# Lumen Budget — Budgeting made simple

> Personal finance app for simple budgeting, spending tracking, and financial visualization. (iPhone/iPad app by Adam Larrabee.)

- Source: https://appshunter.io/ios/app/lumen-budget/id6745275853 (this page in markdown: same URL + `.md`)
- Developer: [Adam Larrabee](https://appshunter.io/developer/1811628068)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 26.0 · 29 MB
- Released: 2025-09-24
- Data updated: 2026-08-22
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/lumen-budget/id6745275853/reviews.md

## What is Lumen Budget?

Lumen Budget helps you take control of your money with a clean, fast experience built for everyday use. Create budgets that fit your life, track spending in seconds, and see your progress with clear visuals.


What's New in 2.1
Automatic transaction sync: Securely connect your bank account through Plaid and import transactions automatically, no more manual entry for everyday purchases.
Smart notifications: Stay on track with timely alerts about budgets, spending, and account activity.
Refreshed interface: Enjoy improved navigation and a more polished experience throughout the app.

Why you'll love it
Monthly budget that just works: A main budget auto-tracks each calendar month, so you always know where you stand.
Custom budgets for anything: Add flexible budgets for trips, categories, or short-term goals, set names, amounts, dates, and (optionally) categories.
Fast transaction entry: Add income or expenses in a few taps with smart numeric fields designed for money, or let bank sync handle it for you.
All accounts in one place: Create cash, checking, savings, credit, and more, and assign icons for a personalized, glanceable view.
See trends instantly: Interactive charts with adjustable date ranges turn raw numbers into insights you can act on.
Security that feels invisible: Private by design with secure sign-in, optional Face ID / Touch ID, and bank-level encryption through Plaid.
Thoughtful details: colorful account icons, tidy lists, and helpful prompts keep everything organized and easy to use.

Designed for real life
Whether you're building savings, paying down debt, or just want to stop overspending, Lumen Budget gives you the structure and visibility to make better choices—without getting in your way.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Automatic transaction sync
- Customizable budgets
- Fast manual transaction entry
- All accounts in one place
- Interactive spending charts
- Smart notifications
- Secure bank-level encryption

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro | $4.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 10 Insight Credits | $4.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/lumen-budget/id6745275853/reviews.md

### 5/5 — Best budget app

*2025-10-11*

I have been using this app since it came out and it has helped me tremendously 100% would recommend!

## Frequently asked questions about Lumen Budget

### What is Lumen Budget?

Lumen Budget is a personal finance application designed to help users manage their budgets, track spending, and visualize their financial progress. It offers features like automatic transaction syncing and customizable budget creation.

### How does Lumen Budget handle security?

Lumen Budget prioritizes security with private-by-design principles, secure sign-in, and optional Face ID/Touch ID. It uses bank-level encryption through Plaid for secure bank account connections.

### Can I sync my bank accounts with Lumen Budget?

Yes, Lumen Budget offers automatic transaction sync by securely connecting your bank accounts through Plaid. This allows for automatic import of transactions, reducing the need for manual entry.

### What types of budgets can I create in Lumen Budget?

You can create a main monthly budget that auto-tracks your spending, as well as flexible custom budgets for specific goals like trips or categories. You can set names, amounts, and dates for these custom budgets.

### Is Lumen Budget free to use?

Lumen Budget is available for free. However, it does offer a 'Pro' subscription plan at $4.99 per month for enhanced features or capabilities.

### What devices does Lumen Budget support?

Currently, Lumen Budget is supported on iPhone devices. It was last updated on February 13, 2026, with version 'Plaid Integration 2.0'.

### How often is Lumen Budget updated?

The app's latest version, 'Plaid Integration 2.0', was released on February 13, 2026. While specific update frequency isn't detailed, this indicates ongoing development and feature enhancements.

### Does Lumen Budget have ads?

Based on the provided data, Lumen Budget does not appear to have advertisements. Its monetization model is primarily driven by optional in-app purchases and a subscription plan.

## Version history (last 4 releases)

### Lumen Budget 2.1 — 2026-06-22

Split trip expenses with friends, get AI-powered spending insights, and sync every bank account automatically. Smarter budgeting starts here.

### Plaid Integration 2.0 — 2026-02-13

Welcome to Lumen Budget 2.0!

Automatic transaction imports via secure Plaid bank connection
Smart notifications to keep you on budget
Refreshed UI with improved navigation and polish
Performance enhancements and bug fixes

Thanks for your support! Let us know what you think.

### 1.1 — 2025-10-07

This update introduces powerful new tools to help you manage your assets and liabilities with ease:

New Features

Net Worth Dashboard – View your total net worth over time with a new interactive chart and time range picker (1 month, 3 months, etc.).

Add Asset Entry – Quickly log individual assets by date, category, amount, and an optional note.

Add Liability Entry – Easily track individual liabilities the same way as assets.

Bulk Update Tool – Add or update multiple assets and liabilities at once, all from one convenient screen.

Edit Entries – Tap any entry in your list to edit its date, values, and note.

Entry Details – Each record clearly shows the date, total assets, total liabilities, and net change with color-coded values.

Swipe to Delete – Quickly remove any entry with a simple swipe.

### 1.0 — 2025-09-24

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*