expense Management](https://appshunter.io/ios/app/biznow-expense-management/id1005861774) All apps by Karmic Labs, Inc.: https://appshunter.io/developer/1005272025 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*