# LTR Plans — Long Term Replacement Planning

> Long Term Replacement Planning (iPhone/iPad app by Maypark.)

- Source: https://appshunter.io/ios/app/ltr-plans/id6760909731 (this page in markdown: same URL + `.md`)
- Developer: [Maypark](https://appshunter.io/developer/1886750877)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 18.6 · 7 MB
- Languages: American English
- Released: 2026-04-03
- Data updated: 2026-09-29

## What is LTR Plans?

Your budget is incomplete. You've probably got the basics covered — monthly expenses and savings for standard long-term needs (retirement, maybe college). If you're really on the ball you've factored quarterly and annual expenses into your savings plan. But have you factored in those expenses that are not going to happen until next year, or the year after, or in seven years? Do you even know what those expenses are and how much you'll need?
Every person, especially home-owners, has assets that will eventually need replacing — cars, laptops, phones, roofs, HVAC systems, appliances, water heaters, and more. Does your current budget factor in all these things?
Everyone needs a Long Term Replacement (LaTeR) Plan. With a good plan, you can add ONE more line item to your monthly budget to fund all those expenses that are coming your way.
Finish your budget!

How it works:
Create a plan, and enter how much you've already set aside (or can set aside) in savings for your LTR Fund. Record your assets with their expected lifespans and replacement costs. LTR Plans automatically schedules future replacements, adjusts for inflation, and calculates the exact monthly contribution needed to keep your replacement fund healthy — for decades.

Key Features:
• Add assets to your plan from a list of common choices, or entirely customized
• Month-by-month fund projections with interest, contributions, and expenses
• Required contribution calculator — know the minimum you need to save
• Designate a future replacement as being funded elsewhere to remove it from future calculations
• Self-sustaining balance analysis — how much is needed to fully fund the plan without further contributions
• Category-specific inflation rates for accurate long-term projections
• Multiple plans for different properties or scenarios
• Full backup & restore
• Multi-platform: iPhone, iPad, or Mac
• iCloud sync

## Is LTR Plans safe?

Not enough ratings yet to assess LTR Plans.

## Is LTR Plans legit?

LTR Plans has limited verification signals. The AppsHunter Legitimacy Score for LTR Plans is 48 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-04-03

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-29.*