# Lucia: Expense Tracker — Budget app, no subscription

> Automatic expense tracker with secure, private, and one-time purchase model. (iPhone/iPad app by Juan Pablo Martinez Saavedra.)

- Source: https://appshunter.io/ios/app/lucia-expense-tracker/id6806171510 (this page in markdown: same URL + `.md`)
- Developer: [Juan Pablo Martinez Saavedra](https://appshunter.io/developer/6806171512)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 26.0 · 35 MB
- Languages: American English, French (France), German (Germany), Brazilian Portuguese, Chinese (Simplified, China), European Spanish
- Released: 2026-09-09
- Data updated: 2026-10-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/lucia-expense-tracker/id6806171510/reviews.md

## What is Lucia?

Lucia logs your spending for you. Link Wallet once and every Apple Pay purchase is saved and categorized in the background — cash and other payments take a single tap.

No subscription. No account. No servers of ours — your data lives on your device and in your own iCloud. Pay once and Lucia is yours for good.

— LOGS ITSELF
Purchases arrive already sorted into the right category, with an optional confirmation banner so you stay in the loop. Apple Pay purchases in another currency are converted to yours at the day's rate. Prefer your voice or a button? Log by Siri, from the Action Button, with Back Tap, or straight from the Home Screen widget. Cash, and anything paid another way, takes one tap.

— SHARE A PROFILE
Share a profile through iCloud with the people you live or travel with. Everyone can add to it, each transaction shows who added it, and budgets, savings and goals stay in sync for all of you.

— RECURRING AND INSTALLMENTS
Add your subscriptions from over 100 services, each shown with its logo, and see what renews next and what you've paid this month. Bills and credit card installments go there too, repeating weekly, twice a month, monthly, every 3 or 6 months, or yearly. Each installment counts in its own month, and you always see what you still owe. Note how you paid (credit card, debit card, cash or transfer) and see how much went through each.

— TRACK WHAT MATTERS
Log income and expenses across fully customizable categories. See exactly where your money goes with clean weekly and monthly breakdowns.

— SPENDING LIMITS
Set monthly limits per category and get a clear visual warning before you overspend. Stay in control without obsessing over every transaction.

— VAULTS
Save in vaults for anything: a trip, an emergency fund, a new gadget. Each can have a goal and a date, and an interest rate if your bank pays one. Add money, withdraw it, or use it to pay for a purchase, and always see what's available and what's saved.

— HOME SCREEN WIDGET
Glance at your balance and recent spending right from your home screen. No need to open the app.

— SYNCED THROUGH YOUR ICLOUD
Your transactions, budgets and vaults appear on every device you use, and come back on their own after a reinstall or a new phone. Your iCloud, never our servers.

— ONE-TIME PURCHASE
No subscriptions. Pay once, use forever. Lucia is free to try — unlock full access with a single lifetime purchase.

— BUILT FOR PRIVACY
Your financial data is yours. Lucia keeps everything on your device and in your own private iCloud, where only you, and anyone you share a profile with, can reach it. No account, no servers of ours, nothing for anyone to read — not even us.

— DESIGNED FOR iPHONE & iPAD
Lucia is built natively for iOS and iPadOS with support for Dark Mode, Dynamic Type, and every screen size.

Your finances, your device, your rules.

## Key features

- Automatic Apple Pay purchase logging
- One-tap manual transaction entry
- Shared financial profiles
- Subscription and bill tracking
- Customizable spending limits
- Savings vaults with goals
- Home screen widgets

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Access | $9.99 | one-time |


## Is Lucia safe?

Not enough ratings yet to assess Lucia.

## Is Lucia legit?

Lucia: Expense Tracker has limited verification signals. The AppsHunter Legitimacy Score for Lucia is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/lucia-expense-tracker/id6806171510/reviews.md

### 5/5 — Excelente Para Mantener Control de tus Finanzas

*2026-10-23*

Una app muy fácil de utilizar, muy recomendable. Los mejores $10.00 invertidos

## Frequently asked questions about Lucia

### Does Lucia have ads?

Lucia does not contain advertisements. The app is designed with privacy in mind, ensuring no ads interfere with your financial tracking experience.

### How much does Lucia cost?

Lucia is free to try and offers a single lifetime purchase to unlock full access. This one-time payment ensures you have permanent access to all features without ongoing subscription fees.

### What devices does Lucia support?

Lucia is built natively for iPhone and iPad, supporting Dark Mode, Dynamic Type, and all screen sizes for a seamless experience across your Apple devices.

### Is Lucia secure?

Yes, Lucia is built for privacy. Your financial data lives on your device and in your private iCloud, with no servers of our own, ensuring only you and those you share with can access it.

### How often is Lucia updated?

The latest version of Lucia is 1.4, last updated on October 24, 2026. Updates are released to improve functionality and add new features.

### Can I share my Lucia profile?

Yes, you can share a profile through iCloud with people you live or travel with. Everyone can add to it, and budgets, savings, and goals stay in sync for all of you.

### What kind of transactions can Lucia track?

Lucia automatically logs Apple Pay purchases and allows one-tap entry for cash and other payments. It also tracks recurring subscriptions, bills, and credit card installments.

### What is the age rating for Lucia?

Lucia has an age rating of 4+, making it suitable for a wide range of users looking to manage their finances.

## Version history (last 5 releases)

### 1.4.1 — 2026-10-28

New name on the App Store: Lucia: Expense Tracker.

### 1.4 — 2026-10-24

Your savings, in vaults:
• Each vault holds its own money, with a goal (amount and date) and interest if you want them. Lucia estimates the interest; you log what your bank pays.
• Add, Withdraw and Use. Use pays straight from a vault and doesn't count in your budgets.
• Your goals are now vaults. Money you saved without a goal is in a vault called "Vault".
• Paid with: credit card, debit card, cash or transfer. Income: transfer or cash.
• Installments on a credit card, with their rate. Each one counts in its own month.
• Recurring has three tabs, Subscriptions, Bills and Installments, and its own button at the top. New cycles: twice a month, every 3 months and every 6 months.
• Each profile has its own currency. If you never picked one, you now see your country's.
• Back Tap: double-tap the back of your iPhone to log. Set it up in Settings › Action Button & Siri.
• Apple Pay: purchases in another currency convert to yours at the day's rate.
• Hide amounts with the eye on Home.
• Tap ⓘ next to You have or Available to see how your balance adds up.
Fixed: you can change a new category's symbol and color again, Lucia no longer crashes when you switch apps during an iCloud sync, and recurring payments are logged on their day even if Lucia stayed open in the background.

### 1.3.4 — 2026-10-16

Fixes and a clearer setup:
• Cents you type now stay put. Before, with Show cents off, 12.50 could save as 1,250: if you typed cents before, please check those amounts.
• For Colombian and Chilean pesos and yen, the keypad has no decimal key.
• Apple Pay has its own row at the top of Settings, with a guide made for iOS 27.
• Your Action Button shortcuts are easier to tell apart: "Action Button" logs without opening Lucia, "Open Lucia" opens it. Both can use your own categories.
• Siri knows Lucia as "Lucía" too.
• An empty Savings tab shows you how to start.

### 1.3.3 — 2026-10-12

Fixes for people who use larger text:
• During setup, the button to continue now always stays on screen.
• Large amounts, like 20 million, show in full as you type, and the keyboard stays open.
• Button labels no longer break a word in two.

### 1.3.2 — 2026-10-11

The labels on the main buttons are a little bolder, so they’re easier to read.

Also: at the largest text sizes, empty pages such as Budgets and Recurring now scroll, so their buttons are never cut off.

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## More apps by Juan Pablo Martinez Saavedra

- [Nodo: Did I Do It?](https://appshunter.io/ios/app/nodo-did-i-do-it/id6821428722)

All apps by Juan Pablo Martinez Saavedra: https://appshunter.io/developer/6806171512

## Related topics

[lucia](https://appshunter.io/ios/topics/lucia)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-29.*