# 房贷计算器-还款提醒,贷款(LPR)计算 — 最专业的新房二手房LPR计算器

> Mortgage calculator and repayment reminder for home buyers. (iPhone/iPad app by 周 徐.)

- Source: https://appshunter.io/ios/app/lpr/id1272033544 (this page in markdown: same URL + `.md`)
- Developer: [周 徐](https://appshunter.io/developer/1106215429)
- Category: Finance
- Price: Free
- Rating: 4.69/5 from 13 App Store ratings
- Age rating: 4+
- Requires: iOS 14.0 · 23 MB
- Languages: English
- Released: 2017-08-18
- Data updated: 2026-07-07
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/lpr/id1272033544/reviews.md

## What is 房贷计算器?

全新的3.0系列大升级，精简业务、突出重点打造全新的产品。重构了整个内部框架，以支持后续持续的功能拓展。需要特别注意的是：”全新的3.0系列不在支持生活模块，把产品的主要定位方向由房贷计算改为房贷还款提醒，着重拓展还款提醒业务”。为得到App Store 推荐官的青睐，上榜官方精品推荐而不断努力。

你是否还在为逾期还房贷影响个人征信而苦恼？
你是否还在为买房不知选哪种贷款方式而苦闷？
你是否还在被中介骗而懊悔？


房贷计算器 - 还款提醒、贷款(LPR)计算
最专业的LPR利率购房计算器 ，又不只是计算器。操作简单，推送提醒不怕逾期影响征信，计算结果精准无误，还能轻松计算各类贷款！是为所有买房子的用户量身打造的专业还款、贷款小助手！

【还款提醒】 还款日倒计时信息，清晰可见！还会定时推送提醒，不会再逾期。
【方便快捷】 打开即用，直接上手，利率(LPR)自定义，一键计算！
【多重模式】 商业贷款，公积金贷款，组合贷款全部搞定！等额本息，等额本金还款模式随意切换！
【清晰排列】 还款计划清晰排列！
【省钱好手】 不消耗任何流量，精准贷款信息！

最新的利率方式：
1、普通利率
2、LPR

常用贷款方式：
1、商业贷款
2、公积金贷款
3、组合贷款（商业+公积金贷款）

常用的还款方式
1、等额本息 - 在还款期中每月偿还的金额（本金+利息）是固定不变的；
2、等额本金  - 在还款期中把贷款总额按贷款时间等分，每月偿还一样的本金和剩余贷款在该月所产业的利息，这样由于剩余贷款本金不断减少，而利息也会越来越少，所以每月还款金额（本金+利息）也越来越少。

由于所有的算法都是本人独自根据计算公式所编写的，如果您感觉计算结果和实际的有偏差，麻烦联系我，大家一起努力。

-- 抱紧我们 --
  邮箱：xuuohz@163.com

## Key features

- Mortgage repayment reminders
- LPR and standard interest rate calculation
- Commercial, provident fund, and combined loans
- Equal principal and interest repayment
- Equal principal repayment
- Clear repayment plans


## Frequently asked questions about 房贷计算器

### Does the mortgage calculator have ads?

Yes, the mortgage calculator contains advertisements. This is how the app is supported.

### What loan types can the mortgage calculator handle?

The mortgage calculator supports commercial loans, provident fund loans, and combined loans (commercial + provident fund). It also handles different repayment methods like equal principal and interest, and equal principal.

### How accurate are the mortgage calculator's calculations?

The developer has personally written all algorithms based on calculation formulas. If you find discrepancies, you can contact the developer for review and improvement.

### What interest rate types does the mortgage calculator support?

The mortgage calculator supports both standard interest rates and the latest LPR (Loan Prime Rate) for calculations.

### Can the mortgage calculator help avoid late payments?

Yes, a key feature is the repayment reminder. It provides countdown information to your repayment date and sends timely push notifications to help you avoid overdue payments and protect your credit score.

### What devices is the mortgage calculator available on?

The mortgage calculator is available on iPhone and iPod devices.

### How often is the mortgage calculator updated?

The latest version is 3.5.1, last updated on March 5, 2026. Updates aim to improve functionality and expand features.

### What is the age rating for the mortgage calculator?

The mortgage calculator has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 5 releases)

### 3.6.0 — 2026-05-25

1.新增提前还款计算功能；
2.更新最新利率表；

### 3.5.1 — 2026-03-05

更新最新利率表

### 3.5.0 — 2024-09-16

更新LPR利率表，优化使用体验。

### 3.3.0 — 2022-04-21

1、更新利率表
2、优化用户体验

### 3.2.3 — 2021-11-04

1、更新LPR利率表
2、优化贷款算法

## Apps similar to 房贷计算器

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [房贷计算器 - 同花顺出品](https://appshunter.io/ios/app/id620262455) | 3.0 (1) | Free | Finance |
| [房贷计算器-LPL按揭贷款提前还款](https://appshunter.io/ios/app/lpl/id1527847186) | — | Free | Finance |
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| [房贷计算器-新房二手房买房按揭贷款、提前还贷计算器](https://appshunter.io/ios/app/id1175710673) | 4.8 (20,076) | Free | Finance |
| [LoanCalc-Financial Calculators](https://appshunter.io/ios/app/loancalc-financial-calculators/id6450578717) | 5.0 (2) | Free | Finance |

## More apps by 周 徐

- [蓝牙通-蓝牙技术好助手](https://appshunter.io/ios/app/id1116575370)
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- [猿社区 - V2EX程序员工作者社区](https://appshunter.io/ios/app/v2ex/id1517738048)
- [生肖来了 - 中国风](https://appshunter.io/ios/app/id1563693082)

All apps by 周 徐: https://appshunter.io/developer/1106215429

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-07.*