# Lown: Mortgage Payoff — Track & Pay Off Your Home > Homeownership finance tracker for saving, mortgages, and financial planning. (iPhone/iPad app by Rafael Reyes.) - Source: https://appshunter.io/ios/app/lown-mortgage-payoff/id6751429599 (this page in markdown: same URL + `.md`) - Developer: [Rafael Reyes](https://appshunter.io/developer/1835061778) - Category: Finance, Education - Price: Free - Rating: 5.00/5 from 5 App Store ratings · 3 written reviews indexed - Age rating: 12+ - Requires: iOS 18.4 · 10 MB - Languages: American English - Released: 2025-09-28 - Data updated: 2026-10-30 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/lown-mortgage-payoff/id6751429599/reviews.md ## What is Lown? Pay off your mortgage sooner. See how much interest you could save. Lown is a free mortgage payoff calculator and homeownership tracker that helps you understand your loan, explore extra payments, and plan your financial future. See your mortgage-free date Find out when your mortgage could be paid off and how extra principal payments can move that date closer. Discover how much interest you could save Compare payoff scenarios, experiment with monthly or one-time extra payments, and visualize the difference. Track your actual mortgage payments Keep a record of principal, interest, escrow, and other payment details. See how your balance changes over time. Explore refinancing options Compare potential refinancing scenarios and understand how different loan terms could affect your payments and long-term costs. Plan beyond your mortgage Set savings goals, monitor your home equity, and track your net worth as you work toward greater financial freedom. Built for homeowners, not advertisers * Free to use * No ads or subscriptions * No selling your financial data * Designed for iPhone and iPad * Apple-powered syncing across your devices Whether you’ve just purchased your first home or you’re working toward becoming mortgage-free, Lown helps you turn financial questions into a clearer plan. Lown: Loan to Own. Calculations are estimates for planning purposes. Actual loan results depend on your lender, loan terms, payment application, and other factors. ## Key features - Track down payment savings goals - Manage multiple mortgage loans - View mortgage payment breakdowns - Analyze extra payment impacts - Personalized financial insights - Set financial goals for homebuyers ## Is Lown safe? Not enough ratings yet to assess Lown. ## Is Lown legit? Lown: Mortgage Payoff appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Lown is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/lown-mortgage-payoff/id6751429599/reviews.md ### 5/5 — Carlos *2025-10-28* This app is super useful. I have multiple mortgages and it helps me keep track of all of my information and my principal pay down! ### 5/5 — Great app for anyone buying their first homes *2025-10-19* Looking to buy my first home, so this app is great at helping plan out my finances. **Developer response:** Thanks so much for sharing that! We built Lown to make the journey to homeownership feel a little more approachable. Glad to hear it’s helping you plan with confidence — and best of luck finding your first home! ### 5/5 — Informative app! *2025-10-15* I’m going through the home buying process now and the guides on the app are very helpful. It makes the process less daunting **Developer response:** We really appreciate that! Buying a home can be overwhelming, so it’s great to know the guides are making it easier. Thanks for being part of the Lown community — more tools and insights are on the way soon! ## Frequently asked questions about Lown ### Does Lown have ads? Yes, Lown contains advertisements to support its development and operation. The app is free to download and use, with ads integrated into the user experience. ### How much does Lown cost? Lown is available for free. There are no subscription fees or in-app purchases required to access its full range of features for managing homeownership finances. ### What devices does Lown support? Lown is designed for Apple devices, specifically supporting iPhones and iPads. This allows users to manage their homeownership finances on the go. ### How often is Lown updated? The latest version of Lown, 1.21, was released on October 20, 2025. The app is updated regularly to improve features and ensure reliability for users managing their finances. ### What is the age rating for Lown? Lown has an age rating of 12+. This indicates that the app's content and features are considered appropriate for users aged 12 and older. ### Can Lown track multiple mortgages? Yes, Lown allows users to manage multiple mortgage loans simultaneously. You can view detailed payment breakdowns for each loan, including principal and interest. ### What kind of financial insights does Lown provide? Lown offers personalized insights into your monthly income, debt, and cash flow. It helps you understand your financial standing and plan confidently for your homeownership journey. ### Is Lown suitable for experienced homeowners? While Lown is specifically designed for first-time homebuyers, its features for tracking savings, managing mortgages, and exploring payment impacts can also be beneficial for experienced homeowners seeking clarity. ## Version history (last 5 releases) ### 1.25 — 2026-10-23 Built for iPhone Duo! ### 1.24 — 2026-10-19 Bug fixes. ### 1.23 — 2026-10-09 iPhone Duo support, new budgeting feature and import/export functionality for better power user control over your finances. ### 1.21 — 2025-10-20 This release introduces big improvements for homeowners: • Net Worth dashboard – view your total assets, liabilities and home equity in one place, with snapshots to track your progress over time. • New mortgage scenarios – model extra monthly or lump-sum payments and see how they shorten your payoff date and reduce interest. • Home equity & escrow breakdowns – understand exactly where each payment goes (principal, interest, escrow, fees). • Savings targets – set goals for emergency funds, principal boosts or future home upgrades, and watch your progress. • Refreshed navigation with dedicated tabs for Mortgage Management, Planning & Scenarios, Savings Targets and Net Worth. • Performance optimizations and bug fixes to make everything faster and smoother. Thank you for using Lown! ### 1.20 — 2025-10-16 We’ve refreshed the Savings experience to make progress easier to follow and pacing more intuitive. • New, simplified Savings home layout inspired by our Loans dashboard • Clearer separation between total progress and pace toward your goal • Compact cards with animated visuals for a calmer, cleaner overview • Minor fixes and performance improvements ## Apps similar to Lown | App | Rating | Price | Category | | --- | --- | --- | --- | | [Treasury: AI Budgeting & Bills](https://appshunter.io/ios/app/treasury-ai-budgeting-and-bills/id6756083347) | 4.5 (19) | Free | Finance | | [PayOff Pro: Mortgage Payoff](https://appshunter.io/ios/app/payoff-pro-mortgage-payoff/id6752794539) | 4.7 (12) | Free | Finance | | [Slide Insurance](https://appshunter.io/ios/app/slide-insurance/id6593688726) | 5.0 (2) | Free | Finance | | [Finny: AI Money Manager](https://appshunter.io/ios/app/finny-ai-money-manager/id6736472735) | 4.4 (34) | Free | Finance | | [Kelo: Bill Organizer & Budget](https://appshunter.io/ios/app/kelo-bill-organizer-and-budget/id6744532763) | 5.0 (9) | Free | Finance | | [Foyer Home Savings](https://appshunter.io/ios/app/foyer-home-savings/id6470331282) | 4.9 (427) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-30.*