# LumenBTC — Track Your Bitcoin Portfolio > Bitcoin portfolio tracker and retirement planner with advanced financial tools. (iPhone/iPad app by Dave Moggio.) - Source: https://appshunter.io/ios/app/lumenbtc/id6753994634 (this page in markdown: same URL + `.md`) - Developer: [Dave Moggio](https://appshunter.io/developer/1822618853) - Category: Finance, Productivity - Price: $1.99 - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 36 MB - Languages: English - Released: 2025-10-16 - Data updated: 2026-08-26 - Monetization: paid - User reviews in markdown: https://appshunter.io/ios/app/lumenbtc/id6753994634/reviews.md ## What is LumenBTC? Take Control of Your Bitcoin Future LumenBTC is the most comprehensive Bitcoin portfolio tracker and retirement planning app available. Whether you're HODLing for the long-term or planning your financial independence, LumenBTC gives you professional-grade tools in a beautiful, intuitive interface. TRACK YOUR PORTFOLIO - Monitor Bitcoin prices in 157+ currencies - Track multiple wallets with real-time valuations - Interactive price charts with multiple timeframes - Pull-to-refresh for instant updates - Clean, distraction-free interface PLAN YOUR RETIREMENT - Advanced retirement calculator with year-by-year projections - Choose from 7 sophisticated growth models (CAGR & Power Law) - Based on Bitcoin's True Market Mean (rolling 12-month average) - 4% withdrawal rule based on Trinity Study - Inflation-adjusted calculations - See exactly when you can retire STRESS TEST YOUR PLAN - Test 30%, 50%, and 80% drawdown scenarios - Understand how market crashes affect your timeline - Historical context from Bitcoin's past bear markets - Build a resilient long-term strategy CALCULATE EMERGENCY FUNDS - Determine your safety net target (6-12 months expenses) - Optimize Bitcoin vs cash allocation - Track your progress with visual indicators - Separate from retirement planning OPTIMIZE TAX STRATEGY - Capital gains tax calculator - Compare FIFO vs LIFO methods - Estimate tax owed on sales - Plan your exit strategy wisely SAVE & COMPARE SCENARIOS - Create multiple retirement plans - Save different "what-if" scenarios - Compare strategies side-by-side - Find your optimal path EXPORT BEAUTIFUL REPORTS - Generate professional PDF reports - Complete with year-by-year projections - Share with financial advisors - Keep records for your planning WHY LumenBTC? - No ads, no tracking, no subscriptions - All data stored locally on your device - No account or email required - Professional-grade calculations - Haptic feedback on every interaction - Accessible design for everyone - Works offline with cached data - Dark theme optimized for OLED PRIVACY FIRST Your Bitcoin addresses and portfolio data never leave your device. No cloud sync, no servers, no data collection. Complete privacy and security. WHO IS THIS FOR? Long-term Bitcoin investors planning retirement - HODLers who want to track their stack - Financial independence seekers - Anyone serious about Bitcoin wealth building TECHNICAL EXCELLENCE Built with React Native and Expo for rock-solid performance across iOS. Sophisticated growth models including CAGR declining rates and Power Law projections. Real Trinity Study implementation for withdrawal planning. NOTE: This app is for informational purposes only and does not constitute financial advice. Bitcoin is volatile. Past performance does not guarantee future results. Consult a financial professional for personalized guidance. ## Key features - Bitcoin portfolio tracking - Real-time wallet valuations - Advanced retirement calculator - Stress test market scenarios - Emergency fund calculation - Capital gains tax calculator - Exportable PDF reports ## Frequently asked questions about LumenBTC ### What is LumenBTC? LumenBTC is a comprehensive Bitcoin portfolio tracker and retirement planning app. It offers professional-grade tools for monitoring your Bitcoin investments, projecting retirement timelines, and optimizing financial strategies, all within an intuitive interface. ### Does LumenBTC have ads? No, LumenBTC is ad-free. The app is designed with a focus on user privacy and a distraction-free experience, ensuring no advertisements disrupt your financial planning. ### How much does LumenBTC cost? LumenBTC is a paid application, available for a one-time purchase of $1.99. This purchase grants you access to all its features without any recurring subscription fees. ### Is my financial data secure with LumenBTC? Yes, LumenBTC prioritizes privacy by storing all your Bitcoin addresses and portfolio data locally on your device. There is no cloud sync, no servers, and no data collection, ensuring complete privacy and security. ### Can I use LumenBTC offline? Yes, LumenBTC works offline with cached data. This allows you to track your portfolio and access planning tools even without an internet connection. ### What kind of retirement planning features does LumenBTC offer? LumenBTC includes an advanced retirement calculator with year-by-year projections using sophisticated growth models like CAGR and Power Law. It also incorporates the 4% withdrawal rule based on the Trinity Study and inflation-adjusted calculations. ### What devices is LumenBTC compatible with? LumenBTC is designed for iOS devices, including iPhone, iPad, and iPod. It is built with React Native and Expo for rock-solid performance across these platforms. ### How often is LumenBTC updated? The latest version of LumenBTC is 1.1, which was last updated on January 14, 2026. While specific update frequency isn't detailed, this indicates ongoing development and support for the application. ## Version history (last 3 releases) ### 1.1 — 2026-01-14 Major Update: Advanced Planning Tools Version 1.1 introduces professional-grade retirement planning features that transform LumenBTC into a comprehensive financial planning suite: NEW FEATURES: - PDF Export - Generate beautiful, shareable retirement reports - Emergency Fund Calculator - Build your safety net with smart BTC allocation - Tax Planning Tool - FIFO/LIFO capital gains calculator for strategic selling - Scenario Management - Save and compare multiple retirement strategies - Stress Testing - Test your plan against 30%, 50%, 80% market crashes - Advanced Growth Models - 7 research-backed projection models (CAGR & Power Law) - Refined Dark Theme - Consistent, polished interface throughout IMPROVEMENTS: - Faster app launch times - Enhanced error handling and recovery - Improved accessibility labels - Better haptic feedback timing - More intuitive navigation flow This update represents months of research into retirement planning strategies, Bitcoin growth modeling, and user experience refinement. All features work offline and maintain our privacy-first approach. As always, your feedback drives our development. Thank you for being part of the LumenBTC community! ### 1.1 — 2026-01-14 Major Update: Advanced Planning Tools Version 1.1 introduces professional-grade retirement planning features that transform LumenBTC into a comprehensive financial planning suite: NEW FEATURES: - PDF Export - Generate beautiful, shareable retirement reports - Emergency Fund Calculator - Build your safety net with smart BTC allocation - Tax Planning Tool - FIFO/LIFO capital gains calculator for strategic selling - Scenario Management - Save and compare multiple retirement strategies - Stress Testing - Test your plan against 30%, 50%, 80% market crashes - Advanced Growth Models - 7 research-backed projection models (CAGR & Power Law) - Refined Dark Theme - Consistent, polished interface throughout IMPROVEMENTS: - Faster app launch times - Enhanced error handling and recovery - Improved accessibility labels - Better haptic feedback timing - More intuitive navigation flow This update represents months of research into retirement planning strategies, Bitcoin growth modeling, and user experience refinement. All features work offline and maintain our privacy-first approach. As always, your feedback drives our development. Thank you for being part of the LumenBTC community! ### 1.0 — 2025-10-16 No release notes. ## More apps by Dave Moggio - [StrideFuel](https://appshunter.io/ios/app/stridefuel/id6753220829) All apps by Dave Moggio: https://appshunter.io/developer/1822618853 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*