# LuckyCat: Expense Tracker — Beautifully simple budgeting > Simple, ad-free personal finance tracker with advanced categorization and reporting. (iPhone/iPad app by Mona Studio.) - Source: https://appshunter.io/ios/app/luckycat-expense-tracker/id6748858584 (this page in markdown: same URL + `.md`) - Developer: [Mona Studio](https://appshunter.io/developer/1826506736) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings · 21 written reviews indexed - Age rating: 4+ - Requires: iOS 18.6 · 78 MB - Languages: Korean, German (Germany), European Spanish, American English, Japanese, Chinese (Simplified, China), Chinese (Traditional, Taiwan), French (France) - Released: 2025-10-15 - Data updated: 2026-09-21 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/luckycat-expense-tracker/id6748858584/reviews.md ## What is LuckyCat? You're not just tracking income and expenses—you're capturing your life, one entry at a time. LuckyCat makes bookkeeping easier and more natural, helping you understand your spending and everyday life over time. Start tracking with ease today. WHY LUCKYCAT * Beautiful: a meticulously designed interface, icons, and charts — bookkeeping as a treat, not a chore * Smart: AI-powered Smart Entry and Voice Entry say goodbye to tedious tapping * Private: your data lives only on your device and your iCloud. We never collect or share it KEY FEATURES * Smart Entry: share a payment screenshot and AI logs the amount and category for you * Voice Entry: long-press the add button, say one sentence, done * Charts & Reports: pie, bar, and line charts plus a calendar heatmap that make your finances crystal clear * Budgets: per-category budgets with monthly, yearly, or custom periods — set up in three steps * Multiple Account Books: keep daily life, travel, and shared expenses separate * Multi-Currency: real-time exchange rates and cross-currency transfers — travel-ready * Asset Management: track accounts of all types and see your full financial picture * Reimbursements & Refunds: one tap, automatically linked to the original expense * Installments: enter the interest and get the real annual rate calculated automatically * Recurring Entries: rent and subscriptions log themselves * Rich Categories: two-level categories with colorful icons, continuously updated * Tag groups, photo attachments, powerful search, import/export, widgets, Shortcuts… and more to discover PRIVACY FIRST * No account needed * Syncs via iCloud only with your consent * We never store or share your data * No ads, ever LUCKYCAT PRO All personalization features, custom categories, iCloud backup, multiple account books, Smart Entry, Voice Entry, receipt printing, data import, and more Terms of Use: https://luckycat.monana.cc/help?lang=en&slug=about%2Fterms&theme=light Privacy Policy: https://luckycat.monana.cc/help?lang=en&slug=about%2Fprivacy&theme=light Thank you for your support. We'll keep polishing LuckyCat and building more products that live up to this philosophy. If you run into any issues, email us at luckycatwallet@gmail.com — we read and answer every message. ## Key features - Ad-free and no login required - Detailed categorization with subcategories - Multiple ledgers for different scenarios - Asset management and financial overview - Various statistical charts and reports - Reimbursement and refund management - Multi-currency support with real-time exchange rates ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly Plan | $3.49 | per month | | Annual Plan | $17.99 | per year | | Weekly Plan | $0.99 | per 7 days | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Lifetime Access | $34.99 | one-time | | 终身会员-限时优惠 | $31.49 | one-time | | Upgrade to Lifetime | $17.00 | one-time | | Upgrade to Lifetime | $31.49 | one-time | | Upgrade to Lifetime | $31.49 | one-time | ## Recent user reviews (10 of 21) All indexed reviews: https://appshunter.io/ios/app/luckycat-expense-tracker/id6748858584/reviews.md ### 1/5 — 단위가 엔화에요 *2026-09-11* 단위 어케 바꾸ㅝ여?. **Developer response:** 불편을 드려 죄송해요. 앱에서 설정 → 통화 → 기준 통화로 들어가 ‘한국 원(KRW)’을 선택하시면 원화로 바꿀 수 있어요. 처음 설치할 때 기본 통화가 잘못 설정되는 문제도 확인했고, 업데이트를 통해 수정할 예정이에요. 알려주셔서 감사합니다. ### 5/5 — 推荐 *2026-08-14* 很好用。已经记账8个月了。希望开发者一直保持啊！担心好用的软件用的人不多会跑路了tat！今年到期会续费会员！ **Developer response:** 感谢支持！用这么久是真爱了，不会跑路的！但可以帮忙推荐推荐哈哈，最近加快了迭代的步伐，还有好多好玩功能上线！ ### 5/5 — 喜欢 *2026-08-11* 超级好的记账软件！ **Developer response:** 感谢支持！会越来越好的哈哈 ### 5/5 — 推荐 *2025-11-30* 挺好用的，没有广告，没有其他乱七八糟东西，但是记账那里的（修改时间、再记一笔、选择账本）一溜都点不了 ### 5/5 — 超级好用！数据图表很清晰，配色美丽 *2025-11-04* 很喜欢这个记账软件，页面实在是太干净太漂亮了，就喜欢这种简洁大方的页面设计。统计图表清晰明了，特别是配色看着就很舒服，大爱！会一直坚持用下去哈哈 ### 5/5 — 超级好用 *2025-10-28* 画面简介干净 **Developer response:** 谢谢喜欢！我们会继续保持简洁好用的风格，让记账变得更轻松～ ### 5/5 — 页面美观，未来可期 *2025-10-26* 下载了很多记账软件，招财猫记账的页面独具一格，页面配色也很好看。功能还在不断完善中，期待功能变得更好～ **Developer response:** 谢谢你的鼓励！我们会继续优化功能，不辜负期待～ ### 5/5 — 好用 *2025-10-25* 喜欢 界面简洁好看 也方便 **Developer response:** 感谢支持！很高兴你喜欢我们的设计，我们会持续优化体验～ ### 5/5 — 设计感很强，第一眼就喜欢上了 *2025-10-24* 设计的很有新意，有开发者自己的想法，功能也很完整 **Developer response:** 感谢喜欢！我们希望每一个细节都能传递出温度～ ### 5/5 — 贼拉丝滑 *2025-10-23* 还是第一次遇到这么丝滑的软件，自己会坚持用的 **Developer response:** 谢谢你的认可！丝滑是我们的追求！我们会继续打磨细节优化体验 ## Frequently asked questions about LuckyCat ### Does 招财猫记账 have ads? No, 招财猫记账 is designed to be ad-free. The developers explicitly state there are no commercial advertising plans, ensuring an uninterrupted user experience. ### What is the pricing for 招财猫记账 PRO? 招财猫记账 offers monthly and annual subscription plans for its PRO features. The monthly plan costs $5.99, while the annual plan is $29.99 and includes a 7-day free trial. ### Is 招财猫记账 safe to use? Yes, 招财猫记账 prioritizes user privacy and security. Data is only uploaded to iCloud with user consent, and the developers do not store or share any user data. It also does not require login to use. ### What devices does 招财猫记账 support? Currently, 招财猫记账 is supported on iPhone. The app is rated for ages 4 and up. ### How often is 招财猫记账 updated? The app was last updated on March 26, 2026, indicating ongoing development and support. The latest version is 3.0.1. ### Can I use 招财猫记账 without an internet connection? While the app supports iCloud synchronization and real-time exchange rates, its core budgeting and expense tracking features can be used offline. Data is stored locally until synced. ### What are the benefits of the PRO membership in 招财猫记账? PRO membership unlocks all personalization features, custom categories, multi-ledger support, quick entry, receipt printing, bill import, and other advanced functionalities not available in the free version. ### How does 招财猫记账 handle data privacy? Data privacy is a core focus. 招财猫记账 only uses iCloud to upload data to Apple servers with explicit user consent. The developers confirm they do not store or share any of your personal financial information. ## Version history (last 5 releases) ### 4.4.0 — 2026-09-17 NEW - Added a Home Screen widget for recording transactions, with options for income or expense, category, account book, account and currency, so you can enter an amount and save it directly (iOS 27 or later) IMPROVEMENTS - Improved the diary list’s date layout and updated the entry keypad to use your selected number font RECENT HIGHLIGHTS - Browse 353 category icons in realistic, sticker and flat styles, with search by name or keyword - Choose from six number fonts to customize how amounts are displayed - Touch and hold the app icon on the Home Screen to open New Entry, Voice Entry or Calendar ### 4.3.1 — 2026-09-13 FIXES - Fixed several issues affecting stability and the overall experience RECENT HIGHLIGHTS - Added 73 food and shopping category icons, bringing the library to 350 icons in realistic, sticker, and flat styles - Search icons by name or keyword for categories, account books, and budgets - Touch and hold the app icon on the Home Screen to open New Entry, Voice Entry, or Calendar ### 4.3.0 — 2026-09-10 NEW - Added 73 category icons for food, shopping, and everyday life - The new icon picker supports name and keyword search for categories, account books, and budgets - Touch and hold the app icon on the Home Screen to open New Entry, Voice Entry, or Calendar IMPROVED - Improved category editing and adjusted the visual sizing of sticker and flat icons FIXED - Fixed incorrect merging across account books and between subcategories with the same name Looking for creators to collaborate with If you enjoy LuckyCat and would like to share your experience on social media, contact us at luckycatwallet@gmail.com ### 4.2.0 — 2026-09-02 NEW - Switch between 3 category icon styles and 6 number fonts anytime (Settings > Appearance) - Open the entry page automatically when launching the app (Settings > Home) - Skip reminders automatically if you’ve already recorded an entry that day (Settings > Notifications) - Calendar color intensity can reflect expenses, income, or balance, making amounts and trends easier to see - View Net Assets, Total Assets, and Total Liabilities at a glance in Account Management IMPROVED - Reorganized Appearance settings so frequently used options are easier to find - Improved Dark Mode visuals and refined interactions throughout the app FIXED - Fixed cases where multi-book filters, entry lists, and statistics could become inconsistent - Fixed issues affecting stability and usability *Looking for creators to collaborate with* If you enjoy LuckyCat and would like to share your experience on social media, contact us at luckycatwallet@gmail.com ### 4.1.0 — 2026-08-10 NEW - A new Diary style on Home groups entries by day and expands photos, notes, tags, and account details - Set one Home greeting or a different greeting for each day of the week. You can also show the month and tap it to switch months - Improved category organization after importing entries: matched categories and categories to create are clearly separated, with options to review related entries and recategorize them in batches IMPROVED - Reorganized personalization settings, grouping Home and Entry Preferences so frequently used options are easier to find - Rebuilt the iCloud backup and restore experience - Optimized photo selection, compression, and thumbnail loading for entries to reduce memory and storage use - Refined the visual appearance in Dark Mode for clearer hierarchy and details FIXED - Fixed issues affecting stability and usability *Looking for creators to collaborate with* If you enjoy LuckyCat and would like to share your experience on social media, contact us at luckycatwallet@gmail.com --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-21.*