# Lumi: Budget & Expense Tracker — Voice Money Manager, Auto Log > Automated expense tracking and budgeting with spending forecasts and goal management. (iPhone/iPad app by Andrii Hermanov.) - Source: https://appshunter.io/ios/app/lumi-budget-and-expense-tracker/id6754805457 (this page in markdown: same URL + `.md`) - Developer: [Andrii Hermanov](https://appshunter.io/developer/1814089705) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.1 · 74 MB - Languages: American English - Released: 2026-01-30 - Data updated: 2026-08-27 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/lumi-budget-and-expense-tracker/id6754805457/reviews.md ## What is Lumi? Lumi is built for people who've tried spreadsheets and manual tracking and know: a system only works when it doesn't get in the way. —————————————————————— AUTOMATIC LOGGING Set up a Shortcut once. Pay with Apple Pay — one tap, and the expense is logged. No manual entry, no opening the app. Works in the moment: at the checkout, in a cab, at a café. Back Tap — double-tap the back of your iPhone and Lumi instantly opens in recording mode. No searching for the app, no unlocking the screen, no scrolling through widgets. Especially handy when your hands are full or there's no time to spare. —————————————————————— SPENDING FORECAST Lumi shows not just where your money went, but where you'll be at month-end. The forecast updates with every entry and compares your current spending pace to your history. If expenses are climbing faster than usual, Lumi warns you in advance. —————————————————————— RECEIPT SCANNER Point your camera at a receipt — Lumi automatically reads the amount, date, and merchant. No manual input. —————————————————————— CATEGORY BUDGETS Set limits by category: groceries, subscriptions, restaurants. Live progress bars show the real picture at a glance. Lumi alerts you before a limit is reached. —————————————————————— GOALS & SAVINGS Create a goal — a vacation, an emergency fund, new kit. Lumi tracks progress and calculates the projected achievement date. —————————————————————— SUBSCRIPTIONS & RECURRING PAYMENTS All recurring expenses in one place. Payment reminders — so nothing catches you off guard. —————————————————————— DETAILS THAT MATTER Multi-currency with live rates. Home Screen widgets. iCloud sync. Works offline. Available in English, German, Spanish, Romanian, Ukrainian, Russian, and more. —————————————————————— LUMI PREMIUM — FREE TRIAL Shortcut for auto-logging via Apple Pay Back Tap for instant recording without opening the app Unlimited AI receipt scanning Month-end spending forecast Unlimited budgets and savings goals Subscription tracking PDF export Multi-currency Start free. No payment details required. —————————————————————— You already know how to budget. Lumi makes it faster and more accurate than any spreadsheet. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Automatic expense logging via Apple Pay - Back Tap for instant recording - AI-powered receipt scanning - Spending forecasts and alerts - Category-based budgeting - Savings goal tracking - Subscription and recurring payment management ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Annual | $44.99 | per year | | Monthly | $6.99 | per month | | Annual | $59.99 | per year | | Monthly | $4.99 | per month | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Lifetime | $66.99 | one-time | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/lumi-budget-and-expense-tracker/id6754805457/reviews.md ### 5/5 — Easy to use *2026-02-05* Love it! The best financial app ! **Developer response:** Oh my god, thank you so much! ## Frequently asked questions about Lumi ### How does Lumi automatically log expenses? Lumi offers automatic logging through Apple Pay, allowing you to log expenses with a single tap after setup. It also supports Back Tap on iPhones for instant recording without needing to open the app. ### What are the subscription options for Lumi Premium? Lumi Premium offers several subscription plans, including monthly options starting at $4.99 with a 3-day free trial, and annual plans starting at $44.99. Some annual plans include a 7-day free trial. ### Does Lumi have ads? No, Lumi does not contain advertisements. The app is free to download and use, with an optional premium subscription for advanced features. ### Can Lumi scan receipts? Yes, Lumi features an AI-powered receipt scanner that can automatically read the amount, date, and merchant from your receipts, eliminating manual input. ### What devices is Lumi available on? Lumi is available on iPhone, iPad, and iPod touch, supporting iOS devices. It also offers iCloud sync for seamless data across your Apple devices. ### How does Lumi help with budgeting? Lumi allows you to set spending limits by category, such as groceries or restaurants. Live progress bars show your spending at a glance, and the app alerts you before you reach a limit. ### What is the spending forecast feature in Lumi? The spending forecast feature in Lumi projects your financial standing at the end of the month based on your current spending pace. It updates with every entry and warns you if your expenses are increasing faster than usual. ### How often is Lumi updated? Lumi was last updated on July 24, 2026, with version 2.99.4. This indicates a relatively frequent update schedule, ensuring the app remains current and reliable. ## Version history (last 5 releases) ### 3.00.9 — 2026-08-23 News feed — tap the bell on Home for product updates, tips, and what's new, right when it ships. Move money between goals — transfer savings straight from one goal to another, no need to withdraw and redeposit. Open-ended goals — skip the target amount and save without a fixed number in mind. Weekly savings activity — see your deposits and withdrawals for each week at a glance. Fixes — several issues reported through support are resolved, for smoother saves and fewer freezes. ### 3.00.3 — 2026-08-06 Family Sharing — add your name on this phone, and every transaction you add gets tagged with it, so you and your partner see who spent what. Turn it on in Settings. Partner alerts — get a notification the moment the other person adds a transaction. Voice in your language — choose your voice input language from 60+ options. Accounts in Shortcuts — pick which account an expense lands in via Siri. Fixes — no more freeze after saving an expense; accounts sync instantly across devices. ### 2.99.4 — 2026-07-24 Multiple accounts — create separate accounts for cash, cards, or savings and switch between them anytime Custom account colors — pick any shade for your account cards with a new color slider, not just presets Transfers in your feed — money moves between accounts now show up right in your transaction list Fixes & polish — smoother account switching and safer account deletes ### 2.98.5 — 2026-07-03 Light theme is here — switch between dark and light mode in Settings. Interactive onboarding — add a real expense, income, budget, and savings goal during setup so Lumi feels yours from the start. Exchange rates now refresh only when you actually use multiple currencies, keeping things fast. Fixes and polish throughout. ### 2.97.0 — 2026-06-12 Freeze and hang issues are fixed — the app runs noticeably smoother and more stable. A new floating nav pill collapses when you scroll, giving you more screen when you need it. Savings goals are now in the tab bar — one tap away. Tap any transaction to preview, edit, or delete it on the spot. Apple Pay auto-import not working? Reach out to our support team. ## Apps similar to Lumi | App | Rating | Price | Category | | --- | --- | --- | --- | | [Infodebit](https://appshunter.io/ios/app/infodebit/id6670215980) | — | Free | Finance | | [TUX Wallet](https://appshunter.io/ios/app/tux-wallet/id1495945761) | 3.0 (2) | Free | Finance | | [RunPay](https://appshunter.io/ios/app/runpay/id1531837756) | 4.4 (75) | Free | Finance | | [moldcell money](https://appshunter.io/ios/app/moldcell-money/id6443490483) | 5.0 (2) | Free | Finance | | [Fagura](https://appshunter.io/ios/app/fagura/id1602399360) | 4.4 (5) | Free | Finance | | [iAsig - Insurance Online](https://appshunter.io/ios/app/iasig-insurance-online/id6743626313) | 5.0 (5) | Free | Finance | ## Related topics [lumi](https://appshunter.io/ios/topics/lumi) · [group expense tracker](https://appshunter.io/ios/topics/group-expense-tracker) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*