# Luma Finance > Expense tracker for logging purchases, understanding spending habits, and managing travel budgets. (iPhone/iPad app by Jose Letona.) - Source: https://appshunter.io/ios/app/luma-finance/id6759557855 (this page in markdown: same URL + `.md`) - Developer: [Jose Letona](https://appshunter.io/developer/1823122467) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 17.6 · 14 MB - Languages: English, French, German, Japanese, Korean, Portuguese, Chinese, Spanish - Released: 2026-04-10 - Data updated: 2026-07-03 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/luma-finance/id6759557855/reviews.md ## What is Luma Finance? Ever stared at your bank statement wondering where it all went? Luma is the expense tracker that gives you clarity before the surprise - not after. Log a purchase in seconds, see your monthly pulse, and travel without financial regret. TRACK SMARTER EVERY DAY • Log expenses in seconds with quick-entry shortcuts • See your monthly total and daily breakdown at a glance • 20 free expense entries per month - no account required • Switch between currencies anytime • Full transaction history you can edit or delete • Dark and Light mode UNDERSTAND YOUR HABITS • Spending Pulse - know if your week is on track, rising, or accelerating • Visual charts and category breakdowns • Monthly trend analysis • Smarter pattern detection the longer you use it TRAVEL MODE Going on a trip? Switch to Travel Mode. Name your trip, choose a travel currency, and track every expense separately from your daily spending. • Your home budget and travel budget stay completely separate • See your trip total in real time • Stop landing home to a credit card shock • First trip is free upgrade for unlimited trips ALWAYS WITHIN REACH • Home Screen Widget - log an expense without opening the app • Lock Screen Widget - your monthly total, always visible • 9 languages: English, Spanish, Spanish (Spain), Portuguese, French, German, Japanese, Korean, Simplified Chinese • Apple Watch app - coming soon PRIVATE BY DESIGN Your data belongs to you. Subscriptions are handled by Apple. We don't store your payment information. You can log out anytime. GO PREMIUM Unlock the full picture: • Unlimited expense entries • Unlimited travel trips and trip expenses • Advanced charts and detailed breakdowns • Deeper pattern intelligence over time Luma is built for people who want to feel in control - not overwhelmed. Simple, thoughtful, and always in your pocket. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Quick expense logging - Monthly spending pulse - Travel expense tracking - Visual charts and breakdowns - Pattern detection - Home and lock screen widgets - Multi-language support ## Frequently asked questions about Luma Finance ### How many expense entries are free with Luma? Luma offers 20 free expense entries per month without requiring an account. After reaching this limit, you can upgrade to unlock unlimited entries. ### Does Luma have ads? No, Luma does not contain advertisements. The app is designed to be ad-free, allowing for an uninterrupted user experience. ### What are the benefits of Luma Premium? Luma Premium provides unlimited expense entries, unlimited travel trips and expenses, advanced charts, detailed breakdowns, and deeper pattern intelligence over time. ### Can I track expenses for a trip with Luma? Yes, Luma features a dedicated Travel Mode. You can name your trip, choose a travel currency, and track expenses separately from your daily spending. ### Is Luma available on multiple devices? Luma is currently supported on iPhone and iPad. An Apple Watch app is also planned for future release. ### How is my financial data secured with Luma? Luma is designed with privacy in mind. Your data belongs to you, subscriptions are handled by Apple, and your payment information is not stored by the app. ### How often is Luma updated? The latest version of Luma, 1.2, was released on April 15, 2026, indicating recent development activity. Updates are provided to enhance features and reliability. ### What languages does Luma support? Luma supports 9 languages, including English, Spanish, Portuguese, French, German, Japanese, Korean, and Simplified Chinese. ## Version history (last 3 releases) ### 1.2 — 2026-04-15 What's new in this update: Widgets Add expenses directly from your Home Screen — no need to open the app. Plus a new Lock Screen widget that keeps your monthly total always visible. Travel Mode Create a trip, set your travel currency, and track what you spend abroad completely separate from your daily budget. See your trip total in real time. First trip is free. 9 Languages Luma now speaks English, Spanish, Spanish (Spain), Portuguese, French, German, Japanese, Korean, and Simplified Chinese. Apple Watch — coming soon. ### 1.1 — 2026-04-12 Travel Mode Track your trip expenses separately from your daily spending. Create a trip, set your travel currency, and keep a clear record of everything you spend on the go. Your first trip is free — upgrade to Premium for unlimited trips and expenses. ### 1.0 — 2026-04-10 No release notes. ## More apps by Jose Letona - [IBVN Videos](https://appshunter.io/ios/app/ibvn-videos/id6747853422) All apps by Jose Letona: https://appshunter.io/developer/1823122467 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-03.*