# Lufy Finance — Presupuesto, metas y ahorro > Presupuesto, metas y ahorro (iPhone/iPad app by Alejandro Vargas.) - Source: https://appshunter.io/ios/app/lufy-finance/id6773779961 (this page in markdown: same URL + `.md`) - Developer: [Alejandro Vargas](https://appshunter.io/developer/6773779963) - Category: Finance, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 15.5 · 73 MB - Languages: American English - Released: 2026-06-06 - Data updated: 2026-10-31 ## What is Lufy Finance? Lufy tells you what you can spend today and where your money went — no spreadsheets, no banking jargon. Built for El Salvador and Guatemala: US dollars or quetzales, biweekly paydays, and salaries with local payroll deductions. LOG IN SECONDS • One tap on Home or the widget and the expense is saved. • Scan a receipt: Lufy reads the total, the store and the date. • Automatic capture: with an iPhone Shortcut, your bank's purchase text is logged on its own, already categorized. UNDERSTAND YOUR MONTH • "Left this month" and "You can spend today", always in view. • Month map: one bar per day — slide across it to see what happened. • Where your money went, your biggest expenses, and how you're doing versus last month. PLAN WITHOUT FRICTION • Envelope budgets by category, with alerts at 80% and when you go over. • Fixed income and bills that log themselves on payday (monthly or biweekly). • Savings goals with deposits, and debts you mark as paid in one tap. YOURS AND PRIVATE • Lock the app with Face ID or Touch ID. • Your data is saved to your account and syncs across your devices. • Export your transactions to PDF or CSV anytime. Lufy's interface is in Spanish. Lufy is an educational tool for personal organization and does not provide financial advice. ## Is Lufy Finance safe? Not enough ratings yet to assess Lufy Finance. ## Is Lufy Finance legit? Lufy Finance has limited verification signals. The AppsHunter Legitimacy Score for Lufy Finance is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 2.0.1 — 2026-10-21 • Tap "Money in" on Home to see each income on its own: salary, freelance, sales, with amount and date. Tap one to edit it. • Your goals keep their category and color across all your devices. • Lufy is more stable: if saved data gets damaged, the app no longer goes blank. • The keyboard and buttons no longer cover anything while you log a transaction. ### 2.0 — 2026-10-07 Lufy has been completely redesigned: a new look, a month map, clearer goals and debts, Face ID lock, a receipt scanner, automatic capture from your bank's text alerts, a widget to log in one tap, and CSV export. ### 1.5.1 — 2026-07-11 Lufy v1.5 — your finances, clearer and more connected: MONTHLY BUDGET Your fixed income, your variable income (labeled), and your commissions or bonuses now ADD UP into a single monthly budget. And whatever you don't spend is automatically saved as accumulated savings. MY DEBTS WITH REAL AMORTIZATION Add your loan or credit card with its amount, term, and rate: Lufy calculates your payment, how much is left, and how much goes to interest vs. principal. Tap "paid this month" and it's logged automatically as an expense. BUILT FOR YOUR TYPE OF EMPLOYMENT Tell us whether you're a salaried employee, a freelancer, or a professional-services worker, and we'll project your net pay with the correct legal deductions. ENVELOPES YOUR WAY Set how much you want to spend per category; we'll warn you if you go over your budget. Plus: month navigator, personal and student loans, and stability improvements. ### Version 1.5 — 2026-06-12 Demo account (please use to review all features): Email: reviewer@lufy.app Password: LufyDemo2026! This release (1.5) bundles everything since the public 1.3.1: - Monthly budget: a fixed income, labeled variable incomes, and bonuses that all sum into one monthly budget (Home > tap the "Ingresos" card). - Debt amortization: define a loan (amount, start date, term, rate); the app computes the correct monthly payment, remaining installments, interest-vs- principal split by progress, and an extra-principal-payment simulator (Analysis > Tools > My Debts). - Logging a loan's monthly payment auto-creates a "Pago de préstamo" expense in the user's budget (category "Deudas"). - Freelance mode in the salary calculator (flat 10% withholding + private health insurance suggestion). - Budgets for any/custom category; transactions in previous months (floor Jan 2026); personal and student loans. No new permissions. Notifications remain LOCAL only (expo-notifications); no remote push, no third-party tracking. Cloud sync stores ONLY the user's own data tied to their authenticated account (Supabase). ### 1.3.1 — 2026-06-11 This update adds: - Monthly Plan: fixed incomes/expenses that auto-register or prompt confirmation. - Debt tracking with payments, progress ring and a "pay more" simulator. - Guatemala support (GTQ currency + local salary tax rules: IGSS, ISR, Aguinaldo, Bono 14), switchable in Profile > País. - Custom user categories, synced to the user's own account. - Local notifications for debt/recurring due dates. How to test the local notification permission (in-context, per guideline 4.5.4): Go to "Mis deudas" (Análisis > Herramientas) > add a debt > set a "Día de pago" (due day). The app then requests notification permission to remind the user on that day. Notifications are LOCAL only (expo-notifications); there is no remote push and no servers involved. To see the salary calculator: Análisis > Herramientas > Calculadora de salario. Switch country in Perfil > País to test El Salvador (USD) or Guatemala (GTQ). Privacy: the app does NOT track users across apps or websites. Cloud sync stores ONLY the user's own data (transactions, debts, categories, country) tied to their authenticated account (Supabase). No data is shared with third parties for tracking or advertising. ## Apps similar to Lufy Finance | App | Rating | Price | Category | | --- | --- | --- | --- | | [ASESUISA](https://appshunter.io/ios/app/asesuisa/id1436095096) | 1.0 (15) | Free | Finance | | [TOHKN](https://appshunter.io/ios/app/tohkn/id6756132008) | 4.9 (51) | Free | Finance | | [App One](https://appshunter.io/ios/app/app-one/id6443567642) | 4.6 (28) | Free | Finance | | [n1co](https://appshunter.io/ios/app/n1co/id1662164199) | 2.7 (39) | Free | Finance | | [Davivienda El Salvador](https://appshunter.io/ios/app/davivienda-el-salvador/id6477842174) | 4.6 (837) | Free | Finance | | [Niu: Tu dinero, tarjetas y más](https://appshunter.io/ios/app/niu-tu-dinero-tarjetas-y-mas/id1627784598) | 3.3 (23) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*